Chapter 12, Problem 20QP

Michelle, age 45, currently makes $95,000. Her wage replacement ratio is determined to be 75 percent. She expects that inflation will average 3 percent for her entire life expectancy. She expects to earn 8 percent on her investments and retire at age 65, possibly living to age 95. She has sent for and received her Social Security benefit statement, which indicated that her Social Security retirement benefit in today’s dollars adjusted for early retirement is $20,000 per year. How much capital does Jordan need to retire at age 65?.

money borrowed for personal reasons; to be repaid within a specific time frame and with added interest money borrowed for the purchase of real estate; to be repaid within a specific time frame and with added interest money borrowed for business reasons; to be repaid within a specific time frame and with added interest money borrowed for the purchase of a vehicle; to be repaid within a specific time frame and with added interest : Business Loan :: Auto Loan :: Mortgage Loan :: Personal Loan 1 4 6. 8. 9. Finish Si

Tehra Dactyl is an accountant for Skeds, Inc., a footwear and apparel company. The company’s revenue and net income have increased by more than 100% over the past three years. During the same period, Tehra and her colleagues in the Accounting Department have not received a raise or salary increase. Frustrated by not receiving a raise while the company has thrived, Tehra has begun submitting expense reimbursements for personal purchases. Tehra has a good relationship with her supervisor, and he simply “signs off” on Tehra’s expense reimbursements. Tehra suspects that he knows she is submitting personal expenses for reimbursement and is looking the other way because Tehra has not received a raise in the past three years. Answer the following questions included as part of the hypothetical situation: Are Tehra and her supervisor acting in an ethical manner? Why or why not?

The actual cash value of a property is BEST described as: OA its original cost only its original cost less depreciation its replacement cost less depreciation the cost to repair or rebuild the property OD. Re

Digitech Corporation(DC) pays its employees every two weeks. Eve Anderson, an employee, gets her paycheck, indorses the back of the check by signing her name using her normal signature that she uses whenever signing which is pretty much an illegible mark. On her lunch break she goes to cash it at DC's Bank, the First Depository Bank(FDB). On the street on her way to the Bank in a crowd she loses the check. Greg "Cheetah" Smith finds the check and immediately signs the back of the check beneath Eve's signature and cashes it. Has the check been negotiated to Greg? Once signed by Eve what type of instrument is the check? Can the fact that Eve did not legibly sign her name on the back of the check be used by her as a defense to payment on the check to Greg? What precautions might Eve have taken to avoid this issue? What about use of UCC 4-403? Is it applicable at all? Please be sure to address each question posed above.

1. Happy Carpet Cleaning Inc. collects FIT, OASDI and Medicare taxes from its employees by withholding them from their pay. However, Happy Carpet Cleaning Inc. does not pay these amounts to the Federal government when they are due. It waits until the end of the calendar year to pay them so that it can maximize its cash during the year. It believes that this practice does not affect its employees because it will be paying the taxes at the end of the calendar year to the Federal government. Is it right for Happy Carpet Cleaning Inc. to do so? Please comment on this practice.

$2.7 million. the cost of goods sold is estimated to be 40 percent of sales, and corporate overhead would increase by $308,000, not including the cost of either acquiring or leasing office space. the corporation will have to invest $2.7 million in office furniture, office equipment, and other up-front costs associated with opening the new office before considering the costs of owning or leasing the office space. a small office building could be purchased for sole use by the corporation at a total price of $6.1 million, of which $900,000 of the purchase price would represent land value, and $5.2 million would represent building value. the cost of the building would be depreciated over 39 years. the corporation is in a 21 percent tax bracket. an investor is willing to purchase the same building and lease it to the corporation for $690,000 per year for a term of 15 years, with the corporation paying all real estate operating expenses (absolute net lease). real estate operating expenses…

The Production Manager in collaboration with other Senior Management officials has developed a bonus scheme which serves as guide to operational officers who meet their target at the end of every accounting year. This information was circulated to all the operational members through their official emails for their attention. Kojo, an operational officer of the Production Unit had a ride from the Production Manager on his way home. In the absence of any conversation for the first five minutes while enjoying the ride with his Production Manager, Kojo decided to seek further clarification on the new bonus scheme developed by Management.  Explain the type and category of organizational communication structure adopted by management in disseminating information to the operational officers, highlighting the importance of the category of organizational communication structure? Determine the type of organizational communication structure adopted by Kojo?

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