Finite Mathematics & Its Applications (12th Edition)
12th Edition
ISBN: 9780134437767
Author: Larry J. Goldstein, David I. Schneider, Martha J. Siegel, Steven Hair
Publisher: PEARSON
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Textbook Question
Chapter 10.2, Problem 27E
Savings Account Suppose that$1000 was deposited on January 1, 1989, into a savings account paying 8% interest compounded quarterly, and an additional $100 was deposited into the account at the end of each quarter year. How much would have been in the account on January 1, 2000?
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The side lengths are equal in measure.
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4. In a study of how students give directions, forty volunteers were given the task ofexplaining to another person how to reach a destination. Researchers measured thefollowing five aspects of the subjects’ direction-giving behavior:• whether a map was available or if directions were given from memory without a map,• the gender of the direction-giver,• the distances given as part of the directions,• the number of times directions such as “north” or “left” were used,• the frequency of errors in directions.a) Identify each of the variables in this study, and whether each is quantitative orqualitative. For each quantitative variable, state whether it is discrete or continuousb) Was this an observational study or an experimental study? Explain your answer
Chapter 10 Solutions
Finite Mathematics & Its Applications (12th Edition)
Ch. 10.1 - Solution can be found following the section...Ch. 10.1 - Solution can be found following the section...Ch. 10.1 - Calculate the future amount of $2000 after 6...Ch. 10.1 - In Exercises 1–6, given the values of i and n...Ch. 10.1 - In Exercises 1–6, given the values of i and n...Ch. 10.1 - In Exercises 1–6, given the values of i and n...Ch. 10.1 - In Exercises 16, given the values of i and n under...Ch. 10.1 - In Exercises 16, given the values of i and n under...Ch. 10.1 - In Exercises 1–6, given the values of i and n...Ch. 10.1 - In Exercises 712, given the values of i, n, P, and...
Ch. 10.1 - In Exercises 712, given the values of i, n, P, and...Ch. 10.1 - In Exercises 7–12, given the values of i, n, P,...Ch. 10.1 - In Exercises 7–12, given the values of i, n, P,...Ch. 10.1 - Prob. 11ECh. 10.1 - In Exercises 712, given the values of i, n, P, and...Ch. 10.1 - In Exercises 1338, solve each problem. Future...Ch. 10.1 - In Exercises 1338, solve each problem. Future...Ch. 10.1 - In Exercises 1338, solve each problem. Future...Ch. 10.1 - In Exercises 13–38, solve each problem.
16. Future...Ch. 10.1 - In Exercises 1338, solve each problem. Future...Ch. 10.1 - Prob. 18ECh. 10.1 - In Exercises 13–38, solve each...Ch. 10.1 - In Exercises 1338, solve each problem. Present...Ch. 10.1 - In Exercises 1338, solve each problem. Savings...Ch. 10.1 - In Exercises 13–38, solve each...Ch. 10.1 - In Exercises 1338, solve each problem. Comparing...Ch. 10.1 - In Exercises 1338, solve each problem. Comparing...Ch. 10.1 - In Exercises 13–38, solve each...Ch. 10.1 - In Exercises 13–38, solve each...Ch. 10.1 - Prob. 27ECh. 10.1 - In Exercises 1338, solve each problem. Interest If...Ch. 10.1 - Prob. 29ECh. 10.1 - In Exercises 13–38, solve each...Ch. 10.1 - In Exercises 1338, solve each problem. Interest If...Ch. 10.1 - In Exercises 1338, solve each problem. Interest If...Ch. 10.1 - In Exercises 1338, solve each problem. Savings...Ch. 10.1 - In Exercises 13–38, solve each...Ch. 10.1 - In Exercises 13–38, solve each...Ch. 10.1 - In Exercises 1338, solve each problem. Interest...Ch. 10.1 - In Exercises 1338, solve each problem. Savings...Ch. 10.1 - In Exercises 1338, solve each problem. Savings...Ch. 10.1 - Exercises 39–52 concern simple...Ch. 10.1 - Exercises 39–52 concern simple...Ch. 10.1 - Exercises 3952 concern simple interest. Future...Ch. 10.1 - Exercises 39–52 concern simple...Ch. 10.1 - Exercises 39–52 concern simple...Ch. 10.1 - Exercises 3952 concern simple interest. Present...Ch. 10.1 - Exercises 3952 concern simple interest. Interest...Ch. 10.1 - Exercises 3952 concern simple interest. Interest...Ch. 10.1 - Exercises 3952 concern simple interest. Time...Ch. 10.1 - Exercises 3952 concern simple interest. Time...Ch. 10.1 - Exercises 3952 concern simple interest. Time...Ch. 10.1 - Exercises 3952 concern simple interest. Interest...Ch. 10.1 - Exercises 3952 concern simple interest. Present...Ch. 10.1 - Exercises 39–52 concern simple interest.
