C14-150 Early retirement of debt-2

Consider the following balance sheet Expected Balance Sheet for XYZ Bank Assets Yield Liabilities Cost Rate sensitive $ 1300 8% %$4 1700 8% Fixed rate $500 9% $1500 5% Non earning $ 5100 $. 1800 Equity 1900 Total $ 6900 $6900 What is the Net Interest Margin (NIM)

information to answer question 5.                                                 Cash R10 000 Accounts receivable(debtors control) R30 000 Inventory R80 000 Prepaid insurance R  6 000 Fixed assets R200 000 Accounts payable (creditors control) R30 000 Income received in advance R25 000 Wages payables R5 000 Long-term liabilities R70 000 Capital R196 000 Calculate the acid test ratio.   A. 0.83:1   B. 1:1   C. 1.3:1   D. 0.76:1

information to answer question 4.                                                 Cash R10 000 Accounts receivable(debtors control) R30 000 Inventory R80 000 Prepaid insurance R  6 000 Fixed assets R200 000 Accounts payable (creditors control) R30 000 Income received in advance R25 000 Wages payables R5 000 Long-term liabilities R70 000 Capital R196 000 Calculate the current ratio.   A. 2:1   B. 1.0:1   C. 2.1:1   D. None of the above

Use the below information to answer the following questions:     20202021Sales$11,573$12,936Depreciation    1661     1736Cost of goods sold    3979     4707Other Expenses      846       924Interest Expense       776       926Cash     6067     6466Accounts Receivables     8034     9427Short-term Notes Payable     1171     1147Long-term debt    20,320    24,696Net fixed assets    50,888    54,273Accounts Payable       4384       4644Tax rate       26%       34%Inventory      14,283    15,288Payout ratio        33%       30%                       A.    Create the Balance Sheets for 2020 & 2021.

Assets Liabilities Reserve                                    100 Deposits 1000 Loan                                        900   Total                                        1000 Total                                        1000 Instructions: The value of required reserve ratio (RR) is Answer% Now assume the amount of $100 were deposited inside the bank The value of immediate change in deposit is Answer The value of immediate change in reserveAnswer The value of immediate change in loan is Answer{ The size of deposit multiplier is Answer The value of final change in deposit is Answer The value of final change in reserveAnswer The value of final change in loanAnswer The value of final change in money supply isAnswer

Use the below information to answer the following questions:     20202021Sales$11,573$12,936Depreciation    1661     1736Cost of goods sold    3979     4707Other Expenses      846       924Interest Expense       776       926Cash     6067     6466Accounts Receivables     8034     9427Short-term Notes Payable     1171     1147Long-term debt    20,320    24,696Net fixed assets    50,888    54,273Accounts Payable       4384       4644Tax rate       26%       34%Inventory      14,283    15,288Payout ratio        33%       30%                   A.    Create the Income Statements for 2020 and 2021 (including dividends paid and retained earnings).

Use the following table:   Case X   Case Y   Case Z   Cash $ 940   $ 1,470   $ 1,940   Short-term investments   0     0     780   Receivables   0     1,690     1,360   Inventory   3,400     1,560     6,520   Prepaid expenses   2,600     1,020     1,460   Total current assets $ 6,940   $ 5,740   $ 12,060   Current liabilities $ 3,600   $ 1,800   $ 5,750     Required:Calculate the quick ratio in each of the above cases and select the case which is in the best position to meet short-term obligations most easily. (Round your answers to 2 decimal places.)

Acid test ratio??? Current liabilities 298100 Cash 54500 Securities 97400 Accounst receivable 156200 Answer is 1.03: 1 Show with workings

Additional short-term borrowings $ 20,e00 Purchase of short-term stock investments Cash dividends paid Interest paid 5,e00 16,000 8,e00 Compute cash flows from financing activities using the above company information. (Amounts to be deducted should be indicated by a minus sign.) Financing Activities nt ences 7:14 3/27/2 Insert Prt Sc F2 F3 F4 F6 F7 F8 F9 F10 F11 F12 Fn 28 Lock

