You will discuss credit from the lenders point of view. What factors do lenders consider when making new real estate loans? When banks make loans they are taking a risk based on several factors including creditworthiness. You will discuss how banks determine the creditworthiness of borrowers. Topic: Creditworthiness Respond to the following questions: How does the bank determine if a borrower is credit worthy? . Does this analysis guarantee that the borrower will be able to pay off the loan as agreed? · . ● What happens if their credit scores are below 500? What alternatives would someone with no credit history have?
You will discuss credit from the lenders point of view. What factors do lenders consider when making new real estate loans? When banks make loans they are taking a risk based on several factors including creditworthiness. You will discuss how banks determine the creditworthiness of borrowers. Topic: Creditworthiness Respond to the following questions: How does the bank determine if a borrower is credit worthy? . Does this analysis guarantee that the borrower will be able to pay off the loan as agreed? · . ● What happens if their credit scores are below 500? What alternatives would someone with no credit history have?
Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
Section: Chapter Questions
Problem 1PS
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
Transcribed Image Text:You will discuss credit from the lenders point of view. What factors do lenders
consider when making new real estate loans?
When banks make loans they are taking a risk based on several factors including
creditworthiness. You will discuss how banks determine the creditworthiness of
borrowers.
Topic: Creditworthiness
Respond to the following questions:
. How does the bank determine if a borrower is credit worthy?
. Does this analysis guarantee that the borrower will be able to pay off the
loan as agreed?
• What happens if their credit scores are below 500?
What alternatives would someone with no credit history have?
.
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