Ben has named Jerry as primary beneficiary of Ben's life insurance policy and Tom as the contingent beneficiary. In which of the following ways do the rights of Jerry differ from the rights of Tom? - -If Jerry is living when Ben dies, Tom has no legal right to any of the life insurance lump-sum death proceeds. -The only circumstances under which Tom would have any legal right to the lump-sum death proceeds would be if Jerry predeceases Ben. -a.1 Only -b.2 Only -c.Both 1 and 2

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