Annotated Bibliography (2)

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Satterfield 1 Seth Satterfield Professor Condua English 1102 21 February 2024 Annotated Bibliography Blancato, Robert. “Unaffordable Healthcare Affects All Generations.” Generations , vol. 43, Dec. 2019, pp. 3–6. EBSCOhost , search.ebscohost.com/login.aspx? direct=true&AuthType=shib&db=rlh&AN=169979049&site=eds-live&scope=site. Robert Blancato highlights the necessity for the United States to address the issue of healthcare costs as it affects older adults, drawing from a recent 2019 West Health–Gallup poll. This article introduces and outlines the contents of several other articles within the supplement and notes its relevance to the 2020 election year. He has been urging for years that America needs to lower healthcare costs. The article goes through explaining what older people have gone through with the healthcare today. Robert aims to spread awareness to people to urge congress to make changes to the healthcare system. “She proposes ideas to address this concern, including leveraging the purchasing power of employer-sponsored insurance to promote solutions such as advanced primary care models, wherein providers serve at the top of their license, and Centers of Excellence, which deliver high-quality and high-value care.”

Satterfield 2 Black, Kristen Jennings, et al. “The Weight of Debt: Relationships of Debt with Employee Experiences.” Journal of Business & Psychology , vol. 39, no. 1, Feb. 2024, pp. 45– 65. EBSCOhost , https://doi.org/10.1007/s10869-022-09867-3 . The relationship between workers' financial situations, debt, and work-related attitudes and conflicts is under-researched in organizational psychology. Two studies found that debt amount and complexity are positively associated with financial strain and have indirect effects on job attitudes and work-family conflict through financial strain. This article was posted a couple of weeks ago and talks about issues with the debt of care given to employees. It’s goes into further detail on how this could be improved in the future. Bouza, Emilio, et al. “Impact of the COVID-19 Pandemic on the Mental Health of the General Population and Health Care Workers.” Revista Española de Quimioterapia , vol. 36, no. 2, Apr. 2023, pp. 125–43. EBSCOhost , https://doi.org/10.37201/req/018.2023 . The Health Sciences Foundation gathered a team to study the mental health impact of COVID-19 on the general population and healthcare workers, finding increased anxiety, depression, and substance use, as well as risks to adolescents and autistic individuals, especially affecting healthcare workers, particularly those exposed early in the pandemic. Media attention has focused on these issues with a moral perspective. This article goes over the major effects Covid-19 had on healthcare workers. This goes over the effects of people working in the medical field. It shows how some people changed views on how we determine the cost of healthcare, which can be good and bad. “This information is valuable because of

Satterfield 3 its immediacy, but the most reliable data come from longitudinal studies with onset prior to the pandemic, allowing the impact of the pandemic to be assessed.” Batty, Michael, et al. “Health Insurance, Medical Debt, and Financial Well-Being.” Health Economics, vol. 31, no. 5, May 2022, pp. 689–728. EBSCOhost, search.ebscohost.com/login.aspx? direct=true&AuthType=shib&db=eoh&AN=1993549&site=eds-live&scope=site. Health insurance expansion via Affordable Care Act and Medicare lowers medical debt but doesn't universally improve credit scores, indicating medical collections may be more a symptom than a cause of broader financial distress. There were some actions taken to try and help people with healthcare debt. The problem is that it caused more issues and that is what the author tries to convey. “ While the existence of medical collections on credit reports reflects some level of financial strain, our findings suggest that policies which lead to decreases in medical collections may not directly lead to improvements in other credit outcomes.” Dorsey, Joshua D., et al. “Leveraging the Existing US Healthcare Structure for Consumer Financial Well-Being: Barriers, Opportunities, and a Framework toward Future Research.” Journal of Consumer Affairs, vol. 54, no. 1, Spring 2020, pp. 70–99. EBSCOhost, search.ebscohost.com/login.aspx? direct=true&AuthType=shib&db=eoh&AN=1831693&site=eds-live&scope=site. Healthcare exchanges can be financially perilous for consumers due to various barriers, and the authors advocate a neutral, actionable approach that empowers consumers to improve their financial well-being. This article mostly talks about

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Satterfield 4 the potential solutions for healthcare debt issues. It highlights the issues with the healthcare system and explains different solutions. “Healthcare price, in general, is often convoluted, intentionally ambiguous, or with considerable variance (Ellison 2015), and only 56% of Americans have ever even sought cost information (Schleifer, Hagelskamp, and Rinehart 2015)” Lyford, Shelley, and Timothy A. Lash. “America’s Healthcare Cost Crisis.” Generations, vol. 43, Dec. 2019, pp. 7–12. EBSCOhost, search.ebscohost.com/login.aspx? direct=true&AuthType=shib&db=rzh&AN=141873009&site=eds-live&scope=site. U.S. healthcare costs have soared, leading to unaffordable care and economic strains. West Health leaders call for immediate action with three strategies: tackling high drug prices, promoting value-based care, and increasing transparency. The article goes into the issues with congress’s decisions for how the healthcare works. The author goes into detail about the issues with the healthcare system and how it affects Americans. “Simply put, Americans are burdened with the world’s costliest healthcare: in 2017, the United States spent $10,739 per person on care (Centers for Medicare & Medicaid Services [CMS], 2019a), more than any other country by far.” Ozili, Peterson K. “Correlated Lending to Government and the Private Sector: What Do We Learn from the Great Recession?” Arab Gulf Journal of Scientific Research, vol. 42, no. 1, Jan. 2024, pp. 114–33. EBSCOhost, https://doi.org/10.1108/AGJSR-09-2022-0176 . The study analyzed data from 43 countries during 1980–2019 and found a significant positive correlation between credit supply to government and credit

Satterfield 5 supply to the private sector, particularly before the Great Recession and more pronounced in the African region compared to Asian and American regions. This article goes into the corporate influential issues with the healthcare system in America. The author goes into great detail about the issues about the business side with the healthcare system and how it can overprice everything with the healthcare system.

Annotated Bibliography (2)

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