
Contemporary Mathematics for Business & Consumers
8th Edition
ISBN: 9781305886803
Author: Brechner
Publisher: Cengage
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Chapter 14.II, Problem 14RE
To determine
To calculate: The housing expense ratio and the total obligation ratio when the monthly gross income is
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Problem 11 (a) A tank is discharging water through an orifice at a depth of T
meter below the surface of the water whose area is A m². The
following are the values of a for the corresponding values of A:
A 1.257 1.390
x 1.50 1.65
1.520 1.650 1.809 1.962 2.123 2.295 2.462|2.650
1.80 1.95 2.10 2.25 2.40 2.55 2.70
2.85
Using the formula
-3.0
(0.018)T =
dx.
calculate T, the time in seconds for the level of the water to drop
from 3.0 m to 1.5 m above the orifice.
(b) The velocity of a train which starts from rest is given by the fol-
lowing table, the time being reckoned in minutes from the start
and the speed in km/hour:
| † (minutes) |2|4 6 8 10 12
14 16 18 20
v (km/hr) 16 28.8 40 46.4 51.2 32.0 17.6 8 3.2 0
Estimate approximately the total distance ran in 20 minutes.
-
Let n = 7, let p = 23 and let S be the set of least positive residues mod p of the first (p − 1)/2
multiple of n, i.e.
n mod p, 2n mod p, ...,
p-1
2
-n mod p.
Let T be the subset of S consisting of those residues which exceed p/2.
Find the set T, and hence compute the Legendre symbol (7|23).
23
32
how come?
The first 11 multiples of 7 reduced mod 23 are
7, 14, 21, 5, 12, 19, 3, 10, 17, 1, 8.
The set T is the subset of these residues exceeding
So T = {12, 14, 17, 19, 21}.
By Gauss' lemma (Apostol Theorem 9.6),
(7|23) = (−1)|T| = (−1)5 = −1.
Let n = 7, let p = 23 and let S be the set of least positive residues mod p of the first (p-1)/2
multiple of n, i.e.
n mod p, 2n mod p, ...,
2
p-1
-n mod p.
Let T be the subset of S consisting of those residues which exceed p/2.
Find the set T, and hence compute the Legendre symbol (7|23).
The first 11 multiples of 7 reduced mod 23 are
7, 14, 21, 5, 12, 19, 3, 10, 17, 1, 8.
23
The set T is the subset of these residues exceeding
2°
So T = {12, 14, 17, 19, 21}.
By Gauss' lemma (Apostol Theorem 9.6),
(7|23) = (−1)|T| = (−1)5 = −1.
how come?
Chapter 14 Solutions
Contemporary Mathematics for Business & Consumers
Ch. 14.I - What is the monthly payment and total interest on...Ch. 14.I - Prob. 2TIECh. 14.I - Prob. 3TIECh. 14.I - Prob. 4TIECh. 14.I - Prob. 5TIECh. 14.I - Using Table 14-1 as needed, calculate the required...Ch. 14.I - Prob. 2RECh. 14.I - Using Table 14-1 as needed, calculate the required...Ch. 14.I - Prob. 4RECh. 14.I - Prob. 5RE
Ch. 14.I - Prob. 6RECh. 14.I - Using Table 14-1 as needed, calculate the required...Ch. 14.I - Prob. 8RECh. 14.I - As one of the loan officers for Grove Gate Bank,...Ch. 14.I - As one of the loan officers for Grove Gate Bank,...Ch. 14.I - As one of the loan officers for Grove Gate Bank,...Ch. 14.I - As one of the loan officers for Grove Gate Bank,...Ch. 14.I - As one of the loan officers for Grove Gate Bank,...Ch. 14.I - As one of the loan officers for Grove Gate Bank,...Ch. 14.I - Ben and Mal Scott plan to buy a home for $272,900....Ch. 14.I - 16. Michael Sanchez purchased a condominium for...Ch. 14.I - 17. Luis Schambach is shopping for a 15-year...Ch. 14.I - 18. Phil Pittman is interested in a fixed-rate...Ch. 14.I - 19. Larry and Cindy Lynden purchased a townhome in...Ch. 14.I - Heather Gott bought a home with an adjustable-rate...Ch. 14.I - Joe and Gloria Moutran art purchasing a house in...Ch. 14.I - 22. You are a real estate broker for Aurora...Ch. 14.II - Justin Schaefer owns a home that was recently...Ch. 14.II - Roman Bass cams a gross income of $3,100 per...Ch. 14.II - For the following second mortgage applications,...Ch. 14.II - For the following second mortgage applications,...Ch. 14.II - For the following second mortgage applications,...Ch. 14.II - For the following second mortgage applications,...Ch. 14.II - For the following second mortgage applications,...Ch. 14.II - For the following second mortgage applications,...Ch. 14.II - For the following second mortgage applications,...Ch. 14.II - Calculate the housing expense ratio and the total...Ch. 14.II - Calculate the housing expense ratio and the total...Ch. 14.II - Prob. 10RECh. 14.II - Prob. 11RECh. 14.II - Prob. 12RECh. 14.II - Prob. 13RECh. 14.II - Prob. 14RECh. 14.II - Use Exhibit 14-4, Lending Ratio Guidelines, on...Ch. 14.II - 16. Ronald and Samantha Brady recently had their...Ch. 14.II - Prob. 17RECh. 14.II - Ransford and Alda Mariano own a home recently...Ch. 14.II - Prob. 19RECh. 14.II - Jamie and Alice Newmark have a combined monthly...Ch. 14.II - Prob. 21RECh. 14.II - According to moncy.CNN.com. with mortguge rates...Ch. 14 - 1. Land, including permanent improvements on that...Ch. 14 - A(n) ___________ is a loan in which real property...Ch. 14 - Mortgage ___________ points are an extra charge...Ch. 14 - Prob. 4CRCh. 14 - 5. A(n) ___________ account is a bank account used...Ch. 14 - Prob. 6CRCh. 14 - Prob. 7CRCh. 14 - Prob. 8CRCh. 14 - Prob. 9CRCh. 14 - Prob. 10CRCh. 14 - A home equity ___________ is a lump-sum second...Ch. 14 - Prob. 12CRCh. 14 - Prob. 13CRCh. 14 - Prob. 14CRCh. 14 - Prob. 1ATCh. 14 - Prob. 2ATCh. 14 - Suzanne Arthurs purchased a home with a $146,100...Ch. 14 - Prob. 4ATCh. 14 - Prob. 5ATCh. 14 - Prob. 6ATCh. 14 - Prob. 7ATCh. 14 - Prob. 8ATCh. 14 - Prob. 9ATCh. 14 - Prob. 10ATCh. 14 - Prob. 11ATCh. 14 - 12. Dale Evans bought the Lazy D Ranch with an...Ch. 14 - 13. Diversified Investments purchased a 24-unit...Ch. 14 - Larry Mager purchased a ski lodge in Telluride for...Ch. 14 - 15. A Denny’s Restaurant franchisee is looking for...Ch. 14 - Prob. 16ATCh. 14 - Adam Marsh is purchasing a $134,000 condominium...Ch. 14 - Prob. 18ATCh. 14 - Prob. 19ATCh. 14 - Prob. 20ATCh. 14 - 21. Phil Armstrong earns a gross income of $5,355...Ch. 14 - 22. Magda Leon is applying for a home mortgage...
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