52. Time...Ch. 10.1 - Future Value Compute the future value after 1 year...Ch. 10.1 - Future Value Compute the future value after 1 year...Ch. 10.1 - Effective Rate of Interest In Exercises 5558,...Ch. 10.1 - Effective Rate of Interest In Exercises 5558,...Ch. 10.1 - Effective Rate of Interest In Exercises 55–58,...Ch. 10.1 - Effective Rate of Interest In Exercises 55–58,...Ch. 10.1 - Prob. 59ECh. 10.1 - Savings Account During the 1990s, a deposit was...Ch. 10.1 - Prob. 61ECh. 10.1 - Prob. 62ECh. 10.1 - Prob. 63ECh. 10.1 - Doubling Time(True or False) An investment growing...Ch. 10.1 - Prob. 65ECh. 10.1 - Future Value If your stock portfolio gained 20% in...Ch. 10.1 - 67. Comparing Investments The same amount of money...Ch. 10.1 - Prob. 68ECh. 10.1 - Prob. 69ECh. 10.1 - Prob. 70ECh. 10.1 - Prob. 71ECh. 10.1 - Prob. 72ECh. 10.1 - Prob. 73ECh. 10.1 - Prob. 74ECh. 10.1 - Prob. 75ECh. 10.1 - 76. Savings Account Ten thousand dollars is...Ch. 10.1 - Prob. 77ECh. 10.1 - Prob. 78ECh. 10.1 - Comparing Investments Consider the following two...Ch. 10.1 - 80. Comparing Investments Consider the following...Ch. 10.2 - Solutions can be found the section exercises....Ch. 10.2 - Prob. 2CYUCh. 10.2 - Prob. 3CYUCh. 10.2 - Exercises 1 and 2 describe increasing annuities....Ch. 10.2 - Exercises 1 and 2 describe increasing annuities....Ch. 10.2 - Exercises 3 and 4 describe decreasing annuities....Ch. 10.2 - Exercises 3 and 4 describe decreasing annuities....Ch. 10.2 - In Exercises 5 and 6, calculate the future value...Ch. 10.2 - In Exercises 5 and 6, calculate the future value...Ch. 10.2 - In Exercises 7 and 8, calculate the rent of the...Ch. 10.2 - In Exercises 7 and 8, calculate the rent of the...Ch. 10.2 - In Exercises 9 and 10, calculate the present value...Ch. 10.2 - In Exercises 9 and 10, calculate the present value...Ch. 10.2 - In Exercises 11 and 12, calculate the rent of the...Ch. 10.2 - In Exercises 11 and 12, calculate the rent of the...Ch. 10.2 - Savings Account Ethan deposits $500 into a savings...Ch. 10.2 - Savings Account Emma deposits $2000 into a savings...Ch. 10.2 - Prob. 15ECh. 10.2 - Savings Account A person deposits$5000 into a...Ch. 10.2 - In Exercises 17–20, determine the amount of...Ch. 10.2 - In Exercises 1720, determine the amount of...Ch. 10.2 - In Exercises 1720, determine the amount of...Ch. 10.2 - Prob. 20ECh. 10.2 - Comparing Payouts Is it more profitable to receive...Ch. 10.2 - Comparing Payouts Is it more profitable to receive...Ch. 10.2 - Comparing Bonus Plans When Bridget takes a new...Ch. 10.2 - Comparing Lottery Payouts A lottery winner is...Ch. 10.2 - College Allowance During Jacks first year at...Ch. 10.2 - Magazine Subscription Suppose that a magazine...Ch. 10.2 - 27. Savings Account Suppose that $1000 was...Ch. 10.2 - Savings Account Suppose that you opened a savings...Ch. 10.2 - 