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Consider the graph below showing (ROC) curves for two credit scoring models. The graph Model A is in orange (with shorter dashes) and the graph for Model B is in blue (with longe dashes). The Gini coefficient for each model is 66.75%. Comment on the performance of the models. Which would you recommend for use and why 100% 90% % Rejected Bads

Consider the graph below showing (ROC) curves for two credit scoring models. The graph Model A is in orange (with shorter dashes) and the graph for Model B is in blue (with longe dashes). The Gini coefficient for each model is 66.75%. Comment on the performance of the models. Which would you recommend for use and why 100% 90% % Rejected Bads

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Credit Scoring

Consider the graph below showing (ROC) curves for two credit scoring models. The graph for Model A is in orange (with shorter dashes) and the graph for Model B is in blue (with longer dashes). The Gini coefficient for each model is 66.75%. Comment on the performance of the models. Which would you recommend for use and why? 100% 90% % Rejected Bads 80% 70% 60% 50% 40% 30% 20% 10% % Rejected Goods 0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
Transcribed Image Text:Consider the graph below showing (ROC) curves for two credit scoring models. The graph for Model A is in orange (with shorter dashes) and the graph for Model B is in blue (with longer dashes). The Gini coefficient for each model is 66.75%. Comment on the performance of the models. Which would you recommend for use and why? 100% 90% % Rejected Bads 80% 70% 60% 50% 40% 30% 20% 10% % Rejected Goods 0% 0% 10% 20% 30% 40% 50% 60% 70% 80% 90% 100%
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