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- When does the money have time value?How do we use time value of money in our everyday lives?On November 4, you get a boat loan. Your first payment is due December 4. You write out your check on December 1, drop it in a mailbox on December 2, it gets postmarked on December 3, and the lender receives it on December 6. For how many days is interest calculated?
- What does the income statement summarize?Worksheet B-Plan to Save You will need to spend money to achieve most of the long-term goals you set in your life. It could be money to pay for your education, buy a house, raise a family, travel, start a business, and so on. Because you need money to achieve your most valued long-term goals, you also need to create a savings plan as a part of your overall financial plan. Saving is not something that just happens for most people. It is the result of careful planning and controlled spending. Consider Walter, who would like to save $300 per month toward the purchase of a home. Walter's income and spending in the past month are shown below. Use this information to answer the questions that follow. Walter's Income and Spending Income Spending Gross Wages $3,500 Rent/Utilities $728.86 Таxes (830.00) Food 338.32 Interest Earned 60.00 Clothing 175.42 Stock Dividends 120.00 Transportation 425.61 Net Income 2,850 Loan Payments 299.00 Entertainment 400.92 Insurance 231.42 Other 250.45 1. How…Your printed name and hand- written signature O Beginning O Closing O Middle