Estate planning essay

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Jan 9, 2024

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Desrae Sears July 19, 2023 PLEG155 Estate Planning Essay Estate planning is a crucial process that individuals undertake to ensure the smooth distribution of their assets and property after their death. In Michigan, estate planning involves the creation of wills and trusts, which serve as legal documents outlining an individual's wishes for the disposition of their estate. While there are similarities between estate planning, wills, and trusts, there are also significant differences. Both wills and trusts are essential components of estate planning in Michigan. A will is a legal document that designates how an individual's property should be distributed upon their death. It allows individuals to name beneficiaries, appoint guardians for minor children, and designate an executor who will oversee the administration of the estate. On the other hand, a trust is a fiduciary relationship where one party (the trustee) holds legal title to certain assets on behalf of another party (the beneficiary). Trusts can be revocable or irrevocable and provide flexibility in managing assets during an individual's lifetime while ensuring efficient distribution upon their death. In Michigan, the Estate and Protected Individuals Code (EPIC) creates a substantive law that grants individuals the right to create an estate plan, will, or trust. This law recognizes the importance of personal autonomy in determining how one's estate should be managed and
distributed after death. The procedural law in Michigan governing wills and trusts is outlined in the Estates and Protected Individuals Code (EPIC), specifically Part 7: Uniform Probate Code. This code establishes rules for handling wills and trusts in courts across Michigan. It outlines requirements for executing valid wills, such as signing by the testator (the person making the will) and two witnesses who must sign in each other's presence. Additionally, EPIC provides guidelines for administering trusts, including procedures for appointment and removal of trustees. An estate plan plays a vital role in ensuring that an individual's wishes regarding their assets and property are respected after their death. A testament refers to a legal document that expresses an individual's final intentions regarding the distribution of their estate. The testator is the person who creates and signs the will, while legal capacity refers to their ability to understand the nature and consequences of their decisions. Testamentary capacity refers to the mental competency of the testator at the time of creating the will. Having a valid will brings several advantages. It allows individuals to have control over how their assets are distributed and ensures that their loved ones are provided for according to their wishes. Furthermore, it can help minimize conflicts and potential disputes among family members or other beneficiaries. On the other hand, not having a will, or dying intestate, can lead to complications and uncertainties in asset distribution. In such cases, Michigan law determines who inherits based on statutory rules rather than personal preferences. An administrator is appointed by the court to handle the administration process when someone dies intestate.
In conclusion, estate planning in Michigan involves creating wills and trusts to ensure a smooth transfer of assets after an individual's death. The substantive law in Michigan grants individuals the right to create an estate plan, will, or trust through the Estate and Protected Individuals Code (EPIC). EPIC also provides procedural guidelines for handling wills and trusts in courts across Michigan. Understanding these laws and terms such as testament, testator, legal capacity, testamentary capacity, executor, administrator, testate, intestate, and beneficiary is crucial for successfully navigating through estate planning processes in Michigan. By engaging in thorough estate planning, individuals can protect their assets and provide for their loved ones according to their wishes.
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