Which of the following is NOT Non-Authorized Deposit-Taking Institution? O a. Credit Unions O b. Finance Companies Oc. Money Market Corporations O d. Securitizers

Q: Which of the following is NOT a criterion for evaluating bank liquidity used by regulators? a.…

A: Bank liquidity refers to measures of cash and other assets equivalent to cash which is available…

Q: Which would provide a bank holding company with guidance on the types of nonbanking activities it…

A: Bank Holding Companies are governed by Bank Holding Company Act (BHC Act) of 1956, which gives…

Q: Which of the following is not a financial institution? Commercial Bank Rating agency O Mutual fund…

A: Financial institution is that organisation or institution in which there is dealing of financial and…

Q: c) What are the benefits and risks of off-balance-sheet (OBS) activities to a bank?

A: Off-balance-sheet (OBS) activities refer to financial transactions or arrangements that are not…

Q: Which of the following is NOT a business of commercial banking?aSaving/lendingbForeign currency…

A: Commercial bank is a financial body which is responsible for accepting deposits and providing loan.…

Q: Examples of off-balance-sheet activities include foreign exchange market transactions. Oborrowing…

A: Option b. Borrowing from other banks:Reason: Borrowing from other banks typically appears on the…

Q: Customers' current ac bank.

A: Liabilities are accumulated financial obligations that result from past events that are expected to…

Q: Which of the following are off-balance-sheet items of A. Futures. B. Deposits at the Federal…

A: The banks have balance sheet items that contains the assets and liabilities of the banks but there…

Q: Explain the steps of bank reconciliation in Accounting.

A: A statement that is prepared to identify the reasons for the difference and to reconcile the…

Q: when a company establishes a credit line with a bank, it is the same as borrowing from the bank True…

A: Credit line is similar to taking a loan but in credit line loan is taken on a regular basis. There…

Q: Investment Banks & Securities Firms O A. Are depository institutions O B. Are not depository…

A: A financial institution is an intermediary that helps to move funds from surplus units to deficit…

Q: A bank may only take a bank deposit as collateral if the deposit was made at the same bank. a. True…

A: Collateral security refers to assets or property that a borrower pledges to a lender to secure a…

Q: From a bank's viewpoint, a customer's account in the bank is considered a: a.donation. b.liability.…

A: Bank statement: This is a periodic or monthly statement issued by bank reporting the account summary…

Q: Which one of the following statements is false? a. Consumer loans are loans banks advance to…

A: Solution:- Loans means the advances made by the bank to the customers, while deposits means the…

Q: Under what conditions may a bank refuse to make payment?

A: Conditions:- - when the customer has died - customer had insane or insolvent. - customer lost the…

Q: Explain how bills of endorsement work. Are they classified as Off-Balance-Sheet (OBS) assets or OBS…

A: An endorsement of bill is defined as the procedure through the bill holder or maker for bill…

Q: Bank regulation based on private purchases and sales of banks’ risk is known as: a) liquidity risk…

A: The credit risk regulation is the regulation of credit risk of the bank and it is related to the…

Q: What are the several components of a deposite institution 's liquidity plan? How can such a plan…

A: A liquidity shortage refers to a situation where an institution, such as a bank or other financial…