Use discriminant analysis to classify the accompanying new records using only Credit Score and Years of Credit History as input variables. Click here to view the credit approval data. Click here to view the new records. 2. The dataset: Homeowner Credit Score Years of Credit History Revolving Balance ($) Revolving Utilization (%) Decision Y 625 20 11320 25 Approve Y 573 9 7200 70 Reject Y 677 11 20000 55 Approve N 625 15 12800 65 Reject N 527 12 5700 75 Reject Y 795 22 9000 12 Approve N 733 7 35200 20 Approve N 620 5 22800 62 Reject Y 591 17 16500 50 Reject Y 660 24 9200 35 Approve Y 700 19 22000 18 Approve Y 500 16 12500 83 Reject Y 565 6 7700 70 Reject N 620 3 37400 87 Reject Y 774 13 6100 7 Approve Y 802 10 10500 5 Approve N 640 7 17300 59 Reject N 523 14 27000 79 Reject Y 811 20 13400 3 Approve N 763 2 11200 70 Reject N 555 4 2500 100 Reject N 617 9 8400 34 Reject Y 642 13 16000 25 Approve N 688 3 3300 11 Approve Y 649 12 7500 5 Approve Y 695 15 20300 22 Approve Y 701 9 11700 15 Approve N 635 7 29100 85 Reject N 507 2 2000 100 Reject Y 677 12 7600 9 Approve N 485 5 1000 80 Reject N 582 3 8500 65 Reject Y 699 17 12800 27 Approve Y 703 22 10000 20 Approve N 585 18 31000 78 Reject Y 620 8 16200 55 Reject Y 695 16 9700 11 Approve Y 774 13 6100 7 Approve Y 802 10 10500 5 Approve N 640 7 17300 59 Reject N 536 14 27000 79 Reject Y 801 20 13400 3 Approve N 760 2 11200 70 Reject N 567 4 2200 95 Reject N 600 10 12050 81 Reject Y 702 11 11700 15 Approve Y 636 8 29100 85 Reject N 509 3 2000 100 Reject N 595 18 29000 78 Reject Y 733 15 13000 24 Approve Homeowner Credit Score Years of Credit History Revolving Balance ($) Revolving Utilization (%) Decision Y 718 5 21000 15 N 629 12 4000 90 Y 589 2 8500 25 N 578 7 16300 70 N 597 15 2500 90 Y 553 4 16700 18
Use discriminant analysis to classify the accompanying new records using only Credit Score and Years of Credit History as input variables. Click here to view the credit approval data. Click here to view the new records. 2. The dataset: Homeowner Credit Score Years of Credit History Revolving Balance ($) Revolving Utilization (%) Decision Y 625 20 11320 25 Approve Y 573 9 7200 70 Reject Y 677 11 20000 55 Approve N 625 15 12800 65 Reject N 527 12 5700 75 Reject Y 795 22 9000 12 Approve N 733 7 35200 20 Approve N 620 5 22800 62 Reject Y 591 17 16500 50 Reject Y 660 24 9200 35 Approve Y 700 19 22000 18 Approve Y 500 16 12500 83 Reject Y 565 6 7700 70 Reject N 620 3 37400 87 Reject Y 774 13 6100 7 Approve Y 802 10 10500 5 Approve N 640 7 17300 59 Reject N 523 14 27000 79 Reject Y 811 20 13400 3 Approve N 763 2 11200 70 Reject N 555 4 2500 100 Reject N 617 9 8400 34 Reject Y 642 13 16000 25 Approve N 688 3 3300 11 Approve Y 649 12 7500 5 Approve Y 695 15 20300 22 Approve Y 701 9 11700 15 Approve N 635 7 29100 85 Reject N 507 2 2000 100 Reject Y 677 12 7600 9 Approve N 485 5 1000 80 Reject N 582 3 8500 65 Reject Y 699 17 12800 27 Approve Y 703 22 10000 20 Approve N 585 18 31000 78 Reject Y 620 8 16200 55 Reject Y 695 16 9700 11 Approve Y 774 13 6100 7 Approve Y 802 10 10500 5 Approve N 640 7 17300 59 Reject N 536 14 27000 79 Reject Y 801 20 13400 3 Approve N 760 2 11200 70 Reject N 567 4 2200 95 Reject N 600 10 12050 81 Reject Y 702 11 11700 15 Approve Y 636 8 29100 85 Reject N 509 3 2000 100 Reject N 595 18 29000 78 Reject Y 733 15 13000 24 Approve Homeowner Credit Score Years of Credit History Revolving Balance ($) Revolving Utilization (%) Decision Y 718 5 21000 15 N 629 12 4000 90 Y 589 2 8500 25 N 578 7 16300 70 N 597 15 2500 90 Y 553 4 16700 18
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Use discriminant analysis to classify the accompanying new records using only Credit Score and Years of Credit History as input variables.