QUESTION 3 Below is the balance sheet Composition and Average Interest rates of Liberty Bank: Details Assets Yield Rates Liabilities Interest Costs Rate sensitivity 52,000 7% 30,000 3% Fixed rate 64,000 9% 18,000 4% Non earning/Non paying 280,000   23,800         Equity         328,200   Total 400,000   400,000     Required: a.) Determine the Net interest income of Liberty Bank? b.) Calculate the gap of Liberty Bank and explain the change in net interest income if the yield rate and interest cost increases? c.) What is the Net interest margin of Liberty Bank? d.) What is the difference between RSA and RSL?

e 2018 Cash Co X+ com/quiz/28465383 press Lazada a Agoda.com e Quiz | Edmodo Department of Edu. e Classes | Ec Question 1 5 points You are a financial Manager of Chevron Corp. You need to assess the effectiveness of working capital management of the company for 2018 using the following data. What is t 2018 Receivable turnover? 2017 Account Receivable = 15 3o00 2018 Account Receivable = 15.050,00 2017 Inventory =5585.000 2018 Inventory = 5.704.000 2017 ACcounts Payable = 14.565:.000 2018 Accounts Payable = 10 952 0 2017 Sales = 134,674,000 2018 Sales = 158 902.000 2017 Cost of Saies = 95, 114 CUD 2018 Cost of Sales = 110 997 000 2017 PUtchases = 96 114000 2018 Purchases 123 435 000 10 17 f8 f6

A B D F 1 Loan (PV) $ 300,000.00 2 APR 4.50% 3 Monthly Rate 4 NPER 5 Monthly Payment 0.38% 360 $1,520.06 6 7 Payment Number Beg Balance Interest Principal 8 1 ? ? 10 3 ? 11 4 12 ? 13 6 14 7 ? 15 8. ? 16 9 ? 17 10 18 11 19 12 ? 20 21 Cumulative Totals after Year 1 22 Interest 23 Principal Paid 24 25 What if the goal is $1,400 monthly payment? 26 Monthly Payment 27 Monthly Rate Needed ? 1,400.00 28 APR Needed .....c.

What is the outstanding balance in the 5th period? Period Regular Payment Interest Repayment of the Loan Outstanding Balance 0 100000 1 6000 3000 3000 97000 2 6000 2910 3090 93910 3 6000 2817.3 3182.7 90727.3 6000 2721.819 3278.181 87449.119 6000 2623.474 st 4 5 A) P3,376.53 B) P80,594.77 C) P87,072.59 D) P3,582.16

What is the outstanding balance in the 5th period? Period Regular Payment Interest Repayment of the Loan Outstanding Balance 0 100000 1 6000 3000 3000 97000 2 6000 2910 3090 93910 3 6000 2817.3 3182.7 90727.3 4 6000 2721.819 3278.181 87449.119 5 6000 2623.474 P87,072.59 B P3,376.53 C P3,582.16 D P80,594.77

QUESTION 13 Assets Liabilities Reserves $200 Deposits $800 Loans $ 700 Debt S100 Securities S 100 Capital $100 Refer to the same T-account. By how much do the assets need to cepreciate for the bank to go insolvent? a.more than 5%% b.more than 1OPE c.more than 8%6 d more tinan 26

Question 44 of 48 Instructions: For questions 43-44, refer to the picture below. A B C D E F G H 1 2 12/31/24 12/31/25 12/31/26 12/31/27 12/31/28 3 4 Coupon Payments 600 600 600 600 600 5 Principal Repayment / Face Value 10,000 6 Total Inflow / (Outflows) 600 600 600 600 10,600 7 8 Discount Rate 8% Using the PV function, what formula would calculate the present value of cash flows from 12/31/24 to 12/31/28 using an 8.0% discount rate?

QUESTION 5 The following balance sheet is available for Smith Bank (in millions). Which of the following is true?           Assets Potential Potential Amount Liabilities Potential Potential Amount   Rate Withdrawal in   Rate Withdrawal in   Change 6-month millions   Change 6-month millions 90-day Treasury Bills 0.50%   $25 30-day CDs 0.25%   $50 180-day Treasury Bills 0.75%   $35 90-day CDs 0.35%   $100 1-year Treasury Bills 1.00%   $50 Savings Deposits 0.10%   $50 1-year consumer loans 1.25% 20% $200 Time-Deposits 180-day 0.60%   $200 5-year Consumer loans 1.50% 20% $150 Time Deposits -2 years 1.00% 30% $235 10-year Corporate Loans 1.75% 15% $250 Stockholder's equity     $75     Total $710     Total $710     Including potential withdrawals and excluding savings deposits, the six-month earnings at risk is $238,750…