29. Savings Account Ms. Jones deposited $100 at...Ch. 10.2 - Prob. 30ECh. 10.2 - Prob. 31ECh. 10.2 - Savings Account How much money must you deposit...Ch. 10.2 - Prob. 33ECh. 10.2 - Prob. 34ECh. 10.2 - Municipal Bond A municipal bond pays 4% interest...Ch. 10.2 - Present Value What is the present value of a loan...Ch. 10.2 - 37. Business Loan A business loan for $200,000...Ch. 10.2 - 38. Lottery Payoff A lottery winner is to receive...Ch. 10.2 - Prob. 39ECh. 10.2 - A sinking fund is an increasing annuity set up by...Ch. 10.2 - Prob. 41ECh. 10.2 - A sinking fund is an increasing annuity set up by...Ch. 10.2 - Prob. 43ECh. 10.2 - Prob. 44ECh. 10.2 - Prob. 45ECh. 10.2 - Prob. 46ECh. 10.2 - Prob. 47ECh. 10.2 - Prob. 48ECh. 10.2 - A deferred annuity is a type of decreasing annuity...Ch. 10.2 - Prob. 50ECh. 10.2 - Prob. 51ECh. 10.2 - Prob. 52ECh. 10.2 - Prob. 53ECh. 10.2 - Prob. 54ECh. 10.2 - Prob. 55ECh. 10.2 - Prob. 56ECh. 10.2 - Prob. 57ECh. 10.2 - In Exercises 51–58, give the settings or...Ch. 10.2 - Prob. 59ECh. 10.2 - 60. Time Interval A person deposits $800 at the...Ch. 10.2 - Prob. 61ECh. 10.2 - Home Repairs Fund Bob needs $3064 to have some...Ch. 10.2 - Prob. 63ECh. 10.3 - Solution can be found following the section...Ch. 10.3 - Solution can be found following the section...Ch. 10.3 - Solution can be found following the section...Ch. 10.3 - 1. Loan Payment A car loan of $10,000 is to be...Ch. 10.3 - Loan Payment A loan of $5000 is to be repaid with...Ch. 10.3 - Loan Payment A loan of $4000 is to be repaid with...Ch. 10.3 - Loan Payment A loan of $3000 is to be repaid with...Ch. 10.3 - Loan Amount The weekly payment on a 2-year loan at...Ch. 10.3 - Loan Amount The quarterly payment on a 5-year loan...Ch. 10.3 - Mortgage Payment Find the monthly payment on a...Ch. 10.3 - 8. Mortgage Payment Find the monthly payment on a...Ch. 10.3 - 9. Mortgage Amount Find the amount of a 30-year...Ch. 10.3 - Mortgage Amount Find the amount of a 25-year...Ch. 10.3 - Mortgage Balance A 30-year mortgage at 4.2%...Ch. 10.3 - 12. Mortgage Balance A 25-year mortgage at 4.5%...Ch. 10.3 - 13. Loan Interest A loan with a weekly payment of...Ch. 10.3 - Loan Interest A loan with a quarterly payment of...Ch. 10.3 - Amortization Schedule Write out a complete...Ch. 10.3 - Amortization Schedule Write out a complete...Ch. 10.3 - 17. Mortgage Consider a $204,700, 30-year mortgage...Ch. 10.3 - 18. Mortgage James buys a house for $370,000. He...Ch. 10.3 - 19. Car Loan Susie takes out a car loan for $9480...Ch. 10.3 - Loan Consider a $21,281.27 loan for 7 years at 8%...Ch. 10.3 - Prob. 21ECh. 10.3 - Comparing Financing Options In a recent year, Ford...Ch. 10.3 - 23. Comparing Financing Options A bank makes the...Ch. 10.3 - Buy Now or Later? According to an article in the...Ch. 10.3 - Balloon Payment A loan is to be amortized over an...Ch. 