Which of the following is NOT a reason why financial institutions complete annual reviews on a borrower?   A. Annual reviews are best practice due diligence associated with monitoring a borrower’s loans B. Annual reviews allow lenders to assess and meet the changing needs of borrowers C. Annual reviews give borrowers a sense of key loan parameters such as the interest rate, time to maturity, and security D. Annual reviews help lenders to identify early warning signs, to mitigate credit risk, and to meet regulatory requirements

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