Essay (2)

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School

Woodbridge College *

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3M

Subject

Information Systems

Date

Nov 24, 2024

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pdf

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1

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A financial institution I worked for wanted to be sure when a client called in to report fraudulent activity on any product they had with us, that we had a way to see all impacted areas the fraud occurred on. In the current environment when a client calls in to report fraud they must be transferred to multiple lines of businesses and speak to several different people for help resolving their issue. Because the company’s main goal is 100% customer satisfaction, they looked for technology that allowed one person to help either assist the client with all there needs or see where they were in the process because the main deterrent with the client experience was having to be transferred to so many different people and wait on hold to explain the same situation over and over again. For example, if a client’s purse was stolen that had their check book, debit card and credit card in it and fraud occurred they would have to speak to 3 different areas to report it and get updates on their fraud claims. No other lines of business would be able to see or access any other line of businesses claims which was a problem. The company looked into many different software solutions to fix this issue so that when the client calls, they are able to get their claims filed and issues resolved with just one person. To achieve this many lines of businesses had to work with the technology teams for this to run smoothly with the new software integrated into the financial institution. Banks and call centers would all have line of sight to the client’s issue causing less transfers and better client satisfaction. This also allows the company to develop their current associates to learn multiple products freeing up more time for the actual investigation of the fraud claims that needed deeper diving into. The software would provide clients with a better experience when calling and also would generate additional revenue with more funds being able to be recovered with the right amount of investigations being done. The new technology also allows for easier changes to be made when rules and regulations change for financial institutions making it easier to implement, which is a win win for the client, company and shareholders.
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