Healthcare Challenges Facing the African Americans in the United State

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1 Healthcare Issues Facing the Individuals Form Black Ethnicity in the United States Student’s Name Institution-Affiliated Course Instructor Due Date
2 Healthcare Issues Facing the African Americans in the United States Introduction Unlike other developed nations, the United States has a privately run and free business health services system. In a nutshell, this indicates that hospitals and other medical institutions are profit-driven. This perspective contrasts with the United Kingdom and Canada, in which the medical system is universal and completely free of being used by all citizens. Although the United States is also not the only nation with such a health structure, it has been the highest costly medical care globally. Although the healthcare services are excellent, they are much more costly than they should be. Most individuals in the United States receive medical assistance through the help of health insurers, which has contributed to insurance firms' dominance in the nation. The United States is highly affected by racial discrimination and social inequality. This factor has greatly affected how individuals from minorities and disadvantaged groups such as the African Americans access health insurance and medical care. The population of individuals of black ethnicity in the United States has lower life expectancies and increased vulnerability to dying from chronic diseases than the white residents. Due to their low income and inability to afford to pay for the nation's expansive healthcare fees and medical covers required to receive treatments in the country. This paper aims to investigate on the cause of poor health condition of African Americans and healthcare delivery model that can be used to help them out. Relationship between poor African Americans healthcare and racial discrimination Race and ethnicity are socially and culturally explained categories that have real-world consequences for people characterized by how other entities see them and their skin colors. In the United States of America's healthcare system, there is increased inequalities and discrimination, which unreasonably affect individuals of color and other underprivileged groups
3 in the community ( Fain, 2021) . These disparities have resulted in increased gaps in health insurance attention, unequal access to healthcare treatments, and inferior well-being consequences for specific groups of people in society. The idea of race is nuanced, having a long background of political and philosophical disagreement over its definition. Despite the incredible gains achieved to enhance the care system in the United States, race and ethnicity gaps remain undoubtedly the most stubborn imbalances in Healthcare. Individuals most affected by racial and social inequalities in society are African Americans. This condition limits them from getting good healthcare services in the medical facilities compared to the people with white ethnic backgrounds. African Americans demographics and social determinants of their poor healthcare system The composition of African Americans entails 13.4 percent of the total number of residents in the United States. People from black ethnicity in this nation have already been able to attain greater progress in the American community over many years, since the Civil Rights Acts of 1964 was passed. According to the Institute for Fiscal Studies, school completion rate has risen dramatically, by more than 90 percent of black young people in the United States between the ages of 25 and 29 having successfully finished their higher education. African American students' college completion statistics also have increased. Although good results have been achieved in terms of wealth, they are still compensated less in their workplaces than individual with white ethnic background employed in the same fields which makes them to be further behind in constructing of sustainable wealth and riches in society. In standings of owning permanents hoses, only slight over 40 percent of African Americans have their properties, a percentage that has remained fundamentally stable since 1968. African Americans also have an extended life expectancy compared to the past decades, and some of them have health medical
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4 coverages. However, African Americans have an elevated prevalence of sickness and debility and have a shorter lifespan than other ethnic groups in the United States ( Philibert et al., 2018) . Additionally, they are also one of the nation’s most parsimoniously, socially, and politically disadvantaged groups in the community. The social inequalities in this country have greatly promoted poor living standards among the African Americans, which has resulted in them not being in a position to pay for their insurance covers and medical bills. It has resulted in higher mortality rates among individuals from this ethnic background in the United States than any other group of individuals. Health inequities among social-ecological levels Millions of Americans now have healthcare insurance coverage since the implementation of the Affordable Care Act (ACA) in the United States. Following the legislation's law enactment, the percentage of uninsured African Americans has decreased. Unfortunately, racial prejudice is obvious in this program's statistics. Only 2.8 million African-Americans are included in over 20 million citizens who have already acquired insurance protection under the Affordable Care Act ( Waite, Scott & Colombo, 2021) . This occurrence demonstrates that people from black ethnic groups are still more likely than white Americans to have no insurance cover. In 2018, 9.7 percent of African Americans did not have medical cover, whereas just 5.4 percent of people of white ethnicity were not insured. Employer offered or personal medical covers was more predominant amongst this residents. During, 2018, 55 out of a hundred of African Americans had private covers, whereas 41.2 percent had other sort of government provided insurances. At the same time, the Affordable Care Act's wider implications have accelerated efforts toward socialized medicine. Accessibility to universal care remains a difficulty for several Americans, particularly African Americans, due to the rising price of many insurance alternatives.
