a. A spark from the fireplace in the living room caused the carpet to start on fire. The living room furniture was destroyed by the fire. Covered Not Covered b. An earthquake damaged the foundation of Joan's home. Covered Not Covered c. A windstorm destroyed Joan's tool shed what was located in Joan's back yard. Covered Not Covered d. Joan stored some old furniture and books in the attic of the home. The weight of the furniture and books caused the floor of the attic to collapse Covered Not Covered into a second-story bedroom located below the attic. e. Joan put herbicide (weed killer) on her lawn. When she applied the her- bicide, there was wind blowing. The herbicide damaged her neighbor's Covered Not Covered prize-winning rose garden. The neighbor is suing Joan for $10,000. f. Mildred, the nanny, fixed breakfast for Liam at Joan's home. While washing dishes after breakfast, a glass broke in her hand causing a bad cut. Mildred required medical attention at an emergency room. The Covered Not Covered cost of her care was $425. g. Joan is a certified public accountant (CPA). She is a partner at her ac- counting firm. Joan gave incorrect tax advice to one of her clients. The Covered Not Covered client sued Joan and was awarded a $25,000 judgment.
a. A spark from the fireplace in the living room caused the carpet to start
on fire. The living room furniture was destroyed by the fire. Covered Not Covered
b. An earthquake damaged the foundation of Joan's home. Covered Not Covered
c. A windstorm destroyed Joan's tool shed what was located in Joan's
back yard. Covered Not Covered
d. Joan stored some old furniture and books in the attic of the home. The
weight of the furniture and books caused the floor of the attic to collapse Covered Not Covered
into a second-story bedroom located below the attic.
e. Joan put herbicide (weed killer) on her lawn. When she applied the her-
bicide, there was wind blowing. The herbicide damaged her neighbor's Covered Not Covered
prize-winning rose garden. The neighbor is suing Joan for $10,000.
f. Mildred, the nanny, fixed breakfast for Liam at Joan's home. While
washing dishes after breakfast, a glass broke in her hand causing a bad
cut. Mildred required medical attention at an emergency room. The Covered Not Covered
cost of her care was $425.
g. Joan is a certified public accountant (CPA). She is a partner at her ac-
counting firm. Joan gave incorrect tax advice to one of her clients. The Covered Not Covered
client sued Joan and was awarded a $25,000 judgment.
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