The insured had a fire accident in the kitchen, causing significant damage. After reviewing the damage, the claims adjuster requests the purchase receipts or information on the cost of certain appliances in the kitchen. The insured fails to provide complete information and hence only 75 percent of the total damage was covered. Does the client have a valid claim against the insurer in court of law for the outstanding 25 percent? Yes, the client has guaranteed replacement cost on building and contents and hence insurer is liable to pay for the damages. No, the client did not produce the necessary documents requested by the insurer. Yes, the client has enough coverage for the contents and fire damage is covered on the policy. 10:
The insured had a fire accident in the kitchen, causing significant damage. After reviewing the damage, the claims adjuster requests the purchase receipts or information on the cost of certain appliances in the kitchen. The insured fails to provide complete information and hence only 75 percent of the total damage was covered. Does the client have a valid claim against the insurer in court of law for the outstanding 25 percent? Yes, the client has guaranteed replacement cost on building and contents and hence insurer is liable to pay for the damages. No, the client did not produce the necessary documents requested by the insurer. Yes, the client has enough coverage for the contents and fire damage is covered on the policy. 10:
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
Transcribed Image Text:The insured had a fire accident in the kitchen, causing significant damage.
After reviewing the damage, the claims adjuster requests the purchase
receipts or information on the cost of certain appliances in the kitchen.
The insured fails to provide complete information and hence only 75
percent of the total damage was covered. Does the client have a valid
claim against the insurer in court of law for the outstanding 25 percent?
Yes, the client has guaranteed replacement cost on building and contents
and hence insurer is liable to pay for the damages.
No, the client did not produce the necessary documents requested by the
insurer.
Yes, the client has enough coverage for the contents and fire damage is
covered on the policy.
10:1.

Transcribed Image Text:Yes, the client has guaranteed replacement cost on building and contents
and hence insurer is liable to pay for the damages.
No, the client did not produce the necessary documents requested by the
insurer.
Yes, the client has enough coverage for the contents and fire damage is
covered on the policy.
No, the insurer's decision is final once the claim is paid out.
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