5 National Health Insurance Model To help solve this social inequality and ensure all individuals in the United States of America have equal opportunities to achieve health care treatment opportunities, the government, and healthcare system should adopt the national health insurance model. Private insurance companies run the operations of the national health insurance model. However, fees are paid through the government treasury insurance scheme that every person pays in the country ( Christmals & Aidam, 2020) . Through these schemes, society's finances will be distributed more equitably, and the wealthy and high-income individuals will assist the disadvantaged in the country in paying their medical expenditures. Everyone in society will be able to receive medical treatment through this health care model system, regardless of their socioeconomic level or race. The national healthcare model is a universal medical coverage that neither makes profits nor refuses claims when residents seek assistance in paying their medical bills. It is less costly and tranquil to manage since there is no need for advertisement, no economic inducement to refute coverage, and no revenue returns motivation. This initiative to combining the private and communal sectors of Healthcare consents hospitals and health care benefactors more suppleness while avoiding the inconvenient complication of insurer programs and strategies. The possibility of long waiting lists for the individuals and therapeutic delays, regarded as severe health policy concerns, is the principal complaint against the universal health insurance model ( Siciliani et al., 2020) . According to studies on the effectiveness of national health insurance, it considerably improves accessibility for low-income households, enhancing healthcare system redistribution and availability for people of all income levels. National health insurance was also shown to have improved financial protection because it is implemented in various countries. The execution of the national healthcare model program, on the other hand, necessitates a colossal amount of federal funding.
6 As a result, its long-term viability will have to be ascertained as long as healthcare insurers continue to use it. Conclusion African Americans endure to have a higher occurrence of infection and incapacity than people from white race, and they have a smaller life prospect. Also they are among the country's most financially deprived groups in the United States. Even though the Affordable Treatment Act's enhanced entree to medicine for the residents, there are still noteworthy healthcare services disparities among African Americans and whites. The increased cost of medical insurance covers has resulted in an excessively large percentage of uninsured and underinsured people. While the Affordable Healthcare Act's wider insinuations have enhanced development toward nationwide Healthcare, the augmented charge of many insurance cover substitutes means that admission to healthcare treatment rests a concern for many populaces, particularly African Americans. Race and ethnicity are socially and culturally determined categories with real-world implications for people defined by how other people see them and their skin colors. In the United States of America's healthcare system, there are more inequities and discrimination, which disproportionately impact individuals of color and other minority groups. Most African Americans live in poverty and cannot afford to pay for their insurance coverage fees. This condition has made them very vulnerable to being affected by premature deaths and chronic illnesses due to a lack of appropriate medical treatment. To aid in the resolution of social inequity and to ensure that all citizens of the United States of America have equitable access to health care treatment, the government and healthcare system should implement a national health insurance plan. This concept significantly increases low-income families' access to Healthcare by improving healthcare system redistribution and availability for people of all income levels.
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7 Because it is applied in various nations, national health insurance has also been demonstrated to increase financial protection.
8 References Christmals, C. D., & Aidam, K. (2020). Implementation of the national health insurance scheme (NHIS) in Ghana: lessons for South Africa and low-and middle-income countries. Risk Management and Healthcare Policy , 13 , 1879. Fain, C. (2021). Systemic Racism and Minority Disparities in Health Care. The Bridge: Interdisciplinary Perspectives on Legal & Social Policy , 6 (3), 1. Simons, R. L., Lei, M. K., Beach, S. R., Barr, A. B., Simons, L. G., Gibbons, F. X., & Philibert, R. A. (2018). Discrimination, segregation, and chronic inflammation: Testing the weathering explanation for the poor health of Black Americans. Developmental psychology , 54 (10), 1993. Simonsen, N. F., Oxholm, A. S., Kristensen, S. R., & Siciliani, L. (2020). What explains differences in waiting times for health care across socioeconomic status?. Health Economics , 29 (12), 1764-1785. Waite, S., Scott, J., & Colombo, D. (2021). Narrowing the gap: imaging disparities in radiology. Radiology , 299 (1), 27-35.