Mathematical Ideas (13th Edition) - Standalone book
13th Edition
ISBN: 9780321977076
Author: Charles D. Miller, Vern E. Heeren, John Hornsby, Christopher Heeren
Publisher: PEARSON
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Textbook Question
Chapter 4.3, Problem 40E
Use the lattice method to find each product.
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The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
Given: Circle J
2
What is the value of y?
A. 38
C.
68
B. 50
D. 92
Chapter 4 Solutions
Mathematical Ideas (13th Edition) - Standalone book
Ch. 4.1 - Convert each Egyptian numeral to Hindu-Arabic...Ch. 4.1 - Convert each Egyptian numeral to Hindu-Arabic...Ch. 4.1 - Prob. 3ECh. 4.1 - Convert each Egyptian numeral to Hindu-Arabic...Ch. 4.1 - Convert each Hindu-Arabic numeral to Egyptian...Ch. 4.1 - Convert each Hindu-Arabic numeral to Egyptian...Ch. 4.1 - Convert each Hindu-Arabic numeral to Egyptian...Ch. 4.1 - Convert each Hindu-Arabic numeral to Egyptian...Ch. 4.1 - Chapter Z of the hook of Numbers in the Bible...Ch. 4.1 - Prob. 10E
Ch. 4.1 - Chapter 1 of the hook of Numbers in the Bible...Ch. 4.1 - Prob. 12ECh. 4.1 - Chapter 1 of the hook of Numbers in the Bible...Ch. 4.1 - Chapter 1 of the hook of Numbers in the Bible...Ch. 4.1 - Convert each Roman numeral to Hindu-Arabic form....Ch. 4.1 - Convert each Roman numeral to Hindu-Arabic...Ch. 4.1 - Convert each Roman numeral to Hindu-Arabic form....Ch. 4.1 - Convert each Roman numeral to Hindu-Arabic form....Ch. 4.1 - Convert each Hindu-Arabic numeral to Roman form....Ch. 4.1 - Prob. 20ECh. 4.1 - Convert each Hindu-Arabic numeral to Roman...Ch. 4.1 - Convert each Hindu-Arabic numeral to Roman form....Ch. 4.1 - Convert each Chinese numeral to Hindu-Arabic form.Ch. 4.1 - Convert each Chinese numeral to Hindu-Arabic...Ch. 4.1 - Convert each Chinese numeral to Hindu-Arabic form.Ch. 4.1 - Prob. 26ECh. 4.1 - Convert each Hindu-Arabic numeral to Chinese...Ch. 4.1 - Prob. 28ECh. 4.1 - Prob. 29ECh. 4.1 - Convert each Hindu-Arabic numeral to Chinese...Ch. 4.1 - Prob. 31ECh. 4.1 - Prob. 32ECh. 4.1 - Prob. 33ECh. 4.1 - Prob. 34ECh. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Prob. 36ECh. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Prob. 38ECh. 4.1 - Prob. 39ECh. 4.1 - Prob. 40ECh. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Work each addition or subtraction problem, using...Ch. 4.1 - Prob. 47ECh. 4.1 - Use the Egyptian algorithm to find each...Ch. 4.1 - Prob. 49ECh. 4.1 - Prob. 50ECh. 4.1 - In Exercises 51 and 52, convert all numbers to...Ch. 4.1 - In Exercises 51 and 52, convert all numbers to...Ch. 4.1 - Explain why each step would be an improvement in...Ch. 4.1 - Explain why each step would be an improvement in...Ch. 4.1 - Explain why each step would be an improvement in...Ch. 4.1 - Prob. 56ECh. 4.1 - The ancient Egyptian system described in this...Ch. 4.1 - Prob. 58ECh. 4.1 - The ancient Egyptian system described in this...Ch. 4.1 - Prob. 60ECh. 4.1 - The ancient Egyptian system described in this...Ch. 4.1 - Prob. 62ECh. 4.1 - Prob. 63ECh. 4.1 - Prob. 64ECh. 4.1 - The ancient Egyptian system described in this...Ch. 4.1 - The ancient Egyptian system described in this...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Prob. 2ECh. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Prob. 4ECh. 4.2 - Prob. 5ECh. 4.2 - Prob. 6ECh. 4.2 - Prob. 7ECh. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Prob. 9ECh. 4.2 - Prob. 10ECh. 4.2 - Prob. 11ECh. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Identify each numeral in Exercises 1-20 as...Ch. 4.2 - Prob. 21ECh. 4.2 - Write each number as a Babylonian numeral. 32Ch. 4.2 - Write each number as a Babylonian numeral.