10.3 - 26. Balloon Payment A loan of $127,000.50 is to be...Ch. 10.3 - 27. Car Loan A car is purchased for $6287.10, with...Ch. 10.3 - Prob. 28ECh. 10.3 - Prob. 29ECh. 10.3 - Prob. 30ECh. 10.3 - Terminating a Mortgage In 2006, Emma purchased a...Ch. 10.3 - Refinancing a Mortgage A real estate speculator...Ch. 10.3 - Prob. 33ECh. 10.3 - Prob. 34ECh. 10.3 - Total of Loan Payment Suppose that you borrow...Ch. 10.3 - 36. Loan Amount Suppose that you borrow money at...Ch. 10.3 - Let Bn= balance of a loan after n payments, In=...Ch. 10.3 - Let QnandIn be as defined in Exercise 37. a. Use...Ch. 10.3 - Prob. 39ECh. 10.3 - Prob. 40ECh. 10.3 - Prob. 41ECh. 10.3 - Prob. 42ECh. 10.3 - Prob. 43ECh. 10.3 - In Exercises 39–46, give settings or statements to...Ch. 10.3 - Prob. 45ECh. 10.3 - Prob. 46ECh. 10.3 - Prob. 47ECh. 10.3 - Prob. 48ECh. 10.3 - Debt Reduction A loan of $10,000 at 9% interest...Ch. 10.3 - 50. Debt Reduction A loan of $4000 at 6% interest...Ch. 10.3 - Prob. 51ECh. 10.3 - Prob. 52ECh. 10.4 - Solution can be found following the section...Ch. 10.4 - Prob. 2CYUCh. 10.4 - Prob. 3CYUCh. 10.4 - Prob. 1ECh. 10.4 - Prob. 2ECh. 10.4 - Prob. 3ECh. 10.4 - Prob. 4ECh. 10.4 - Prob. 5ECh. 10.4 - Comparing IRAs Rework Examples 1 and 3 for the...Ch. 10.4 - Roth IRA Rework Exercise 5 for a Roth IRA.Ch. 10.4 - 8. Comparing IRAs Rework Examples 1 and 3 for the...Ch. 10.4 - Value of Starting an IRA Early Redo Example 4...Ch. 10.4 - Prob. 10ECh. 10.4 - Prob. 11ECh. 10.4 - Prob. 12ECh. 10.4 - Prob. 13ECh. 10.4 - Prob. 14ECh. 10.4 - Prob. 15ECh. 10.4 - Prob. 16ECh. 10.4 - Prob. 17ECh. 10.4 - Prob. 18ECh. 10.4 - Prob. 19ECh. 10.4 - Prob. 20ECh. 10.4 - Prob. 21ECh. 10.4 - Prob. 22ECh. 10.4 - Prob. 23ECh. 10.4 - Prob. 24ECh. 10.4 - Prob. 25ECh. 10.4 - 26. True or False Refer to Example 10. If the...Ch. 10.4 - Prob. 27ECh. 10.4 - APR In multiple-choice Exercises 2730, assume that...Ch. 10.4 - Prob. 29ECh. 10.4 - Prob. 30ECh. 10.4 - Prob. 31ECh. 10.4 - Effective Mortgage Rate In multiple-choice...Ch. 10.4 - Prob. 33ECh. 10.4 - Prob. 34ECh. 10.4 - Prob. 35ECh. 10.4 - Prob. 36ECh. 10.4 - Prob. 39ECh. 10.4 - Prob. 40ECh. 10.4 - Interest-Only Mortgage Consider a 15-year mortgage...Ch. 10.4 - 42. Interest-Only Mortgage Consider a 15-year...Ch. 10.4 - 43. Adjustable-Rate Mortgage Consider a 25-year...Ch. 10.4 - Prob. 44ECh. 10.4 - Prob. 45ECh. 10.4 - Prob. 46ECh. 10.4 - Prob. 47ECh. 10.4 - Prob. 48ECh. 10.4 - Prob. 49ECh. 10.4 - Prob. 50ECh. 10.4 - Prob. 51ECh. 10.4 - Prob. 52ECh. 10.4 - Prob. 53ECh. 10.4 - Prob. 54ECh. 10.4 - Prob. 55ECh. 10.4 - Prob. 56ECh. 10.5 - Solution can be found following the section...Ch. 10.5 - Prob. 2CYUCh. 