The Federal Reserve has called remote deposit capture (RDC) "the most important development the [U.S] banking industury has seen in years."  This service allows users to scan checks and to transmit the scanned images to the bank for posting. In its annual survey of community banks, the American Bankers Association asked banks whether or not they offered this service. The two way table is given for this exercise in figure 9.9. Use the figure to find the joint distribution, the two marginal distributions, and the conditional distributions. Which conditional distribution would you use to explain the results of your analysis? Give a reason for your preference.

MATLAB: An Introduction with Applications
6th Edition
ISBN:9781119256830
Author:Amos Gilat
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The Federal Reserve has called remote deposit capture (RDC) "the most important development the [U.S] banking industury has seen in years."  This service allows users to scan checks and to transmit the scanned images to the bank for posting. In its annual survey of community banks, the American Bankers Association asked banks whether or not they offered this service. The two way table is given for this exercise in figure 9.9. Use the figure to find the joint distribution, the two marginal distributions, and the conditional distributions. Which conditional distribution would you use to explain the results of your analysis? Give a reason for your preference. 

우
JMP
AssetSize
Contingency Analysis of Offer RDC By AssetSize
▷ Mosaic Plot
Freq: Count
4 Contingency Table
Count
Total %
Col %
Row %
101To200
201OrMore
Under100
Total
4Tests
No
N
760
Offer RDC
Yes
Total
59
7.76
25.21
30.89
112
132
17.37
25.10
69.11
85
11.18
14.74
16.16 47.86
43.15
56.85
309
63
40.66 8.29
58.75 26.92
83.06
16.94
526
234
69.21 30.79
0
Test
Likelihood Ratio 94.493
Pearson
96.305
191
25.13
197
25.92
372
48.95
760
DF -LogLike RSquare (U)
2 47.246293
0.1007
ChiSquare Prob>ChiSq
X
<.0001*
<.0001*
Transcribed Image Text:우 JMP AssetSize Contingency Analysis of Offer RDC By AssetSize ▷ Mosaic Plot Freq: Count 4 Contingency Table Count Total % Col % Row % 101To200 201OrMore Under100 Total 4Tests No N 760 Offer RDC Yes Total 59 7.76 25.21 30.89 112 132 17.37 25.10 69.11 85 11.18 14.74 16.16 47.86 43.15 56.85 309 63 40.66 8.29 58.75 26.92 83.06 16.94 526 234 69.21 30.79 0 Test Likelihood Ratio 94.493 Pearson 96.305 191 25.13 197 25.92 372 48.95 760 DF -LogLike RSquare (U) 2 47.246293 0.1007 ChiSquare Prob>ChiSq X <.0001* <.0001*
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