23....Ch. 4.2 - Prob. 24ECh. 4.2 - Prob. 25ECh. 4.2 - Write each number as a Babylonian numeral. 3280Ch. 4.2 - Write each number as a Babylonian numeral.
27....Ch. 4.2 - Prob. 28ECh. 4.2 - Prob. 29ECh. 4.2 - Prob. 30ECh. 4.2 - Prob. 31ECh. 4.2 - Prob. 32ECh. 4.2 - Prob. 33ECh. 4.2 - Prob. 34ECh. 4.2 - Prob. 35ECh. 4.2 - Prob. 36ECh. 4.2 - Write each number as a Mayan numeral. 4694Ch. 4.2 - Write each number as a Mayan numeral. 4328Ch. 4.2 - Prob. 39ECh. 4.2 - Prob. 40ECh. 4.2 - Prob. 41ECh. 4.2 - Prob. 42ECh. 4.2 - Prob. 43ECh. 4.2 - Prob. 44ECh. 4.2 - Prob. 45ECh. 4.2 - Prob. 46ECh. 4.2 - Prob. 47ECh. 4.2 - Prob. 48ECh. 4.2 - Prob. 49ECh. 4.2 - Prob. 50ECh. 4.2 - Prob. 51ECh. 4.2 - Prob. 52ECh. 4.2 - Prob. 53ECh. 4.2 - Prob. 54ECh. 4.2 - Prob. 55ECh. 4.2 - Write each number as a Greek numeral.Ch. 4.3 - Write each number in expanded form. 73Ch. 4.3 - Write each number in expanded form. 265Ch. 4.3 - Write each number in expanded form
3. 8335
Ch. 4.3 - Write each number in expanded form 12,398Ch. 4.3 - Prob. 5ECh. 4.3 - Prob. 6ECh. 4.3 - Prob. 7ECh. 4.3 - Prob. 8ECh. 4.3 - Prob. 9ECh. 4.3 - Prob. 10ECh. 4.3 - Prob. 11ECh. 4.3 - Prob. 12ECh. 4.3 - Prob. 13ECh. 4.3 - Prob. 14ECh. 4.3 - Prob. 15ECh. 4.3 - Prob. 16ECh. 4.3 - Prob. 17ECh. 4.3 - Prob. 18ECh. 4.3 - Prob. 19ECh. 4.3 - Prob. 20ECh. 4.3 - Prob. 21ECh. 4.3 - Prob. 22ECh. 4.3 - Prob. 23ECh. 4.3 - Prob. 24ECh. 4.3 - Prob. 25ECh. 4.3 - Prob. 26ECh. 4.3 - Prob. 27ECh. 4.3 - Perform each subtraction using the nines...Ch. 4.3 - Prob. 29ECh. 4.3 - Prob. 30ECh. 4.3 - Prob. 31ECh. 4.3 - Identify the number represented on each...Ch. 4.3 - Prob. 33ECh. 4.3 - Prob. 34ECh. 4.3 - Prob. 35ECh. 4.3 - Sketch an abacus to show each number.
36. 183
Ch. 4.3 - 2547 Sketch an abacus to show each number.Ch. 4.3 - Prob. 38ECh. 4.3 - Prob. 39ECh. 4.3 - Use the lattice method to find each product. 32741Ch. 4.3 - Prob. 41ECh. 4.3 - Prob. 42ECh. 4.3 - Prob. 43ECh. 4.3 - Refer to Example 10 where Napier's rods were used....Ch. 4.3 - Prob. 45ECh. 4.3 - Use Napier's rods (Figure 9) to find each product....Ch. 4.3 - Prob. 47ECh. 4.3 - Prob. 48ECh. 4.3 - Prob. 49ECh. 4.3 - Prob. 50ECh. 4.3 - Prob. 51ECh. 4.3 - Use the Russian peasant method to find each...Ch. 4.3 - Prob. 53ECh. 4.3 - The Hindu-Arabic system is positional and uses ten...Ch. 4.4 - List the first twenty counting numbers in each...Ch. 4.4 - List the first twenty counting numbers in each...Ch. 4.4 - List the first twenty counting numbers in each...Ch. 4.4 - List the first twenty counting numbers in each...Ch. 4.4 - Write (in the same base) the counting numbers just...Ch. 4.4 - Write (in the same base) the counting numbers just...Ch. 4.4 - Write (in the same base) the counting numbers just...Ch. 4.4 - Write (in the same base) the counting numbers just...Ch. 4.4 - Prob. 9ECh. 4.4 - Prob. 10ECh. 4.4 - Prob. 11ECh. 4.4 - Prob. 12ECh. 4.4 - Determine, in each base, the least and greatest...Ch. 4.4 - Determine, in each