Which of the following is NOT a criterion for evaluating bank liquidity used by regulators? a. availability of assets readily converted into cash b. the diversity of the bank's money market assets c. the bank's formal and informal commitments for future lending or investments d. structure and volatility of deposits

Q: The two most pressing demands for liquidity from a bank come from, first, customers withdrawing…

A: Liquidity in banking refers to the capacity or the ability of the banks to give cash to customers on…

Q: c) What are the benefits and risks of off-balance-sheet (OBS) activities to a bank?

A: Off-balance-sheet (OBS) activities refer to financial transactions or arrangements that are not…

Q: Which of the following are off-balance-sheet items of A. Futures. B. Deposits at the Federal…

A: The banks have balance sheet items that contains the assets and liabilities of the banks but there…

Q: True or False (Correct the wrong answer) 1) Deposits are considered as assets in the bank’s balance…

A: Hi student Since there are multiple questions, we will answer only first question.

Q: The speculative motive is the need to hold cash      O a. To pay outstanding checks       b.…

A: There are many objectives of maintaining cash with company but there are speculation objectives also…

Q: answer this questions

A: Question: What does NSF stand for in accounting?NSF in Accounting:NSF stands for Non-Sufficient…

Q: From a bank's viewpoint, a customer's account in the bank is considered a: a.donation. b.liability.…

A: Bank statement: This is a periodic or monthly statement issued by bank reporting the account summary…

Q: Which one of the following statements is false? a. Consumer loans are loans banks advance to…

A: Solution:- Loans means the advances made by the bank to the customers, while deposits means the…

Q: What is meant by Bank Reconciliation? Who made it and when was it made?

A: Hey, Since there are multiple questions posted, we will answer first question. If you want any…

Q: Bank regulation based on private purchases and sales of banks’ risk is known as: a) liquidity risk…

A: The credit risk regulation is the regulation of credit risk of the bank and it is related to the…

Q: Which of the following is NOT an advantage of depositing funds into a bank account (compared to…

A: Depositing funds with the banks is considered the safest investment and due to less risk it fetches…

Q: Distinguish between illiquidity and insolvency as it affects a bank and discuss the reasons why…

A: Here are the two terms meanings, Illiquidity is considered as the short term problem of banks where…

Q: What are the four major categories of assets on a commercial bank’s balance sheet and income…

A: Commercial banks: It is the financial institution that accepts deposits from the public and gives…

Bank Reconciliation Statement

As a commerce student, we all know that every business has to maintain a cash book to maintain all his cash and bank transactions. A cash book is a book which has two columns, one cash column and one bank column.