Week 9 (1)

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Feb 20, 2024

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Holstein uses dignity and solidarity as the focus of her argument. Do you agree with Holstein’s case that age should supersede need in the policy debate on SOCIAL SECURITY? If you agree, describe the reasons why you are convinced that this is the right approach. If you disagree, describe the reasons why you disagree. (THREE POINTS) I disagree with Holstein case the age should supersede need in the policy debate on Social Security. By having Social Security being age entitlement, it is unfair for the disadvantage workers, as they are most likely to retire at a later age than thoses who are advantageous. Having Social Security being needs entitlement, older adults who really rely only Social Securty will be able to have an adjusted payout to help with many aspects of live such as housing, food, and health expenses. With having age be within the policy debate, politicians are most likely to raise the Social Security age, 67 to possibly 70. This barrs access to much needed funding as future generations of older adults will most likely will ahve to work longer dur to the current rise in inflation on goods such as housing and gas. Considering life chances and the theory of cumulative inequality, what steps are you taking and what plans are you making in your current stage of life that will influence your economic security in later life? In taking the long view, what are the major unknowns about how this will turn out? What choices have you already made, and what opportunities have been granted or withheld from you that will determine this outcome? (THREE POINTS) Being able to have my college being paid through the government is a positive life chance I currently have. Being raised low-income, I am advantage and also at a disadvantage at the same time. I have the cumulative advantage to be able to qualify for an EFC of 0, but disadvantage as my education was from a poor highschool. By going to college to allow me to

gain a career has a great influence my economic security in later life. With the career I am going for, I am able to use that income to help me invest in many ways to help me get towards that security. Other than college, I am not doing anything currently to help with my economic security due to not earning enough money to do so. I get paid about $200 every week, and half of my paycheck goes to gas since I commute about 2 hour each time. The unknowns that will arise is if I need to go back to school to apply to nursing school. If I do not get into a spring program, I will have to take an extra 2-3 years for school. If I do go back to school, the unknowns will be on how I will be able to pay for schooling once my fafsa will not longer support me. Imagine yourself at a family gathering where your Uncle Charles asks about your classes this semester. When he hears that you are taking a course in aging, he lets you know in no uncertain terms that he thinks older people are selfish and a huge drain on the economy, living comfortably and demanding more than their fair share while giving back nothing. What response would you make to him? (THREE POINTS) When I hear my Uncle Charles thinking that older people are selfish and a huge drain on the economy, I will simply remind him that one day he is also going to become an older adult. Older adults have a much lower income than younger adults and need financial assistance to avoid poverty. Although older people over age 65 spend less than other groups, they use the majority of their spending on healthcare and donate to charity than other groups. Poverty rates in older adults used to be higher, but it has reduced from 28% in the 1960s to 9.7% in 2018. The lower poverty rates contribute towards the social programs and policies that are put into place to help assist older Americans, such as social security and medicare.

Now that you know a little bit more about the history of the measurement of poverty, do you think that the definition we use is adequate? Are the assumptions fair? What would be the advantages and disadvantages to changing the standards for measuring poverty for older and younger people? (SIX POINTS) The definition we use to define poverty is adequate as adults without adequate financial resources to an extent. The original poverty level was based on the cost of food needed to provide for a family of four. Now it has adjusted for inflation for different household varying in size, not just a family of four. The assumptions are not fair as the poverty threshold was based on emergency period on food budget and not towards long term health. Each family spends differently and require much more than money based on food to meet other needs such as housing, healthcare, clothing, and transportation. Having poverty level based on “food times three” only allows people to be in extreme poverty conditions just to be calculate as living in poverty. With our current calculation, older adults cannot afford to lose their job, as they are at risk for poverty. By changing the calculation for what constitute as someone who is in poverty can allow older adults who live just barely above the poverty line to receive assistance. By changing the poverty calculation threshold, the amount of people who are classified as living in poverty will rise. More people will be eligible for assistance, meaning more money will be spent.

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