base, the least and greatest...Ch. 4.4 - Prob. 15ECh. 4.4 - Prob. 16ECh. 4.4 - Prob. 17ECh. 4.4 - Prob. 18ECh. 4.4 - Prob. 19ECh. 4.4 - Prob. 20ECh. 4.4 - Prob. 21ECh. 4.4 - Prob. 22ECh. 4.4 - Prob. 23ECh. 4.4 - Convert each number to decimal form by expanding...Ch. 4.4 - Prob. 25ECh. 4.4 - Prob. 26ECh. 4.4 - Prob. 27ECh. 4.4 - Prob. 28ECh. 4.4 - Prob. 29ECh. 4.4 - Prob. 30ECh. 4.4 - Prob. 31ECh. 4.4 - Convert each number from decimal form to the given...Ch. 4.4 - Convert each number from decimal form to the given...Ch. 4.4 - Prob. 34ECh. 4.4 - Prob. 35ECh. 4.4 - Prob. 36ECh. 4.4 - Make each conversion as indicated. 6748nine to...Ch. 4.4 - Prob. 38ECh. 4.4 - Prob. 39ECh. 4.4 - Convert each number from octal form to binary...Ch. 4.4 - Convert each number from binary form to octal...Ch. 4.4 - Convert each number from binary form to octal...Ch. 4.4 - Prob. 43ECh. 4.4 - Prob. 44ECh. 4.4 - Make each conversion as indicated.
45. 101101two...Ch. 4.4 - Make each conversion as indicated.
46....Ch. 4.4 - Identify the greatest number from each list.
47.
Ch. 4.4 - Prob. 48ECh. 4.4 - Prob. 49ECh. 4.4 - There is a theory that twelve would be a better...Ch. 4.4 - Prob. 51ECh. 4.4 - Prob. 52ECh. 4.4 - Prob. 53ECh. 4.4 - Prob. 54ECh. 4.4 - Prob. 55ECh. 4.4 - Break each code into groups of seven digits and...Ch. 4.4 - Prob. 57ECh. 4.4 - Prob. 58ECh. 4.4 - Prob. 59ECh. 4.4 - Prob. 60ECh. 4.4 - If the IP address and subnet mask for a computer...Ch. 4.4 - Prob. 62ECh. 4.4 - Prob. 63ECh. 4.4 - Prob. 64ECh. 4.4 - Prob. 65ECh. 4.4 - Prob. 66ECh. 4.4 - Prob. 67ECh. 4.4 - Prob. 68ECh. 4.4 - Prob. 69ECh. 4.4 - Prob. 70ECh. 4.4 - Prob. 71ECh. 4.4 - Prob. 72ECh. 4.4 - Prob. 73ECh. 4.4 - In our decimal system, we distinguish odd and even...Ch. 4.4 - Prob. 75ECh. 4.4 - Prob. 76ECh. 4.4 - Prob. 77ECh. 4.4 - Prob. 78ECh. 4.4 - Determine whether the given base-five numeral...Ch. 4.4 - Prob. 80ECh. 4.4 - Prob. 81ECh. 4.4 - Determine whether the given base-five numeral...Ch. 4.4 - Prob. 83ECh. 4.4 - Prob. 84ECh. 4.4 - Prob. 85ECh. 4.4 - Prob. 86ECh. 4.4 - Prob. 87ECh. 4.4 - Prob. 88ECh. 4.4 - Prob. 89ECh. 4.4 - Prob. 90ECh. 4.4 - Prob. 91ECh. 4.4 - Prob. 92ECh. 4.4 - Prob. 93ECh. 4.4 - Prob. 94ECh. 4.4 - Prob. 95ECh. 4.4 - Prob. 96ECh. 4 - In each case, identify the numeration system, and...Ch. 4 - Prob. 2TCh. 4 - Prob. 3TCh. 4 - Prob. 4TCh. 4 - Prob. 5TCh. 4 - Prob. 6TCh. 4 - Perform each operation using the alternative...Ch. 4 - Perform each operation using the alternative...Ch. 4 - Prob. 9TCh. 4 - Convert each number to base ten. 243fiveCh. 4 - Prob. 11TCh. 4 - Prob. 12TCh. 4 - Prob. 13TCh. 4 - Prob. 14TCh. 4 - Prob. 15TCh. 4 - Prob. 16TCh. 4 - Prob. 17TCh. 4 - Prob. 18TCh. 4 - Prob. 19TCh. 4 - Prob. 20TCh. 4 - Briefly explain each of the following. the...Ch. 4 - Briefly explain each of the following.
22 the...Ch. 4 - Prob. 23TCh. 4 - Briefly explain each of the following. Illustrate...
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