You will discuss credit from the lenders point of view. What factors do lenders consider when making new real estate loans? When banks make loans they are taking a risk based on several factors including creditworthiness. You will discuss how banks determine the creditworthiness of borrowers. Topic: Creditworthiness Respond to the following questions: How does the bank determine if a borrower is credit worthy? . Does this analysis guarantee that the borrower will be able to pay off the loan as agreed? · . ● What happens if their credit scores are below 500? What alternatives would someone with no credit history have?

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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You will discuss credit from the lenders point of view. What factors do lenders
consider when making new real estate loans?
When banks make loans they are taking a risk based on several factors including
creditworthiness. You will discuss how banks determine the creditworthiness of
borrowers.
Topic: Creditworthiness
Respond to the following questions:
. How does the bank determine if a borrower is credit worthy?
. Does this analysis guarantee that the borrower will be able to pay off the
loan as agreed?
• What happens if their credit scores are below 500?
What alternatives would someone with no credit history have?
.
Transcribed Image Text:You will discuss credit from the lenders point of view. What factors do lenders consider when making new real estate loans? When banks make loans they are taking a risk based on several factors including creditworthiness. You will discuss how banks determine the creditworthiness of borrowers. Topic: Creditworthiness Respond to the following questions: . How does the bank determine if a borrower is credit worthy? . Does this analysis guarantee that the borrower will be able to pay off the loan as agreed? • What happens if their credit scores are below 500? What alternatives would someone with no credit history have? .
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