Pathways to Math Literacy (Loose Leaf)
1st Edition
ISBN: 9781259218859
Author: David Sobecki Professor, Brian A. Mercer
Publisher: McGraw-Hill Education
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Textbook Question
Chapter 4.9, Problem 1A
Use a calculator or spreadsheet to make a table of inputs and outputs for this function. The variable t should start out at zero and increment by 0.2. Then use the result to draw a detailed graph of the function.
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The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
Given: Circle J
2
What is the value of y?
A. 38
C.
68
B. 50
D. 92
Chapter 4 Solutions
Pathways to Math Literacy (Loose Leaf)
Ch. 4.1 - After reading the opening paragraph, what do you...Ch. 4.1 - Prob. 1GCh. 4.1 - Prob. 2GCh. 4.1 - Prob. 3GCh. 4.1 - Prob. 4GCh. 4.1 - Prob. 5GCh. 4.1 - Prob. 6GCh. 4.1 - Prob. 1CCh. 4.1 - Prob. 2CCh. 4.1 - Prob. 3C
Ch. 4.1 - Prob. 4CCh. 4.1 - Prob. 5CCh. 4.1 - This phenomenon is so common, in fact, that data...Ch. 4.1 - Find the standard deviation for Ji-Mins golf...Ch. 4.1 - Discuss how comparing the two standard deviations...Ch. 4.1 - A standard package of Oreos is supposed to contain...Ch. 4.1 - A standard package of Oreos is supposed to contain...Ch. 4.1 - The probability of a package of Oreos containing...Ch. 4.1 - The probability of a package of Oreos containing...Ch. 4.1 - The probability of a package of Oreos containing...Ch. 4.1 - The probability of a package of Oreos containing...Ch. 4.1 - The probability of a package of Oreos containing...Ch. 4.1 - The probability of a package of Oreos containing...Ch. 4.1 - The probability of a package of Oreos containing...Ch. 4.1 - As our friend Mr. Twain pointed out over 100 years...Ch. 4.1 - As our friend Mr. Twain pointed out over 100 years...Ch. 4.1 - As our friend Mr. Twain pointed out over 100 years...Ch. 4.1 - Prob. 1RCh. 4.1 - Prob. 2RCh. 4.1 - Prob. 3RCh. 4.1 - Prob. 4RCh. 4.1 - Prob. 1ACh. 4.1 - Prob. 2ACh. 4.1 - Prob. 3ACh. 4.1 - In a group of 500 women, how many would you expect...Ch. 4.1 - Prob. 5ACh. 4.1 - Prob. 6ACh. 4.2 - Prob. 0LOCh. 4.2 - Prob. 1CCh. 4.2 - Prob. 2CCh. 4.2 - Prob. 3CCh. 4.2 - Prob. 4CCh. 4.2 - The process used to find the distance from the...Ch. 4.2 - The process used to find the distance from the...Ch. 4.2 - The process used to find the distance from the...Ch. 4.2 - The process used to find the distance from the...Ch. 4.2 - Prob. 5CACh. 4.2 - Suppose that we know that the distance between...Ch. 4.2 - How does the distance between points P and Q...Ch. 4.2 - The lower illustration also shows points P, Q, M,...Ch. 4.2 - Based on the scale provided on the two-dimensional...Ch. 4.2 - Illustrate the grade of each trail by drawing a...Ch. 4.2 - Use the Pythagorean theorem to estimate the true...Ch. 4.2 - Prob. 7GCh. 4.2 - How far would you actually drive in covering that...Ch. 4.2 - Prob. 9GCh. 4.2 - Prob. 11GCh. 4.2 - What does the Pythagorean theorem say? When can...Ch. 4.2 - Why cant you just find the distance between two...Ch. 4.2 - Prob. 3RCh. 4.2 - Estimate the elevation of point A.Ch. 4.2 - Prob. 2ACh. 4.2 - How far would you walk