Your auto insurance company has offered you a 15 percent discount (roughly $200 per
year) if you agree to let them install a sophisticated vehicle event data recorder (EDR)
in your car. You have read over the terms of the agreement and discovered that if you
are involved in an accident, you must agree to let the data from the device be collected
and analyzed by a third-party accident investigation firm. You must also agree to let
findings from this analysis be used in a court of law.
What questions would you want
answered and what advice might you seek before deciding whether to accept this
discount offer?
First, I'd like clarification on the extent of data collection and how long it remains stored.
I'd also want to know more about the third-party accident investigation firm. Are they
reputable and unbiased?
Ultimately, I'd seek advice from a legal expert to weigh in on the potential privacy and
legal ramifications.
You've brought up some very good questions. It's important to know what happens if the
data is lost, altered, or stolen.
Seeking legal advice to review the contract terms is a
wise move, ensuring protection in case of legal issues. I'd also want to hear from others
who have accepted the discount to gain real-world insights.
