Affordable care act and beyond

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Capella University *

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4003

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Medicine

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Jan 9, 2024

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The Affordable Care Act and Beyond Jennifer Bounma School of Health Care Administration, Capella University BHA4003: Present and Future State Developments within the United States Health Care System within the United States Healthcare November 26, 2023

Introduction The influence of the Affordable Care Act (ACA) on the availability of health insurance in the United States will be reviewed and discussed in this paper, along with the modifications that have transpired in healthcare today. Summon along with additional online resources will be used to analyze these developments. The American Rescue Plan, its advantages, and its effects on the nation will all be addressed throughout this conversation. Sources Addressing the Affordable Care Act Lau, J. S., Adams, S. H., Park, M., Boscardin, W. J., & Irwin, C. E. (2014). Improvement in Preventive Care of Young Adults After the Affordable Care Act. JAMA Pediatrics, 168(12), 1101. https://doi.org/10.1001/jamapediatrics.2014.1691 The Affordable Care Act has reportedly had a major influence on young individuals' ability to obtain preventative healthcare during the previous few years, according to this article. The Affordable Care Act allowed adolescents to continue receiving health insurance coverage from their guardians until they turned 26. This law performing a adoption has resulted in a rise in the total amount of individuals within the ages of 18 and 25 seeking preventative treatment. With the passage of the Affordable Care Act, people were more likely to receive preventative care because it was now free. McIntyre, A., & Song, Z. (2019). The US Affordable Care Act: Reflections and directions at the close of a decade. PLOS Medicine, 16(2), e1002752. https://doi.org/10.1371/journal.pmed.1002752 There were numerous challenges facing the healthcare system in the United States in the years preceding the government's signing of the Affordable Care Act. Apart from the monetary

commitments that accompanied the enactment of this legislation, there were also several other difficulties linked to it. The Affordable Care Act has made health insurance easier to obtain to residents of lower socioeconomic classes in recent years, which has tremendously benefited many individuals over the course of the past ten years. Read the Affordable Care Act, Health Care Law. (n.d.-b). HealthCare.gov. https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/ The legislation aims to regulate market conditions in order to guarantee that health insurance coverage would be accessible for everyone. Whenever this measure is passed, Citizens will have to buy health coverage throughout the length of their time at work under the terms of their employment contract. According to financial status, the Affordable Care Act has reduced the expense of healthcare coverage. The enactment of this measure prevented health insurance providers from refusing to reimburse individuals with prior medical issues or from raising prices for those who do. Sources Addressing the American Rescue Plan Act (2021) Adashi, E. Y., & Cohen, I. (2021). The American Rescue Plan Act of 2021. JAMA. https://doi.org/10.1001/jama.2021.8389 A variety of improvements to the Affordable Care Act (ACA) have been implemented made as part of the American Rescue Plan Act of 2021 (ARPA), in addition to a prolongation of the ACA. President Biden signed it into law in March 2021 as a continuation and stimulus bill. In spite of combating the COVID-19 pandemic, the American Rescue Plan Act increased quality of care and safeguarded the health care industry.

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Over two million US residents will be insured under this measure approximately the span of two years. O’Mahen, P. N., & Petersen, L. A. (2021). Will the American Rescue Plan Overcome Opposition to Medicaid Expansion? Journal of General Internal Medicine, 36(11), 3550– 3552. https://doi.org/10.1007/s11606-021-07084-x The Biden Administration signed this proposal in March 2021. It had been planned to use the effort to combat directly Covid-19, which inflicted a mockery upon the US. The nationwide distribution of the COVID-19 virus has caused the closure of several companies throughout the country. Aside from being able to accommodate more individuals, this plan additionally provided financial support for individuals who are qualified. The Multiemployer Pension Rescue under the - ProQuest. (n.d.). https://www.proquest.com/docview/2629425455? parentSessionId=YJLrSLgFjAtz1HT1x2PFB3BZxQfy7JaQb0qtvynOtAs%3D&pq- origsite=summon&accountid=27965 By becoming legislation, Obamacare aimed to enhance the quality of healthcare in America. Experiencing the adoption of the bill, those with long-term chronic medical illnesses will be allowed to receive health insurance without having to pay extra. Medical expenditures in the United States have lowered because of offering inexpensive healthcare. Because of the Affordable Care Act, a great deal of Americans now has access to affordable medical insurance. Impacts of the ACA and American Rescue Plan (2021) on the U.S. Health Care Ecosystem Affordable Care Act Overview