along the trail from point...Ch. 4.2 - Prob. 4ACh. 4.3 - Prob. 0LOCh. 4.3 - The amount of profit that a company makes when...Ch. 4.3 - If he decides to make the play area 5 feet wide,...Ch. 4.3 - Prob. 2GCh. 4.3 - Prob. 3GCh. 4.3 - Based on the graph, what width makes the area as...Ch. 4.3 - Prob. 5GCh. 4.3 - Prob. 6GCh. 4.3 - Prob. 7GCh. 4.3 - Prob. 8GCh. 4.3 - Prob. 9GCh. 4.3 - Prob. 10GCh. 4.3 - Prob. 11GCh. 4.3 - Prob. 12GCh. 4.3 - Prob. 13GCh. 4.3 - Prob. 14GCh. 4.3 - Prob. 15GCh. 4.3 - Prob. 1TCh. 4.3 - If youre looking at a graph, what are some key...Ch. 4.3 - Prob. 2RCh. 4.3 - Type a short answer to each question. Think of...Ch. 4.3 - Prob. 4RCh. 4.3 - About how high above the ground was the ball when...Ch. 4.3 - How far away from where it was kicked did the ball...Ch. 4.3 - How high did the punt go?Ch. 4.3 - The hang time of a punt is how long its in the air...Ch. 4.3 - After how many seconds was the ball 45 feet above...Ch. 4.3 - Prob. 7ACh. 4.3 - Prob. 8ACh. 4.4 - Prob. 0LOCh. 4.4 - Describe the differences between linear and...Ch. 4.4 - Prob. 2CCh. 4.4 - Prob. 3CCh. 4.4 - Prob. 4CCh. 4.4 - Prob. 5CCh. 4.4 - Prob. 6CCh. 4.4 - Prob. 7CCh. 4.4 - Prob. 8CCh. 4.4 - Prob. 9CCh. 4.4 - Prob. 10CCh. 4.4 - If youre the coffee drinker represented by the...Ch. 4.4 - Find the relative change in caffeine for each...Ch. 4.4 - Complete this important statement about...Ch. 4.4 - Looking at the graph of the caffeine remaining in...Ch. 4.4 - Whats the multiplication factor that youd need to...Ch. 4.4 - Prob. 6GCh. 4.4 - Prob. 7GCh. 4.4 - Prob. 8GCh. 4.4 - Prob. 9GCh. 4.4 - Use either TABLE or TRACE commands on your...Ch. 4.4 - Prob. 11GCh. 4.4 - Compare exponential growth and exponential decay....Ch. 4.4 - What did you learn in this lesson about the value...Ch. 4.4 - Prob. 3RCh. 4.4 - How much money is Joe earning when hes 30?Ch. 4.4 - How much money is he allowing himself to spend...Ch. 4.4 - How much is Joe earning when hes 35? Show a...Ch. 4.4 - How much money is Joe allowing himself to spend...Ch. 4.4 - Carefully explain the meaning of the crossover...Ch. 4.5 - Prob. 0LOCh. 4.5 - Prob. 1GCh. 4.5 - Prob. 2GCh. 4.5 - Prob. 3GCh. 4.5 - Prob. 4GCh. 4.5 - Prob. 5GCh. 4.5 - Prob. 6GCh. 4.5 - Prob. 7GCh. 4.5 - Prob. 8GCh. 4.5 - Prob. 9GCh. 4.5 - Prob. 10GCh. 4.5 - Prob. 11GCh. 4.5 - Prob. 1CCh. 4.5 - Prob. 2CCh. 4.5 - Prob. 3CCh. 4.5 - Prob. 4CCh. 4.5 - Prob. 5CCh. 4.5 - Prob. 6CCh. 4.5 - Prob. 7CCh. 4.5 - Prob. 8CCh. 4.5 - Prob. 9CCh. 4.5 - Prob. 10CCh. 4.5 - Prob. 11CCh. 4.5 - Prob. 12CCh. 4.5 - Prob. 13CCh. 4.5 - Prob. 14CCh. 4.5 - Prob. 15CCh. 4.5 - Prob. 16CCh. 4.5 - Prob. 1RCh. 4.5 - Prob. 2RCh. 4.5 - Prob. 3RCh. 4.5 - Prob. 4RCh. 4.5 - Prob. 1ACh. 4.5 - Prob. 2ACh. 4.5 - Prob. 3ACh. 4.5 - Prob. 4ACh. 4.6 - Prob. 0LOCh. 4.6 - Newtons law of universal gravitation describes the...Ch. 4.6 - Newtons law of universal gravitation describes the...Ch. 4.6 - Newtons law of universal gravitation describes the...Ch. 4.6 - Newtons law of universal gravitation describes the...Ch. 4.6 - Prob. 5CCh. 4.6 - Prob. 6CCh. 4.6 - Prob. 7CCh. 4.6 - Prob. 8CCh. 4.6 - Prob. 9CCh. 4.6 - Prob. 10CCh. 4.6 - Prob. 11CCh. 4.6 - Prob. 