Your insured telephones to report his/her parked car was struck by a hit-and-run vehicle and badly damaged. Theincident was not witnessed and no details are known of the vehicle or driver causing the damage. What coverageunder your insured's automobile policy, O.A.P. 1 Owner's Policy, would be needed for the damage to your insured'scar to be covered?OA) Direct Compensation-Property Damage Coverage (Section 6).OB) Specified Perils (Section 7.1.2 A).OC) Collision (Section 7.1.2 C).OD) Uninsured Automobile Coverage (Section 5). Your insured asks what arrangement can be made to insure the Contents of a Seasonal Dwelling against Theft. Whatwould be your response?OA) Burglary can be covered. Theft is usually not insurable.OB) Theft is automatically insured under Seasonal Dwelling Fire & Extended Coverage.OC) No crime insurance can be arranged on Seasonal Residences and their contents.OD) Robbery insurance can be arranged but not theft or burglary.

Understanding the specific coverages provided by insurance policies is crucial in ensuring that…

Answered: Your insured telephones to report…

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