Electronic Benefits Transfer Program
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Kenyatta University *
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Health Science
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Nov 24, 2024
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docx
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Electronic Benefits Transfer Program
Jasmine Thomas
Family Policies
NCCU
Mrs. Greene
2-3-2023
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Electronic Benefits Transfer Program
Electronic Benefits Transfer (EBT) is a government-sponsored program to provide and
support financial assistance specifically for people and families with low income through
Supplemental Nutrition Assistance Program (SNAP). This program employs a debit card system
that permits beneficiaries to access their government benefits like food stamps that allow them to
buy food from participating retailers whereas the SNAP EBT account is debited to compensate
the store for food that was bought from them (USDA, 2023). There are many policies that you
have to qualify to get accepted into this program: financial benefits, pregnancy, and in-school
students. This program benefits and engages with partnerships and families in numerous or
significant ways.
The Electronic Benefits Transfer (EBT) program is utilized in the Women, Infants, and
Children (WIC) program that aims at improving low-financial-income mothers' health by
providing them with nutritious foods and support. WIC is vital in providing safety to pregnant
women, young children, and new mothers, who are at risk of malnutrition by offering them
access to healthy food options and educational resources to promote healthy eating habits
thereby encouraging teamwork and cooperation within the family, as members work together to
effectively use the benefits to meet their needs. EBT cards make it easier for these families to
access their benefits and receive the support they need (Kenton, 2022). In this program, EBT or
WIC stability is continued for low-income families. To stay qualified for these nutrient
government assistants you have to recertify periodically to make sure you still meet the policy
requirements.
The EBT program makes a huge impact in alleviating some financial stress on families,
allowing them to allocate their funds toward other important expenses and responsibilities.
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However, it is still the responsibility of families to use the benefits in a responsible and
appropriate manner. In addition, it does not solve all the aspects of the family problems and it is
still up to individual family members to actively engage in maintaining strong relationships and
supporting each other. The laid foundation of stability and security gives families an opportunity
to actively engage in maintaining healthy relationships through open communication, mutual
respect, and shared responsibility. The amount of money provided to recipients through programs
like SNAP is based on their income and household size and is loaded onto a card for them to use
that allows discretion and privacy, as benefits are distributed and redeemed electronically,
without the need for direct exchange of cash. This can be especially important for families with
diverse cultural, religious, or personal beliefs, as it provides a means for accessing government
benefits that align with their values and priorities.
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References
Kenton, W. (2022, June 28).
What is an electronic benefits transfer (EBT)? Definition and use
.
Investopedia.
https://www.investopedia.com/terms/e/electronic-benefits-
transfer.asp
USDA. (2023, January 16).
What is electronic benefits transfer (EBT)?
USDA Food and
Nutrition Service | Food and Nutrition
Service.
https://www.fns.usda.gov/snap/ebt