Why would settlers choose to buy land rather than file a claim under the Homestead Act?   There were tax exemptions for the interest charged for loans made to buy land. The cost per acre for public land was greater than private land. Land that was available for purchase was easier to develop than the public lands available to claim. Public lands were located in areas where the Native Americans were no longer living.

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Why would settlers choose to buy land rather than file a claim under the Homestead Act?  

There were tax exemptions for the interest charged for loans made to buy land.

The cost per acre for public land was greater than private land.

Land that was available for purchase was easier to develop than the public lands available to claim.

Public lands were located in areas where the Native Americans were no longer living.

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