5 Which one (1) of the following describes "subrogation"?OA) It is an action by the insurer to recover a loss it has paid from the party responsible for the loss.OB) It is the determination of whether or not the insured has an insurable interest.OC) It is the sharing of a loss between two or more insurers.OD) It is the payment of the claim by the insurer to a third party. RIBO By-law No. 20 outlines the requirements relating to the application for a certificate of registration andinformation changes. Which one (1) of the following changes must be reported to RIBO?OA) A promotion within the office.OB) A change in their earnings.OC) A change in employment from one brokerage to another.OD) If they commence to write commercial lines insurance.

In exchange for periodic premium payments, an insurance firm protects people or organizations from…

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