A good credit rating would be based on all the following criteria EXCEPT whether you   a. have a record of paying what you owe on time.   b. have little or no current debt.   c. use credit for regular expenses.   d. can afford to take on more credit.   e. have used credit appropriately in the past.

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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A good credit rating would be based on all the following criteria EXCEPT whether you
  a.
have a record of paying what you owe on time.
  b.
have little or no current debt.
  c.
use credit for regular expenses.
  d.
can afford to take on more credit.
  e.
have used credit appropriately in the past. 
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