Week 4 Assignment Worksheet-Sarah Orr

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Fortis College *

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MOA 110

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Feb 20, 2024

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MOA115 Medical Records and Insurance Week 4 Assignment Insurance Concepts Part 1 Managed Care Procedures and Third-Party Billing Guidelines Chapter 12 Health Insurance Essentials 1. Define fee schedule and list types of fee schedules. ________________________________________________________________________ ________________________________________________________________________ 2. Define utilization management and describe the role of a utilization review committee. ________________________________________________________________________ ________________________________________________________________________ 3. Define a third-party payer and list major third-party payers in medical insurance. ________________________________________________________________________ ________________________________________________________________________ Part 2 Study Guide Questions A. Health Insurance Plans 1. Match the following terms and definitions: _____ Medicaid _____ Medicare _____ Medigap a. A federally funded health insurance program for those older than 65 years or disabled individuals younger than 65 years b. A term sometimes applied to private insurance products that supplement Medicare insurance benefits c. A health insurance program that is funded by both the federal and state governments for the medically indigent 2. List two different populations who qualify for Medicare. ________________________________________________________________________ ________________________________________________________________________ 3. The RBRVS includes the following three parts: a. __________________________________________________________________ b. __________________________________________________________________ c. __________________________________________________________________ 4. The intermediary and administrator who coordinates patients and providers and processes claims for self-funded plans is called a(n) _______________________. 5. Prescription drugs are covered by Medicare _______________________. 6. List four different populations who qualify for Medicaid. a. __________________________________________________________________ 9GWGM 5WW ±²³´µ³´±´¶
MOA115 Medical Records and Insurance Week 4 Assignment Insurance Concepts b. __________________________________________________________________ c. __________________________________________________________________ d. __________________________________________________________________ 7. Active duty military personnel, family members of active duty personnel, and military retirees and their eligible family members younger than age 65 are covered by _______________________. 8. The health benefits program run by the Department of Veterans Affairs (VA) that helps eligible beneficiaries pay the cost of specific healthcare services and supplies is the (give acronym) _______________________. 9. List the services covered by workers’ compensation plans ________________________________________________________________________ ________________________________________________________________________ 10. Private health insurance plans are obtained from two sources. List those sources. ________________________________________________________________________ ________________________________________________________________________ B. Health Insurance Models 1. Traditional health insurance plans are also referred to as _______________________ plans. 2. For each of the following managed care plans, describe the deductible, coinsurance, and copayment requirements: a. Health maintenance organization (HMO): __________________________________________________________________ __________________________________________________________________ b. Preferred provider organization (PPO): __________________________________________________________________ __________________________________________________________________ c. Exclusive provider organization (EPO): __________________________________________________________________ __________________________________________________________________ 3. A(n) _____________________________ is a review of individual cases by a committee to make sure ser-vices are medically necessary and to study how providers use medical care resources. 4. Describe the managed care requirements for a patient referral. ________________________________________________________________________ ________________________________________________________________________
MOA115 Medical Records and Insurance Week 4 Assignment Insurance Concepts C. Participating Provider Contracts 1. A(n) _____________________________ is a healthcare provider who enters into a contract with a specific insurance company or program and agrees to accept the contracted fee schedule. 2. The _____________________________ is the maximum that third-party payers will pay for a procedure or service. D. The Medical Assistant’s Role 1. One of the medical assistant’s responsibilities is verifying eligibility. Describe the processes available for the verification of eligibility for services. ________________________________________________________________________ ________________________________________________________________________ 2. Describe how the patient’s insurance eligibility is confirmed. ________________________________________________________________________ ________________________________________________________________________ 3. What items should the medical assistant gather when using the paper method to obtain a precertification for a service or procedure? ________________________________________________________________________ ________________________________________________________________________ 4. Describe the processes for precertification using the paper method. What does the medical assistant need to do? ________________________________________________________________________ ________________________________________________________________________ ________________________________________________________________________
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