Which of the following is NOT a criterion for evaluating bank liquidity used by regulators? a. availability of assets readily converted into cash b. the diversity of the bank's money market assets c. the bank's formal and informal commitments for future lending or investments d. structure and volatility of deposits

Q: Which of the following is NOT a criterion for evaluating bank liquidity used by regulators? a.…

A: Bank liquidity refers to measures of cash and other assets equivalent to cash which is available…

Q: All of the following are common ratio measures of bank liquidity EXCEPT: a. loans/deposits b.…

A: The liquidity ratio refers to the short-term financial ratio that determines the ability to meet the…

Q: c) What are the benefits and risks of off-balance-sheet (OBS) activities to a bank?

A: Off-balance-sheet (OBS) activities refer to financial transactions or arrangements that are not…

Q: According to IAS 32 Financial Instruments: Presentation, which of the following could be classified…

A: Assets: Assets are resources (property) presented in the balance sheet because for it an…

Q: Which of the following is supported with a debit memorandum? a.proceeds of bank loan b.collections…

A: The debit memorandum is issued by the bank to notify the depositor about the deductions made from…

Q: Overdrafts are a result of a. loans made against certificates of deposit b. banks paying wire…

A: Very easy and low cost convenient way of getting loan are draft loans.

Q: What are the risk-adjusted on-balance-sheet assets of the bank as defined under the Basle Accord?

A: The answer is stated below:

Q: Choose from the following list of terms and phrases to best complete the following statements. a.…

A: Accounting:   Accounting is a system, or a process of collecting and organizing economic…

Q: Discuss using figures how Bank Overdraft will affect the preparation of Bank Reconciliation…

A: Bank reconciliation statement is a kind of statement prepared in order to reconcile the balances…

Q: Which of the following is not a function of bank management? Investment management Project…

A: Management becomes an integral part of every aspect of the business irrespective of the type of the…

Q: I.                                                What are terms of credit? From the viewpoint of a…

A: The following concepts are answered below.

Q: Which are liabilities to a bank? Select one: O a. Vault cash and demand deposits O b. Demand and…

A: Liability is something a company owes to someone else. It is usually a monetary value.

Q: Risk-weighted assets increase Risk-weighted assets decrease

A: Step 1 Risk assets are calculated by adding the amount of risk to the appropriate risk weight of the…

Q: Bank overdrafts that are repayable on demand

A: Bank overdraft account is a current liability repayable within one year.

Q: 3) What is meant by Bank overdraft?

A: “Since you have asked multiple questions, we will solve the first question for you. If you want any…

Q: What is the nature of an off-balance-sheet activity? How does a bank benefit from such activities?

A: Dear student, since you have posted two different questions at a time, only one question i e the…

Q: What are CAMELS? They are ratings assessed by bank regulators after on-site examinations.Which one…

A: The acronym “CAMEL” refers to the five components of a bank's condition that are assessed: Capital…

Q: Bank regulation based on private purchases and sales of banks’ risk is known as: a) liquidity risk…

A: The credit risk regulation is the regulation of credit risk of the bank and it is related to the…

Q: Which of the following must be deducted from the bank statement balance in preparing a bank…

A: Bank reconciliation is important for better Internal control because it provides the clear picture…

Q: Deposits accepted by bank are: Select one alternative: Bank’s liabilities Deposits are not…

A: Deposits are the amount deposited in the bank by the customer. Bank pays a specific rate of interest…

Q: Which of the following statements is/are true? Multiple statements may be true A bank borrowing from…

A: Yes, the statement "A bank borrowing from the central bank signals confidence to other market…

Q: ratios recommended to manage liquidity risk for a

A: Step 1 The risk of insolvency can be reduced by monitoring and evaluating the financial system,…

Q: What is a bank Reconciliation statement? What are the different transactions which are included in…

A: A bank reconciliation statement could be defined as the summary of the banking and business accounts…

Q: Which among the following is not a function of a bank? a. Issuing demand drafts b. Paying interest…

A: A BANK IS A FINANCIAL INSTITUTION LICENSED TO RECEIVE DEPOSITS AND MAKE LOANS . BANK ALSO PROVIDE…

Q: Evaluate the following statements: Statement 1. Compensating balance requirements as a result of…

A: Statement of financial statement is prepared to determine the amount of current assets, non-current…

Q: in terms of bank balance sheets which of the following is correct?

A: Bank balance sheet shows all sources and uses of bank funds. It's assets represents the uses of…

Bank Reconciliation Statement

As a commerce student, we all know that every business has to maintain a cash book to maintain all his cash and bank transactions. A cash book is a book which has two columns, one cash column and one bank column.