12CCh. 4.6 - Use Newtons law of universal gravitation to find...Ch. 4.6 - Prob. 14CCh. 4.6 - Prob. 1GCh. 4.6 - Prob. 2GCh. 4.6 - Prob. 3GCh. 4.6 - Prob. 5GCh. 4.6 - Prob. 6GCh. 4.6 - Prob. 7GCh. 4.6 - A fun fact: you can use a microwave oven and a bar...Ch. 4.6 - Prob. 1RCh. 4.6 - Prob. 2RCh. 4.6 - Prob. 3RCh. 4.6 - Prob. 4RCh. 4.6 - Prob. 1ACh. 4.6 - Prob. 2ACh. 4.6 - Prob. 3ACh. 4.6 - Prob. 4ACh. 4.6 - Prob. 5ACh. 4.6 - Prob. 6ACh. 4.6 - Prob. 7ACh. 4.7 - Prob. 0LOCh. 4.7 - Prob. 1GCh. 4.7 - Prob. 2GCh. 4.7 - Prob. 3GCh. 4.7 - Prob. 4GCh. 4.7 - Prob. 5GCh. 4.7 - Prob. 6GCh. 4.7 - Prob. 7GCh. 4.7 - Prob. 8GCh. 4.7 - Prob. 9GCh. 4.7 - Prob. 10GCh. 4.7 - Prob. 11GCh. 4.7 - From years of experience, the owner of a small...Ch. 4.7 - Prob. 13GCh. 4.7 - Prob. 14GCh. 4.7 - Prob. 15GCh. 4.7 - Prob. 16GCh. 4.7 - Prob. 17GCh. 4.7 - Prob. 18GCh. 4.7 - Prob. 19GCh. 4.7 - In Questions 14, simplify each expression. Aside...Ch. 4.7 - In Questions 14, simplify each expression. Aside...Ch. 4.7 - In Questions 14, simplify each expression. Aside...Ch. 4.7 - In Questions 14, simplify each expression. Aside...Ch. 4.7 - Prob. 5CCh. 4.7 - Prob. 6CCh. 4.7 - Prob. 7CCh. 4.7 - Our next goal is to multiply (x5)by(x2+3x+4). a....Ch. 4.7 - Prob. 9CCh. 4.7 - What is a polynomial? What is meant by the phrase...Ch. 4.7 - Prob. 2RCh. 4.7 - What questions do you have about this lesson?Ch. 4.7 - Prob. 1ACh. 4.7 - Prob. 2ACh. 4.7 - Prob. 3ACh. 4.7 - Prob. 4ACh. 4.7 - Prob. 5ACh. 4.7 - Prob. 6ACh. 4.7 - Prob. 7ACh. 4.7 - Prob. 8ACh. 4.7 - Prob. 9ACh. 4.7 - Prob. 10ACh. 4.8 - Prob. 0LOCh. 4.8 - Perform the multiplication: 57=Ch. 4.8 - Prob. 2GCh. 4.8 - If the volume in the YouTube window is set at half...Ch. 4.8 - If the volume in the YouTube window is set at half...Ch. 4.8 - If the volume in the YouTube window is set all the...Ch. 4.8 - To get the overall volume, we _______ the...Ch. 4.8 - Prob. 7GCh. 4.8 - Prob. 8GCh. 4.8 - Prob. 9GCh. 4.8 - Prob. 10GCh. 4.8 - Prob. 11GCh. 4.8 - Prob. 12GCh. 4.8 - Prob. 1CCh. 4.8 - For the polynomial P(x)=(x1)(x+5), find each...Ch. 4.8 - Use the table and graph provided for...Ch. 4.8 - Prob. 4CCh. 4.8 - Prob. 5CCh. 4.8 - y(x)=(x+5)(x+4)(x2) Zeros: x intercepts:Ch. 4.8 - Prob. 7CCh. 4.8 - Prob. 8CCh. 4.8 - Prob. 9CCh. 4.8 - Prob. 10CCh. 4.8 - Prob. 11CCh. 4.8 - Prob. 12CCh. 4.8 - Prob. 13CCh. 4.8 - Prob. 14CCh. 4.8 - Prob. 15CCh. 4.8 - Prob. 16CCh. 4.8 - Prob. 17CCh. 4.8 - Prob. 18CCh. 4.8 - Prob. 19CCh. 4.8 - If the current yield per tree is 800, and will go...Ch. 4.8 - If the current yield per tree is 800, and will go...Ch. 4.8 - Prob. 22CCh. 4.8 - Prob. 23CCh. 4.8 - Prob. 24CCh. 4.8 - Prob. 1RCh. 4.8 - Prob. 2RCh. 4.8 - Prob. 3RCh. 4.8 - Prob. 1ACh. 4.8 - Prob. 2ACh. 4.8 - Prob. 3ACh. 4.8 - Prob. 4ACh. 4.8 - Prob. 5ACh. 4.8 - Prob. 6ACh. 4.9 - Prob. 0LOCh. 4.9 - Prob. 1CCh. 4.9 - Use the quadratic formula to find the two...Ch. 4.9 - One of the solutions provides the length of the...Ch. 4.9 - What is the significance of the other solution in...Ch. 4.9 - Whats the connection between the solutions of the...Ch. 4.9 - Prob. 6CCh. 4.9 - Prob. 7CCh. 4.9 - Prob. 8CCh. 4.9 - Prob. 9CCh. 4.9 - Prob. 10CCh. 4.9 - Prob. 