10.5 - Prob. 1ECh. 10.5 - Prob. 2ECh. 10.5 - Prob. 3ECh. 10.5 - In Exercises 1–10, give a difference equation for...Ch. 10.5 - In Exercises 1–10, give a difference equation for...Ch. 10.5 - Prob. 6ECh. 10.5 - Prob. 7ECh. 10.5 - Prob. 8ECh. 10.5 - Prob. 9ECh. 10.5 - Prob. 10ECh. 10.5 - In Exercises 11 and 12, answer the questions....Ch. 10.5 - In Exercises 11 and 12, answer the questions....Ch. 10.5 - Prob. 13ECh. 10.5 - In Exercises 1318, (a) determine the first five...Ch. 10.5 - Prob. 15ECh. 10.5 - Prob. 16ECh. 10.5 - Prob. 17ECh. 10.5 - Prob. 18ECh. 10.5 - Prob. 19ECh. 10.5 - Prob. 20ECh. 10.5 - Prob. 21ECh. 10.5 - Prob. 22ECh. 10.5 - Prob. 23ECh. 10.5 - Prob. 24ECh. 10.5 - Prob. 25ECh. 10.5 - Prob. 26ECh. 10.5 - Prob. 27ECh. 10.5 - Prob. 28ECh. 10.5 - Prob. 29ECh. 10.5 - Prob. 30ECh. 10.5 - Prob. 31ECh. 10.5 - In Exercises 1938, use difference equations to...Ch. 10.5 - In Exercises 1938, use difference equations to...Ch. 10.5 - In Exercises 19–38, use difference equations to...Ch. 10.5 - Prob. 35ECh. 10.5 - Prob. 36ECh. 10.5 - Prob. 37ECh. 10.5 - Prob. 38ECh. 10.5 - Prob. 39ECh. 10.5 - Prob. 40ECh. 10.5 - Prob. 41ECh. 10.5 - Elevation and Atmospheric Pressure The atmospheric...Ch. 10.5 - Prob. 43ECh. 10.5 - Prob. 44ECh. 10.5 - Prob. 45ECh. 10.5 - Prob. 46ECh. 10.5 - Prob. 47ECh. 10.5 - Prob. 48ECh. 10.5 - Prob. 50ECh. 10 - 1. What is meant by principal?
Ch. 10 - Prob. 2FCCECh. 10 - 3. What is meant by the balance in a savings...Ch. 10 - Prob. 4FCCECh. 10 - Prob. 5FCCECh. 10 - Prob. 6FCCECh. 10 - Prob. 7FCCECh. 10 - 8. Explain the difference between the nominal and...Ch. 10 - Prob. 9FCCECh. 10 - Prob. 10FCCECh. 10 - Prob. 11FCCECh. 10 - Prob. 12FCCECh. 10 - Prob. 13FCCECh. 10 - Prob. 14FCCECh. 10 - Prob. 15FCCECh. 10 - Prob. 16FCCECh. 10 - Prob. 17FCCECh. 10 - Prob. 18FCCECh. 10 - How are finance charges on a consumer loan...Ch. 10 - Prob. 20FCCECh. 10 - Prob. 21FCCECh. 10 - Prob. 22FCCECh. 10 - Prob. 23FCCECh. 10 - Prob. 24FCCECh. 10 - Prob. 25FCCECh. 10 - Prob. 26FCCECh. 10 - Prob. 1RECh. 10 - Prob. 2RECh. 10 - Prob. 3RECh. 10 - Prob. 4RECh. 10 - Prob. 5RECh. 10 - Prob. 6RECh. 10 - Nonstandard Mortgage A real estate investor takes...Ch. 10 - Prob. 8RECh. 10 - Prob. 9RECh. 10 - Prob. 10RECh. 10 - Prob. 11RECh. 10 - Prob. 12RECh. 10 - Prob. 13RECh. 10 - Prob. 14RECh. 10 - Prob. 15RECh. 10 - Prob. 16RECh. 10 - Prob. 17RECh. 10 - Prob. 18RECh. 10 - Prob. 19RECh. 10 - Prob. 20RECh. 10 - Prob. 21RECh. 10 - Prob. 22RECh. 10 - Prob. 23RECh. 10 - Prob. 24RECh. 10 - Prob. 25RECh. 10 - Prob. 26RECh. 10 - Prob. 27RECh. 10 - Prob. 28RECh. 10 - Prob. 29RECh. 10 - Prob. 30RECh. 10 - Prob. 31RECh. 10 - Prob. 32RECh. 10 - Prob. 33RECh. 10 - Prob. 34RECh. 10 - Interest-Only Mortgage Consider a 25-year mortgage...Ch. 10 - 36. Adjustable-Rate Mortgage Consider a 25-year...Ch. 10 - Prob. 37RECh. 10 - Prob. 38RECh. 10 - Prob. 39RECh. 10 - Prob. 40RECh. 10 - Prob. 41RECh. 10 - Prob. 42RECh. 10 - Prob. 43RECh. 10 - Prob. 44RECh. 10 - Prob. 45RECh. 10 - Prob. 46RECh. 10 - Prob. 47RECh. 10 - Prob. 48RECh. 10 - Suppose