The Patient Protection and Affordable Care Act (ACA) was previously referred to as the Affordable Care Act (ACA). For the very first time in recorded historical events, many Americans now have access to quality, reasonably priced medical coverage at a reduced cost thanks to the Affordable Care Act. Following the passage of the Affordable Care Act, insurance carriers became no longer permitted to refuse coverage to persons with already present illnesses, and their insurance premiums were consequently controlled. The American Rescue Plan Act (2021) Overview Despite the reality that its main objective was to aid the United States, the Advanced Research Projects also offered relief from taxes and funding in a variety of fields in necessity as a result of COVID-19 stimulus payments and tax credits. This measure aims to enhance the average quality of life of qualifying citizens by increasing their financial security through stimulus payments and child tax credits. As part of the attempt to aid the economy in recovering from the COVID-19 epidemic, the federal government put aside $1.9 trillion. The goal behind this measure was to reduce the financial burden on companies and families in the United States, in addition to decreasing the financial strain on individuals, in order to protect the economy from entering a recession. Impact on the U.S. Health Care Ecosystem  The American Rescue Act (2021) and the Affordable Care Act (ACA) will allow Americans to find relief during times of need by providing them with the necessary resources. o As a result of the Affordable Care Act, the healthcare system has improved. The American Rescue Plan Act offered financial aid to address the requirements of US people.

 Regardless of the necessity of medical coverage for every individual, not everybody has the resources to pay the premiums and healthcare costs associated with healthcare, and current qualifications for government healthcare programs such as Medicaid make it difficult for individuals to qualify for health insurance. The financing of Medicare is a future worry. Health care is offered at cheaper prices for the majority of Americans under the Affordable Care Act, but the government covers for medical procedures that cannot be covered by these insurance policies. As the consequence of the American Rescue Plan Act, taxes are rising, and healthcare is now overutilized. The American Rescue Plan Act is likely to have a ripple effect. With the likelihood of higher taxes and changes to Medicare and Medicaid, the American Rescue Plan Act has the potential to exert an influence on all Americans who work throughout the future. o As a direct result of a rise of medical financing, we as a community are going to able to satisfy the health care demands generated by recent occurrences and the COVID-19, as well as provide future financial support to individuals. o Greer, S. L. (2015). Reflecting on ‘The 2010 U.S. health care reform: approaching and avoiding how other countries finance health care.’ Health Economics, Policy and Law. https://doi.org/10.1017/s1744133115000249 Conclusion Considering a study on the US healthcare system and improvements enacted by the Affordable Care Act, it was decided that the ACA constituted a watershed moment in US healthcare. As an outcome of the Affordable Care Act and ARAP, residents' access to healthcare

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has significantly gotten better. Significant developments in the health care sector have enhanced people's standard lives during the last century. It is still a lot to be done, and the project is moving gradually.

Reference Adashi, E. Y., & Cohen, I. (2021). The American Rescue Plan Act of 2021. JAMA. https://doi.org/10.1001/jama.2021.8389 current qualifications minimize the possibilities of individuals qualifying for government Greer, S. L. (2015). Reflecting on ‘The 2010 U.S. health care reform: approaching and avoiding how other countries finance health care.’ Health Economics, Policy and Law. https://doi.org/10.1017/s1744133115000249 healthcare such as Medicaid Lau, J. S., Adams, S. H., Park, M., Boscardin, W. J., & Irwin, C. E. (2014). Improvement in Preventive Care of Young Adults After the Affordable Care Act. JAMA Pediatrics, 168(12), 1101. https://doi.org/10.1001/jamapediatrics.2014.1691 McIntyre, A., & Song, Z. (2019). The US Affordable Care Act: Reflections and directions at the close of a decade. PLOS Medicine, 16(2), e1002752. https://doi.org/10.1371/journal.pmed.1002752 O’Mahen, P. N., & Petersen, L. A. (2021). Will the American Rescue Plan Overcome Opposition to Medicaid Expansion? Journal of General Internal Medicine, 36(11), 3550– 3552. https://doi.org/10.1007/s11606-021-07084-x Questions and Answers on Employer Shared Responsibility Provisions Under the Affordable Care Act | Internal Revenue Service. (n.d.). https://www.irs.gov/affordable- careact/employers/questions-and-answers-on-employer-shared-responsibility- provisionsunder-the-affordable-care-act Read the Affordable Care Act, Health Care Law. (n.d.). HealthCare.gov. https://www.healthcare.gov/where-can-i-read-the-affordable-care-act/ The impact that the ACA has presently is that although healthcare coverage is important.

The Multiemployer Pension Rescue under the - ProQuest. (n.d.). https://www.proquest.com/docview/2629425455? parentSessionId=YJLrSLgFjAtz1HT1x2PFB3BZxQfy7JaQb0qtvynOtAs %3D&pqorigsite=summon&accountid=27965

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