Pearson eText for Mathematics for Elementary Teachers with Activities -- Instant Access (Pearson+)
5th Edition
ISBN: 9780137442812
Author: Sybilla Beckmann
Publisher: PEARSON+
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Textbook Question
Chapter 8.6, Problem 2P
Use the standard division algorithm to determine the decimal representation of
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The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
Given: Circle J
2
What is the value of y?
A. 38
C.
68
B. 50
D. 92
Chapter 8 Solutions
Pearson eText for Mathematics for Elementary Teachers with Activities -- Instant Access (Pearson+)
Ch. 8.1 - Johnny says that 3 is a multiple of 6 because you...Ch. 8.1 - Manuela is looking for all the factors of 90. So...Ch. 8.1 - Show how to find all the factors of the following...Ch. 8.1 - a. Write a word problem such that solving your...Ch. 8.1 - a. Write a problem about a realistic situation...Ch. 8.1 - Solve problems (a) and (b), and determine whether...Ch. 8.1 - a. If A and how are answer, B are counting numbers...Ch. 8.1 - * If A, B, and C are counting numbers and both A...Ch. 8.2 - Describe a way that the children in Mrs. Verner’s...Ch. 8.2 - Explain why an odd counting number can always be...
Ch. 8.2 - For each of the two designs in Figure 8.5, explain...Ch. 8.2 - Without determining the number of dots in the...Ch. 8.2 - If you add an even number and an even number, what...Ch. 8.2 - If you multiply an odd number and an odd number,...Ch. 8.2 - * If you multiply an even number by 3 and then add...Ch. 8.2 - * If you multiply an odd number by 3 and then add...Ch. 8.2 - * Suppose that the difference between two counting...Ch. 8.2 - * Suppose that the difference between two counting...Ch. 8.2 - * If you add a number that has a remainder of 1...Ch. 8.2 - * If you multiply a number that has a remainder of...Ch. 8.3 - Use the divisibility test for 3 to determine...Ch. 8.3 - According to the divisibility test for 10, to...Ch. 8.3 - According to the divisibility test for 5, to...Ch. 8.3 - Beth knows the divisibility test for 3. Beth says...Ch. 8.3 - What are all the different ways to choose the ones...Ch. 8.3 - Sam used his calculator to calculate...Ch. 8.3 - Explain how to modify the divisibility test for 3...Ch. 8.3 - For each of the numbers in (a) through (d), verify...Ch. 8.3 - a. Give a clear and complete explanation for why...Ch. 8.3 - a. Find a divisibility test for 25; in other...Ch. 8.3 - a. What are all the different ways to choose the...Ch. 8.3 - a. Find a divisibility test for 8. In other words,...Ch. 8.3 - a. Is it true that a whole number is divisible by...Ch. 8.3 - * Investigate the questions in the following parts...Ch. 8.3 - a. If you add 2 consecutive counting numbers (such...Ch. 8.4 - For which counting numbers, N, greater than 1, is...Ch. 8.4 - Use trial division to determine whether 251 is...Ch. 8.4 - For each of the numbers in (a) through (d),...Ch. 8.4 - Given that 792=23.32.11, find all the factors of...Ch. 8.4 - Without calculating the number 1923+1, explain why...Ch. 8.4 - Following Euclid’s proof that there are infinitely...Ch. 8.5 - Why do we not talk about a greatest common...Ch. 8.5 - Show how to use the definition of GCF to determine...Ch. 8.5 - Show how to use the definition of GCF to determine...Ch. 8.5 - Show how to use the definition of LCM to determine...Ch. 8.5 - Show how to use the definition of LCM to determine...Ch. 8.5 - Show how to use the slide method to determine the...Ch. 8.5 - Show how to use the slide method to determine the...Ch. 8.5 - Show how to use the slide method to determine the...Ch. 8.5 - Find the GCF and LCM of 25.32.5 and 23.34.7...Ch. 8.5 - Find the GCF and LCM of 34.52.75.11 and 37.53.73...Ch. 8.5 - Describe in general how to find the GCF and LCM of...Ch. 8.5 - Show all the details in the following...Ch. 8.5 - Show all the details in the following...Ch. 8.5 - Write a word problem that requires calculating the...Ch. 8.5 - Write a word problem that requires calculating the...Ch. 8.5 - Suppose you are teaching students about least...Ch. 8.5 - Kwan and Clevere are playing drums together,...Ch. 8.5 - At the zoo, the birds must be fed 12 cups of...Ch. 8.5 - There are periodical cicadas with 13-year life...Ch. 8.5 - In a clothing factory, a worker can sew 18 Garment...Ch. 8.5 - Keiko has a rectangular piece of fabric that is 48...Ch. 8.5 - A large gear will be used to turn a smaller gear....Ch. 8.5 - A large gear is used to turn a smaller gear. The...Ch. 8.6 - Use the standard division algorithm to determine...Ch. 8.6 - Use the standard division algorithm to determine...Ch. 8.6 - Use the standard division algorithm to determine...Ch. 8.6 - Write the following decimals as fractions. Explain...Ch. 8.6 - What is the 100th digit to the right of the...Ch. 8.6 - What is another way to write 1.824 as a decimal?...Ch. 8.6 - Without actually determining the decimal...Ch. 8.6 - Give an example of an irrational number, and...Ch. 8.6 - In your own words, prove that the square root of 5...Ch. 8.6 - Carl’s calculator displays only 10 digits. Carl...Ch. 8.6 - Fran has a calculator that shows at most 10...Ch. 8.6 - Tyrone used a calculator to solve a problem. The...Ch. 8.6 - * Show how to find the exact decimal...Ch. 8.6 - Prob. 14PCh. 8.6 - Prob. 15PCh. 8.6 - Prob. 16PCh. 8.6 - Prob. 17PCh. 8.6 - a. Use a calculator to calculate the decimal...Ch. 8.6 - a. Use a calculator to calculate the decimal...Ch. 8.6 - a. Suppose that a fraction AB where A and B are...
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