Click here to view the credit approval data. Click here to view the new records.
2. The dataset:
Homeowner | Credit Score | Years of Credit History | Revolving Balance ($) | Revolving Utilization (%) | Decision |
Y | 625 | 20 | 11320 | 25 | Approve |
Y | 573 | 9 | 7200 | 70 | Reject |
Y | 677 | 11 | 20000 | 55 | Approve |
N | 625 | 15 | 12800 | 65 | Reject |
N | 527 | 12 | 5700 | 75 | Reject |
Y | 795 | 22 | 9000 | 12 | Approve |
N | 733 | 7 | 35200 | 20 | Approve |
N | 620 | 5 | 22800 | 62 | Reject |
Y | 591 | 17 | 16500 | 50 | Reject |
Y | 660 | 24 | 9200 | 35 | Approve |
Y | 700 | 19 | 22000 | 18 | Approve |
Y | 500 | 16 | 12500 | 83 | Reject |
Y | 565 | 6 | 7700 | 70 | Reject |
N | 620 | 3 | 37400 | 87 | Reject |
Y | 774 | 13 | 6100 | 7 | Approve |
Y | 802 | 10 | 10500 | 5 | Approve |
N | 640 | 7 | 17300 | 59 | Reject |
N | 523 | 14 | 27000 | 79 | Reject |
Y | 811 | 20 | 13400 | 3 | Approve |
N | 763 | 2 | 11200 | 70 | Reject |
N | 555 | 4 | 2500 | 100 | Reject |
N | 617 | 9 | 8400 | 34 | Reject |
Y | 642 | 13 | 16000 | 25 | Approve |
N | 688 | 3 | 3300 | 11 | Approve |
Y | 649 | 12 | 7500 | 5 | Approve |
Y | 695 | 15 | 20300 | 22 | Approve |
Y | 701 | 9 | 11700 | 15 | Approve |
N | 635 | 7 | 29100 | 85 | Reject |
N | 507 | 2 | 2000 | 100 | Reject |
Y | 677 | 12 | 7600 | 9 | Approve |
N | 485 | 5 | 1000 | 80 | Reject |
N | 582 | 3 | 8500 | 65 | Reject |
Y | 699 | 17 | 12800 | 27 | Approve |
Y | 703 | 22 | 10000 | 20 | Approve |
N | 585 | 18 | 31000 | 78 | Reject |
Y | 620 | 8 | 16200 | 55 | Reject |
Y | 695 | 16 | 9700 | 11 | Approve |
Y | 774 | 13 | 6100 | 7 | Approve |
Y | 802 | 10 | 10500 | 5 | Approve |
N | 640 | 7 | 17300 | 59 | Reject |
N | 536 | 14 | 27000 | 79 | Reject |
Y | 801 | 20 | 13400 | 3 | Approve |
N | 760 | 2 | 11200 | 70 | Reject |
N | 567 | 4 | 2200 | 95 | Reject |
N | 600 | 10 | 12050 | 81 | Reject |
Y | 702 | 11 | 11700 | 15 | Approve |
Y | 636 | 8 | 29100 | 85 | Reject |
N | 509 | 3 | 2000 | 100 | Reject |
N | 595 | 18 | 29000 | 78 | Reject |
Y | 733 | 15 | 13000 | 24 | Approve |
Homeowner | Credit Score | Years of Credit History | Revolving Balance ($) | Revolving Utilization (%) | Decision |
Y | 718 | 5 | 21000 | 15 | |
N | 629 | 12 | 4000 | 90 | |
Y | 589 | 2 | 8500 | 25 | |
N | 578 | 7 | 16300 | 70 | |
N | 597 | 15 | 2500 | 90 | |
Y | 553 | 4 | 16700 | 18 |
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