You currently have two loans outstanding: a car loan and a student loan. The  car loan requires that you pay $322 per month, starting next month for 34 more months. Your student loan is requires that you pay $145 per month, starting next month for the next 46 months.   A debt consolidation company gives you the following offer: It will pay off the balances of your two loans today and then charge you $511 per month for the next 37 months, starting next month. If your investments earn 4.14% APR, compounded monthly, how much would you save or lose by taking the debt consolidation company’s offer? If you lose, state your answer with a negative sign (e.g., -25,126)

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
Section: Chapter Questions
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You currently have two loans outstanding: a car loan and a student loan. The  car loan requires that you pay $322 per month, starting next month for 34 more months. Your student loan is requires that you pay $145 per month, starting next month for the next 46 months.

 

A debt consolidation company gives you the following offer: It will pay off the balances of

your two loans today and then charge you $511 per month for the next 37 months, starting

next month. If your investments earn 4.14% APR, compounded monthly, how much would

you save or lose by taking the debt consolidation company’s offer?

If you lose, state your answer with a negative sign (e.g., -25,126)

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