that a $100,000 investment grows 3% during...Ch. 10 - Prob. 2PCh. 10 - 3. Consider an annuity in which $100,000 is...Ch. 10 - Rework Exercise 3, where the interest rate is 4%...Ch. 10 - Prob. 5PCh. 10 - Prob. 6PCh. 10 - 7. Show that, if an investment of P dollars earns ...Ch. 10 - 8. Which of the following two statements is true?...Ch. 10 - Show that, if $1000 is invested at 8% interest...Ch. 10 - Prob. 10PCh. 10 - Prob. 11PCh. 10 - Prob. 12PCh. 10 - Prob. 13PCh. 10 - Prob. 14PCh. 10 - Prob. 15P
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- In the graph below triangle I'J'K' is the image of triangle UK after a dilation. 104Y 9 CO 8 7 6 5 I 4 3 2 J -10 -9 -8 -7 -6 -5 -4 -3 -21 1 2 3 4 5 6 7 8 9 10 2 K -3 -4 K' 5 -6 What is the center of dilation? (0.0) (-5. 2) (-8. 11 (9.-3) 6- 10arrow_forward= 12:02 WeBWorK / 2024 Fall Rafeek MTH23 D02 / 9.2 Testing the Mean mu / 3 38 WEBWORK Previous Problem Problem List Next Problem 9.2 Testing the Mean mu: Problem 3 (1 point) Test the claim that the population of sophomore college students has a mean grade point average greater than 2.2. Sample statistics include n = 71, x = 2.44, and s = 0.9. Use a significance level of a = 0.01. The test statistic is The P-Value is between : The final conclusion is < P-value < A. There is sufficient evidence to support the claim that the mean grade point average is greater than 2.2. ○ B. There is not sufficient evidence to support the claim that the mean grade point average is greater than 2.2. Note: You can earn partial credit on this problem. Note: You are in the Reduced Scoring Period. All work counts for 50% of the original. Preview My Answers Submit Answers You have attempted this problem 0 times. You have unlimited attempts remaining. . Oli wwm01.bcc.cuny.eduarrow_forward>tt 1:32 > trend.1m 1m (sales > summary(trend.1m) - tt) #3###23 (i) #### Coefficients: Estimate Std. Error t value Pr(>|t|) (Intercept) 2107.220 57.997 36.332e-16 *** tt -43.500 3.067 -14.18 7.72e-15 *** > trend = ts (fitted (trend.1m), start-start (sales), freq-frequency (sales)) sales trend ###23%23 (ii) #### as.numeric((1:32 %% 4) > X > q1 > q2 > q3 > 94 = = = = - as.numeric((1:32 %% 4) as.numeric((1:32 %% 4) as.numeric((1:32 %% 4) == 1) 2) == == 3) == 0) > season.lm = 1m (resid (trend.1m) 0+q1 + q2 + q3 + q4) #3##23%23 (iii) #### > summary(season.1m) Coefficients: Estimate Std. Error t value Pr(>|t|) q1 -38.41 43.27 -0.888 0.38232 92 18.80 43.27 0.435 0.66719 q3 -134.78 43.27 -3.115 0.00422 ** 94 154.38 43.27 3.568 0.00132 ** > season = ts (fitted (season.lm), start=start (sales), freq=frequency (sales)) > Y X season %23%23%23%23 (iv) #### >ar (Y, aic=FALSE, order.max=1) #23%23%23%23 (v) #### Coefficients: 1 0.5704 Order selected 1 sigma 2 estimated as 9431 > ar(Y, aic=FALSE,…arrow_forward
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