41. After conducting a rate-sensitive analysis, a bank finds itself with the following amounts of rate-sensitive assets and liabilities (RSAS and RSL) and fixed-rate assets and liabilities (FRAs and FRLs); the rate of return and cost rates on the accounts are also given: Assets RSAS @ 4.25% FRAS @ 5.15% NEA Total Amount (Million $) S 322 S 700 S 120 $1,142 Liabilities & Equity RSLS @ 3.11% FRLS @ 4.95% Equity Total If the bank wishes to set up a swap to totally hedge the interest rate risk, the bank should A. pay a variable rate of interest and receive a fixed rate of interest. B. pay a fixed rate of interest and receive a variable rate of interest. Amount (Million $) S 200 $ 800 S 142 $1,142 C. pay a variable rate of interest and receive a variable rate of interest. D. pay a fixed rate of interest and receive a fixed rate of interest.

Additional short-term borrowings Purchase of short-term stock investments Cash dividends paid Interest paid $ 20,000 5,000 16,000 8,e00 Compute cash flows from financing activities using the above company information. (Amounts to be deducted should be indicated by a minus sign.) Financing Activities $ 8:30 PM 3/27/2022 Insert Prt Sc F7 F8 F9 F10 F11 F12 F3 F4 F5 F6 Lock + &

You are given the following information: Debt tenor Account Balance b/f Repayment Balance c/f Principal repayment CFADS Max DS Less: interest Max principal repayment O $250k O $290k O $330k O $396k [1,0] Ⓒ $467k USD '000 USD '000 USD '000 USD '000 USD '000 USD '000 USD '000 DSCR. 1.50x i (% p.a.) 10.00% (250) 250 467 (70) 396 Yr 1 250.00 (41.67) 208.33 100.00 66.67 (25.00) 41.67 Yr 2 208.33 (59.17) 149.17 120.00 80.00 (20.83) 59.17 Yr 3 Yr 4 149.17 84.08 (65.08) (71.59) 84.08 12.49 120.00 80.00 (14.92) 65.08 120.00 80.00 (8.41) 71.59 Yr 5 12.49 (12.49) Out of the range of options given below, what is the most likely debt size for this example project? Note: Debt tenor = 6 years, DSCR = 1.50x, interest rate = 10%, CFADS as represented in the image. 120.00 80.00 (1.25) 78.75 Yr 6 120.00 80.00 80.00

Debt Face Value Market Value Airbnb Public Debt The company debt is currently priced to yield: 13% Company debt is trading at 91% of face value The company's Tax Rate is 23% $5,000,000,000

EZ CASH FLOW CASH ACCOUNTS PAYABLE JOHNSON CAPITAL CASH 82.000 F 100.000 20.000 I 4.000 3.000 100.000 АСCTSREC 15.000 15.000 10.000 O 10.000 106.000 9.000 EQUIP 3.000 F 6.000 ACC DEPR 82.000 ACCTSPAY 6.000 EXPENSES REVENUE J CAP ACCOUNTS RECEIVABLE CLOSING: 20.000 20.000 3.000 30.000 REV 27.000 15.000 REVENUE 30.000 EXP EXPENSES 20.000 27.000 DEPR EXP 15.000 DEPR EXPENSE 1.000 82.000 48.000 J CAPITAL 9.000 DEPRECIATION EXPENSE EQUIPMENT 1.000 1.000 20.000 20.000 Note: enter the drawing as a debit to the capital account. There are three types of cash flows: ACCUM. DEPR EQ. 1 OPERATING: cash flows from revenues and expenses. 1.000 1.000 2 INVESTINIG: cash flows from purchasing or selling assets. 3 FINANCING: cash flows from owner's investment or withdrawals. CASH FLOW STATEMENT TRANSACTIONS-Using your pencil, write each debit and credit into the T-accounts above. Cash Flows from Operations 1 Sally Johnson invested $100,000 in her business, Sally's Consulting. 2 Sally purchased equipment…

Assets Liabilities and equity Cash $10 Demand $90 deposits Quick Money Aaa $15 Equity $10 tranche Quick Money Ba1 $5 tranche Loans (risk weight 100%) $70

