"Adverse selection"as applied to health insurance, means:  Group of answer choices   the practice by the healthcare insurers to deny coverage to people with pre-existing conditions.   those who are more likely to require health insurance purchase the insurance while young and healthy people who are less likely to need the insurance opt out.   people make poor choices of healthcare insurance programs because they don't have sufficient information.   those who are more likely to require health insurance in the future are adversely impacted by the fact that health insurer does not have as much information about their healthcare needs as they do.

Phlebotomy Essentials
6th Edition
ISBN:9781451194524
Author:Ruth McCall, Cathee M. Tankersley MT(ASCP)
Publisher:Ruth McCall, Cathee M. Tankersley MT(ASCP)
Chapter1: Phlebotomy: Past And Present And The Healthcare Setting
Section: Chapter Questions
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"Adverse selection"as applied to health insurance, means: 

Group of answer choices

 

the practice by the healthcare insurers to deny coverage to people with pre-existing conditions.

 

those who are more likely to require health insurance purchase the insurance while young and healthy people who are less likely to need the insurance opt out.

 

people make poor choices of healthcare insurance programs because they don't have sufficient information.

 

those who are more likely to require health insurance in the future are adversely impacted by the fact that health insurer does not have as much information about their healthcare needs as they do.

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