Mathematics: A Discrete Introduction
3rd Edition
ISBN: 9780840049421
Author: Edward A. Scheinerman
Publisher: Cengage Learning
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Chapter 3.18, Problem 18.19E
To determine
To find:An infinite series for
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The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
The Martinezes are planning to refinance their home. The outstanding balance on their original loan is $150,000. Their finance company has offered them two options. (Assume there are no additional finance charges. Round your answers to the nearest cent.)
Option A: A fixed-rate mortgage at an interest rate of 4.5%/year compounded monthly, payable over a 30-year period in 360 equal monthly installments.Option B: A fixed-rate mortgage at an interest rate of 4.25%/year compounded monthly, payable over a 12-year period in 144 equal monthly installments.
(a) Find the monthly payment required to amortize each of these loans over the life of the loan.
option A $
option B $
(b) How much interest would the Martinezes save if they chose the 12-year mortgage instead of the 30-year mortgage?
Given: Circle J
2
What is the value of y?
A. 38
C.
68
B. 50
D. 92
Chapter 3 Solutions
Mathematics: A Discrete Introduction
Ch. 3.14 - Write the following relations on the set 1,2,3,4,5...Ch. 3.14 - Prob. 14.2ECh. 3.14 - Prob. 14.3ECh. 3.14 - For each of the following relations on the set of...Ch. 3.14 - Prob. 14.5ECh. 3.14 - Prob. 14.6ECh. 3.14 - Prob. 14.7ECh. 3.14 - Prob. 14.8ECh. 3.14 - Prob. 14.9ECh. 3.14 - Prob. 14.10E
Ch. 3.14 - Prob. 14.11ECh. 3.14 - Prob. 14.12ECh. 3.14 - Prob. 14.13ECh. 3.14 - Prob. 14.14ECh. 3.14 - Prove: A relation R on a set A is antisymmetric if...Ch. 3.14 - Give an example of a relation on a set that is...Ch. 3.14 - Drawing pictures of relations. Pictures of...Ch. 3.15 - Prob. 15.1ECh. 3.15 - Prob. 15.2ECh. 3.15 - Prob. 15.3ECh. 3.15 - Prob. 15.4ECh. 3.15 - Prove: If a is an integer, then aa (mod 2).Ch. 3.15 - Prob. 15.6ECh. 3.15 - For each equivalence relation below, find the...Ch. 3.15 - Prob. 15.8ECh. 3.15 - Prob. 15.9ECh. 3.15 - Prob. 15.10ECh. 3.15 - Suppose R is an equivalence relation on a set A...Ch. 3.15 - Prob. 15.12ECh. 3.15 - Prob. 15.13ECh. 3.15 - Prob. 15.14ECh. 3.15 - Prob. 15.15ECh. 3.15 - Prob. 15.16ECh. 3.15 - Prob. 15.17ECh. 3.16 - Prob. 16.1ECh. 3.16 - How many different anagrams (including nonsensical...Ch. 3.16 - Prob. 16.3ECh. 3.16 - Prob. 16.4ECh. 3.16 - Prob. 16.5ECh. 3.16 - Prob. 