Consider the following amortization schedule: Payment # Payment 1 966.45 2 966.45 3 966.45 Interest Debt Payment 750.00 748.92 X 216.45 217.53 Y Balance 149, 783.55 149,566.02 2 With the exception of column one, all amounts are in dollars. Calculate . Give your answer in dollars to the nearest dollar. Do not includo ar or the dollar sign in your answor

Account Titles Debit CreditCash $ 7Accounts Receivable 3Supplies 3Equipment 9Accumulated Depreciation $ 2Software 6Accumulated Amortization 2Accounts Payable 4Notes Payable (short-term) 0Salaries and Wages Payable 0Interest Payable 0Income Taxes Payable 0Deferred Revenue 0Common Stock 15Retained Earnings 5Service Revenue 0Depreciation Expense 0Amortization Expense 0Salaries and Wages Expense 0Supplies Expense 0Interest Expense 0Income Tax Expense 0Totals $ 28 $ 28Transactions during 2018 (summarized in thousands of dollars) follow:Borrowed $25 cash on July 1, 2018, signing a six-month note payable.Purchased equipment for $28 cash on July 2, 2018.Issued additional shares of common stock for $5 on July 3.Purchased software on July 4, $3 cash.Purchased supplies on July 5 on account for future use, $7.Recorded revenues on December 6 of $58, including $8 on credit and $50 received in…

Financial Math hi could you please kindly explain to me generrously all your steps without skipping any , preferably a HANDWRITTEN notes.. Thanks A saving account earns compound interest at an annual effective interest rate i. Given that d12,41 = 0.08, Find i1.5)- Answer: 0.0897

24 range the following items in proper balance sheet presentation: (Be sure to list the assets in order of their liquidity. Input all swers as positive values.) Accumulated amortization Retained earnings Cash Bonds payable Accounts receivable Plant and equipment-original cost Accounts payable Allowance for bad debts Common stock, 100,000 shares outstanding Inventory Preferred stock, 1,000 shares outstanding Marketable securities Investments Notes payable $230,000 195,300 12,000 136,000 51,500 700,000 42,000 5,200 172,000 73,000 60,000 20,000 22,000 38,000 Help Save & Exit Submit

Number of Loans Principal 50 100 50 100,000 250,000 300,000 Rate 4.25% 5% Maturity 360 180 360 If these 200 loans are pooled to create a MPT, what is the starting pool balance in dollars? Assume the loans are not seasoned before securitization.

Use the following to answer the question below. Reserve Requirement Ratio 25.8% Initial Deposit $1 290 How much is the total change in deposits? a. $6 000 D. $7 441.86 O b. $4 500 O C. 54 999.99 O d. $6 000 D. $7 441.86

Question 2 The following are financial statements of AR Sdn Bhd. AR Sdn Bhd Income Statement for the year ended 31/12/2015 RM RM RM Sales 18600 R/Inward (440) Net Sales 18160 COGS Opening stock Purchase 3776 11556 -R/Owards (355) 11201 +carriage inwards 234 11435 15211 -Closing stock COGS (4998) (10213) GROSS PROFIT 7947 Other income Interest Received 862 8809 (-) Expenses Carriage O/ward Motor expenses 326 664 Discount allowed 526 Rent 576 Sundry expenses Salaries & wages 1208 2447 (5747) 3062 Net Profit □ ㅇ |l>

Payment # Payment Interest Debt Payment Balance 1 1,167.34 540.54 626.80 259,873.20 2 1,167.34 539.24 628.10 259,245.10 3 1,167.34         With the exception of column one, all amounts are in dollars. Calculate the annual interest rate on this loan.

Solve for the missing item in the following. Principal $ 685 Interest rate 4% Time years Simple interest 137 $ < Prev 3 of

A moodle1.du.edu.om/mod/quiz/attempt.php?attempt33424918&cmid%3D226542 w Tab Google Translate DU - Moodle English (en) - 1. Deprecation 20000 2. Net income 75000 of The following accounts increased during 2020: Accounts receivable 18000 tion Loan 45000 Bonds 32000 Prepaid expenses 15000 Building 28000 The cash flow from investing activities are Select one: O a. The correct answer not available Ob. 28000 O c. (77000) O d. 77000 O e. (28000) Windosb ENG A 40) A