20 What is the purpose of the "Standard Mortgage Clause" in a property insurance policy?OA) It provides protection against loss to the mortgagee subject to the extent of its insurable interest, policy limitsand coverages of the policy.OB) It increases the amount of insurance to ensure the full value of the property which is protected.OC) It is used to ensure proper protection for the mortgagee after the mortgage has been paid off.OD) It is designed to protect the insured against unreasonable demands by the mortgagee. The insurance industry uses specific definitions to describe different perils under Crime coverages. Which one (1) ofthe following would be considered a Burglary loss?OA) A customer entered your insured's store and secretly carried off several items of merchandise withoutpaying for them.OB) A group of violent people entered your insured's store, terrified the clerks on duty and carried away severalitems of stock and all the cash in the cash register.OC) A criminal hid in your insured's store until the store closed in the evening. He/she then stole severalvaluable items of stock and took all of the change left in the cash register. He/she then forced the rear doorand escaped.OD) An employee stole funds from the cash register while making change for a customer.

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