16.6ECh. 3.16 - Prob. 16.7ECh. 3.16 - Prob. 16.8ECh. 3.16 - Prob. 16.9ECh. 3.16 - Prob. 16.10ECh. 3.16 - Prob. 16.11ECh. 3.16 - Prob. 16.12ECh. 3.16 - Prob. 16.13ECh. 3.16 - Prob. 16.14ECh. 3.16 - How many partitions, with exactly two parts, can...Ch. 3.16 - Prob. 16.16ECh. 3.16 - Prob. 16.17ECh. 3.16 - Prob. 16.18ECh. 3.16 - Prob. 16.19ECh. 3.16 - Prob. 16.20ECh. 3.17 - Prob. 17.1ECh. 3.17 - Prob. 17.2ECh. 3.17 - Prob. 17.3ECh. 3.17 - Prob. 17.4ECh. 3.17 - Prob. 17.5ECh. 3.17 - Prob. 17.6ECh. 3.17 - Prob. 17.7ECh. 3.17 - Prob. 17.8ECh. 3.17 - Prob. 17.9ECh. 3.17 - Prob. 17.10ECh. 3.17 - Prob. 17.11ECh. 3.17 - Prob. 17.12ECh. 3.17 - Prob. 17.13ECh. 3.17 - Prob. 17.14ECh. 3.17 - Prob. 17.15ECh. 3.17 - Consider the following formula: kkn=nk1n1. Give...Ch. 3.17 - Prob. 17.17ECh. 3.17 - Prob. 17.18ECh. 3.17 - Prob. 17.19ECh. 3.17 - Prob. 17.20ECh. 3.17 - Prob. 17.21ECh. 3.17 - Prob. 17.22ECh. 3.17 - Prob. 17.23ECh. 3.17 - Prob. 17.24ECh. 3.17 - Prob. 17.25ECh. 3.17 - Prove: 0nnn+1nn1n+2nn2n++n1n1n+nn0n=n2n.Ch. 3.17 - How many Social Security numbers (see Exercise...Ch. 3.17 - Prob. 17.28ECh. 3.17 - Prob. 17.29ECh. 3.17 - Prob. 17.30ECh. 3.17 - Prob. 17.31ECh. 3.17 - Prob. 17.32ECh. 3.17 - Prob. 17.33ECh. 3.17 - Prob. 17.34ECh. 3.17 - Prob. 17.35ECh. 3.17 - Prob. 17.36ECh. 3.17 - Prob. 17.37ECh. 3.18 - Prob. 18.1ECh. 3.18 - Prob. 18.2ECh. 3.18 - Prob. 18.3ECh. 3.18 - Prob. 18.4ECh. 3.18 - Prob. 18.5ECh. 3.18 - Prob. 18.6ECh. 3.18 - Prob. 18.7ECh. 3.18 - Prob. 18.8ECh. 3.18 - Prob. 18.9ECh. 3.18 - Prob. 18.10ECh. 3.18 - Prob. 18.11ECh. 3.18 - Prob. 18.12ECh. 3.18 - Prob. 18.13ECh. 3.18 - Prob. 18.14ECh. 3.18 - Prob. 18.15ECh. 3.18 - Prob. 18.16ECh. 3.18 - Prob. 18.17ECh. 3.18 - Prob. 18.18ECh. 3.18 - Prob. 18.19ECh. 3.19 - Prob. 19.1ECh. 3.19 - Prob. 19.2ECh. 3.19 - Prob. 19.3ECh. 3.19 - Prob. 19.4ECh. 3.19 - How many five-letter words can you make in which...Ch. 3.19 - This problem asks you to give two proofs for...Ch. 3.19 - Prob. 19.7ECh. 3.19 - Prob. 19.8ECh. 3.19 - Prob. 19.9ECh. 3.19 - Prob. 19.10ECh. 3.19 - Prob. 19.11ECh. 3.19 - Prob. 19.12ECh. 3 - Prob. 1STCh. 3 - Prob. 2STCh. 3 - Prob. 3STCh. 3 - Prob. 4STCh. 3 - Prob. 5STCh. 3 - Prob. 6STCh. 3 - Prob. 7STCh. 3 - Prob. 8STCh. 3 - Prob. 9STCh. 3 - Prob. 10STCh. 3 - Prob. 11STCh. 3 - Prob. 12STCh. 3 - Prob. 13STCh. 3 - Prob. 14STCh. 3 - Prob. 15STCh. 3 - Prob. 16STCh. 3 - Prob. 17STCh. 3 - Prob. 18STCh. 3 - Prob. 19STCh. 3 - Prob. 20STCh. 3 - Prob. 21STCh. 3 - Prob. 22ST
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