What are the pros and cons of U.S. savings bonds?

Q: What is Pension Funds and insurance companies? What is Private Investors? What is Wholesale…

A: A retirement benefit is a payment that is paid to a retired individual.An investor is any individual…

Q: Advantage and Disadvantage of Non-stock savings and loan associations from private non bank thrift…

A: The association which is engaged in the non-stock, non-profits activities related to the business in…

Q: What would happen to the standard of living if people lost faith in the safety of financial…

A: Financial institution is the institution which involve the financial activities such as investment,…

Q: What is shadow banking? What are the backstops in shadow banking and traditional banking? Please…

A: Shadow banking is unregulated where the lenders, creditors, brokers, and other financial…

Q: What are the factors that make a person choose a bank? What are people looking for in a banking…

A: Bank is referred as the financial institution, which accepts the monetary deposits from the people…

Q: What factors led to the success of Grameen Bank?

A: The bank is a financial organization that accepts the deposits from the public in order to provide…

Q: Islamic banking

A: Islamic banking is a system of banking in accordance with the rules of the Shariat. There is no…

Q: Explain the possible IFRS treatment of bank loans.

A: IFRS is international finance reporting standards will replace with Accounting standards 39.

Q: WHAT DOES EXIM BANK JAMAICA DO?

A: Banks are very important for growth and development of any country.

Q: Why do federally guaranteed loans usually have the least risk for banks, List some popular…

A: Federal guaranteed loans are loans that are backed by the federal government, which means that the…

Q: How do financial markets that run freely and efficiently affect the standard of living in a country?

A: Explanation A free market is the 1 where the economy system is based solely on individual…

Q: Do you think that removing the impediments to a nationwide banking system will be beneficial to the…

A: Nationwide banking system refers to the process of providing financial services to the customers of…

Q: What makes banks special domestically and globally?

A: Banks play a crucial role in both domestic and global economies. They act as financial…

Q: What is adverse selection?  Why does it predict that lenders will prefer to arrange loans through a…

A: The loan is the funds that a borrower takes from the lender at a certain rate of interest for a…

Q: what is ADVANTAGES AND DISADVANTAGES OF THIS MORATORIUM  in banking to  BANKS . Give an example

A: MORATORIUM- is an option available to borrower to defer the EMI payment. During the moratorium…

Q: Why do community banks not want Wal-Mart to be in the banking business? What are the possible…

A: The world's largest retailer, Walmart is an American multinational  company. It  operates a chain of…

Q: What are the possible arguments for setting up a firewall between investment banks and commercial…

A: At the time, improper banking activity–the overzealous commercial bank involvement in stock market…

Q: . What are some ways banks can state theircharges, and how should the cost of bankdebt be analyzed?…

A: APR is the annual percentage rate. APR is calculated by taking into consideration all other charges…

Q: What is the ability to prevent the financial crises of the past in Jamaica?

A: Following the global financial crisis in 2009, Jamaica's economy underwent substantial economic…

Q: Write a persuasive statement either supporting or opposing a bank's right to assign a mortgage to a…

A: A mortgage payment usually consists of four main components: principle, interest, taxes, and…

Q: what are the disadvantages and advantages of big banks and small banks?

A: Answer:

Q: WHICH IS AN EXAMPLE OF A BANKING REGULATION?  AT THE FEDERAL LEVEL, HOW MANY BANKING REGULATIONS ARE…

A: The process of creating guidelines or policies to impose rules and regulations on the banking…

Q: Outline the main financial risks exposed by commercial banks and their implications on the value of…

A: The danger of losing money on an investment or business endeavor is referred to as financial risk.…

Q: Why do financial regulators have a significant impact on banks?

A: Financial regulators are governmental or independent bodies tasked with overseeing and regulating…

Q: GSIS loans

A: GSIS Loan  The general qualifications are actually quite simple just like the other government…

Q: Why should you and should not sign a personal guarantee for a business loan?

A: The personal guarantee for a business loan refers to the assurance by the company or a business…

Q: How has the credit crisis May have adversely affected many homeowners and mortgage companies?

A: Homeowners insurance policies are defined as the type of an insurance policies, which usually covers…

Q: You will discuss credit from the lenders point of view. What factors do lenders consider when making…

A: A credit score is a numerical representation of a person's creditworthiness and indicates how well…

Q: What are the relevant and supported limitations and implications of Banks being regulated,…

A: Regulation of banks:The functioning of banks is fairly regulated in each country as per the current…

Q: Why are credits and debits different for banks compared for personal finance usage?

A: In personal account, all expenses, assets, and losses will be debited. All incomes, liabilities, and…

Q: When any central bank wanted to increase the money supply and loosen credit conditions, what would…

A: In order to increase the money supply and loosen credit conditions, the central bank would purchase…

Q: ich of the following was part of the U.S. government’s response to the credit crisis? a) Troubled…

A: Basic Concepts of Accounts and business

Q: Do you think that IFRS 9 may make loans more expensive for borrowers?  Implementation of IFRS 9 will…

A: IFRS 9 follows the expected credit loss model, which regulated the provisioning to be done by the…

Q: Why are the banks reluctant to lend, and what should be done to increase bank lending?

A: Banks generally borrow and lend cash in the interbank loaning market so as to oversee the liquidity…

Q: If a consumer with a relatively low credit score applied for a loan from your bank, what other…

A: WHAT IS CREDIT CRITERIA- Credit criteria area unit the factors employed by lenders to work out…

Q: In managing credit risk for banks what are the two main concerns that banks have when lending money?…

A: Credit risk: It is the risk involved in receiving the interest and principal payments from the…

Q: What are the advantages and disadvantages of direct lending for the bank? How are banks reducing the…

A: Direct lending refers to a type of lending that is provided directly by the lender, such as a bank,…

Q: According to the FDIC, they would like to see fewer banks in the future. What will be the outcome…

A: FDIC mentions in its latest report that they will see lesser banks in the future , the explanation…

Q: Why is the Fed’s discount window considered the “lender of last resort” for some banks?

A: The “discount window” refers to the facilities that central banks are offering to commercial banks…