9 Which one (1) of the following statements is true regarding Replacement Cost insurance?OA) A professional appraisal is required by insurers before they will insure any property for its Replacement Cost.OB) Most insurers do not require an insured to replace a damaged property as a condition to be indemnified for itsReplacement Cost.OC) A condition of this coverage is that replacement must be with materials of similar kind and quality.OD) Only commercial properties can be insured for their Replacement Cost. An insurer may reject a risk for any number of reasons. Which one (1) of the following is NOT usually a reason forrejection?OA) The risk may be so much more hazardous than the average that it has the potential for almost certain loss.OB) The broker submitting the risk does not have an office in the municipality where the risk is situated.OC) The insurer may not insure that class of business.OD) The risk, though sub-standard, could be improved and made acceptable but the applicant refuses to do so.

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