1GCh. 4.9 - Prob. 2GCh. 4.9 - Prob. 3GCh. 4.9 - Prob. 4GCh. 4.9 - Prob. 5GCh. 4.9 - Prob. 6GCh. 4.9 - Experiment: The Time Needed To Drain a Bottle...Ch. 4.9 - Prob. 8GCh. 4.9 - Experiment: The Time Needed To Drain a Bottle...Ch. 4.9 - What is the quadratic formula used for? Why is...Ch. 4.9 - What types of applied problems can be solved using...Ch. 4.9 - Prob. 3RCh. 4.9 - Use a calculator or spreadsheet to make a table of...Ch. 4.9 - Find the vertex of the parabola using the formula...Ch. 4.9 - Explain what each coordinate of the vertex means.Ch. 4.9 - Find the intercepts for the function.Ch. 4.9 - Explain what each intercept means.Ch. 4.9 - Describe when the ball is headed upward, and when...Ch. 4.9 - Prob. 7ACh. 4.9 - The distance for golf shots is traditionally...Ch. 4.9 - Prob. 9ACh. 4.9 - Prob. 10ACh. 4.9 - Prob. 11ACh. 4.9 - Prob. 12ACh. 4.10 - After reading the opening paragraph, what do you...Ch. 4.10 - Record the data from your experiment in the table....Ch. 4.10 - Use these data to create a scatter plot. Use the...Ch. 4.10 - Using your graphing calculator, find an...Ch. 4.10 - Use your function to approximate the height of the...Ch. 4.10 - Evaluate your equation for x=0. What does your...Ch. 4.10 - What does the variable x represent?Ch. 4.10 - In the equation y=abx that models your data, what...Ch. 4.10 - In the equation y=abx that models your data, what...Ch. 4.10 - Using data from your original table, fill in this...Ch. 4.10 - Use these data to create a second scatter plot.Ch. 4.10 - Based on the scatter plot, what kind of equation...Ch. 4.10 - Use your graphing calculator to find the equation...Ch. 4.10 - Your equation has a variable in it, but also has...Ch. 4.10 - If you were to drop the golf ball from your...Ch. 4.10 - Find the relative change in height from one bounce...Ch. 4.10 - (This one requires some thought, but is the key...Ch. 4.10 - Whats the bounce height as a percentage of the...Ch. 4.10 - Write an expression that calculates the bounce...Ch. 4.10 - Write an equation that describes the bounce height...Ch. 4.10 - Using your answer to Question 17, its possible to...Ch. 4.10 - What do you think would be some sources of error...Ch. 4.10 - Type a short answer to each question. Weve studied...Ch. 4.10 - How could you tell if neither of those types of...Ch. 4.10 - Type a short answer to each question. Take another...Ch. 4.10 - What questions do you have about this lesson?Ch. 4.10 - The equation y=10,000(1.06)x describes the growth...Ch. 4.10 - Prob. 2ACh. 4.10 - The equation y=10,000(1.06)x...Ch. 4.10 - The model in Questions 1-3 is an example of...Ch. 4.10 - The model in Questions 1-3 is an example of...Ch. 4.10 - When an initial amount of P dollars is invested at...Ch. 4.10 - Prob. 7ACh. 4.10 - When an initial amount of P dollars is invested at...Ch. 4.10 - When an initial amount of P dollars is invested at...Ch. 4.10 - One of the best reasons for understanding...Ch. 4.10 - One of the best reasons for understanding...Ch. 4.10 - One of the best reasons for understanding...Ch. 4.10 - One of the best reasons for understanding...
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