HSM 220 Module 1 Assignment
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McNeese State University *
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Course
220
Subject
Health Science
Date
Jun 18, 2024
Type
docx
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4
Uploaded by shelbymclark24
Shelby Clark HSM 220
Mrs. Smith
2/5/24
Module 1 Assignment 1)
Where does the Affordable Care Act stand?
Many Republican members in congress tried to replace the Affordable Care Act in 2017 when President Trump was in office but failed to do so. Around 8.8 million people signed up for health
coverage through Healthcare.gov for 2018 despite a big cut in funding. As of December 15, 2023, 15.3 million people have signed up for coverage through Healthcare.gov for 2024. Although the Affordable Care Act has had some setbacks, its enrollment numbers are still increasing. Affairs (ASPA), A. S. for P. (2023, December 20).
HealthCare.gov Enrollment Exceeds 15 Million, Surpassing Previous Years’ Milestones
. Www.hhs.gov. https://www.hhs.gov/about/news/2023/12/20/healthcaregov-enrollment-exceeds-15-million-
surpassing-previous-years-milestones.html
Catching up with the Affordable Care Act
. (2018, April 10). ASU News. https://news.asu.edu/20180404-solutions-asu-professor-catching-up-affordable-care-act
2)
What is the individual mandate and is it gone?
The individual mandate requires most Americans to have a minimum level of health insurance coverage, if this minimum is not met it will result in a tax penalty or fine. There is currently no individual mandate in place that will result in a federal penalty. There are however a few states that have created their own penalty for not being insured that is collected through state tax returns. These states include DC, Massachusetts, New Jersey, Rhode Island, and California.
Norris, L. (2022, May 21).
Is There Still a Penalty for Being Uninsured in 2020?
Verywell Health. https://www.verywellhealth.com/obamacare-penalty-for-being-
uninsured-4132434
Catching up with the Affordable Care Act
. (2018, April 10). ASU News. https://news.asu.edu/20180404-solutions-asu-professor-catching-up-affordable-care-act
3)
What is the marketplace and what can we expect to happen this year?
The marketplace is the period of time that open enrollment is available on the HealthCare.gov website. This year we can expect to see CMS focus on increasing access to consumer assistance, ensuring robust outreach and education efforts to reach consumers about enrollment or re-
enrollment in the marketplace. There has also been new low-cost plans that have been added for the 2024 coverage year. Catching up with the Affordable Care Act
. (2018, April 10). ASU News. https://news.asu.edu/20180404-solutions-asu-professor-catching-up-affordable-care-act
Marketplace Plan Year 2024 Open Enrollment Fact Sheet | CMS
. (n.d.). Www.cms.gov. Retrieved February 6, 2024, from https://www.cms.gov/newsroom/fact-sheets/marketplace-plan-
year-2024-open-enrollment-fact-sheet
4)
What is the American Rescue Plan Act 2021? Brief summary.
The American Rescue Plan Act of 2021 is a bill that was signed into law on March 11, 2021, in which provides additional relief to address the continued impact of COVID-19 on the economy, public health, state and local governments, individuals, and businesses. The Treasury Department
is responsible for managing over $1 trillion in American Rescue Plan programs and tax credits, as of September 2021 approximately $700 billion had been distributed. About the American Rescue Plan | U.S. Department of the Treasury
. (n.d.). Home.treasury.gov. https://home.treasury.gov/policy-issues/coronavirus/about-the-american-
rescue-plan
H.R.1319 - 117th Congress (2021-2022): American Rescue Plan Act of 2021
. (2021, March 2). Www.congress.gov. https://www.congress.gov/bill/117th-congress/house-bill/1319
5)
As we have discovered during 2020, access to healthcare, by vulnerable populations, has devastating outcomes witnessed during the pandemic. Discuss how you think the
Affordable Care Act could be tailored to ensure access and equitability to healthcare
services for all. I believe that the Affordable Care Act could be tailored to ensure access and equitability to all by reviewing and changing the qualifications that are required to receive healthcare coverage. Once the pandemic officially ended almost 3.8 million people had lost their healthcare coverage and 15
million people are expected to lose their coverage during the redetermination process. Reasons for individuals losing coverage include no longer meeting qualifications, having no address on file, not applying for renewal, or submitting a late application. I believe that the qualifications for
ACA need to be determined on a case-by-case basis, that way it is more accessible to those who don’t quite meet the qualifications based on their income. In today’s world even though someone
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may make “too much” to receive assistance from ACA doesn’t mean they will be able to pay for any other insurance coverage, which is why the uninsured amount of people is still high reaching
26 million people in 2022. Coleman, A. (2023, August 9).
Almost 3.8 Million People Have Lost Their Medicaid Coverage Since the End of the COVID-19 Public Health Emergency
. Www.commonwealthfund.org. https://www.commonwealthfund.org/blog/2023/almost-38-
million-people-have-lost-their-medicaid-coverage-end-covid-19-public-health
Coleman, A. (2023, August 9).
Almost 3.8 Million People Have Lost Their Medicaid Coverage Since the End of the COVID-19 Public Health Emergency
. Www.commonwealthfund.org. https://www.commonwealthfund.org/blog/2023/almost-38-
million-people-have-lost-their-medicaid-coverage-end-covid-19-public-health