A friend, who had been a dependent on her parent’s insurance recently graduated from college and was offered a full-time health care management position. When she started to complete her human resource application, the HR manager asked her what type of health care plan she chose. She had no idea because she had always been treated under her parents’ policies and never thought about what she may need. Her new employer offered several different health care plans: fee for service, HMO, PPO, and POS plans. She was very confused and was not clear on which plan she should select. She asked you to explain the differences between the different plans. Describe the characteristics of these healthcare plans Identify the differences between the different plans.

A friend, who had been a dependent on her parent’s insurance recently graduated from college and was offered a full-time health care management position. When she started to complete her human resource application, the HR manager asked her what type of health care plan she chose. She had no idea because she had always been treated under her parents’ policies and never thought about what she may need. Her new employer offered several different health care plans: fee for service, HMO, PPO, and POS plans. She was very confused and was not clear on which plan she should select. She asked you to explain the differences between the different plans. Describe the characteristics of these healthcare plans Identify the differences between the different plans.