This year, Alexander saw his in-network primary care provider (a family practice physician). His primary care provider ordered a colonoscopy. Alexander had the colonoscopy at an in-network ambulatory surgery center. No abnormalities were found. Alexander has a chronic skin condition. Each year, he sees his dermatologist in order to have his prescription renewed. The prescription for his daily medication is a common antibiotic for which his physician orders the generic equivalent. He is a former high-school and college quarterback. He currently exercises 60 to 90 minutes per day, alternating daily between cardiovascular and free-weight routines. Last year, his hip started to “catch” sporadically. He saw a physical therapist twice. The physical therapist gave him two sets of exercises to strengthen the muscles supporting the hip joint. Information about Alexander’s individual coverage that you will need, but that is not available on the card includes the following: Premium: $21.72 per month (employer pays $197.45 per month) Benefit year deductible: $700 for in-network; $1,400 for out-of-network Cost of visit to primary care physician: $79 Colonoscopy facility costs to Alexander after insurance payment: $664 (total was $2,346) Colonoscopy physician costs to Alexander after insurance payment: $400 (total was $667) Colonoscopy anesthesiologist costs: $100 (total was $250) Cost of visit to dermatologist: $85 Cost of visit to physical therapist: $52 Alexander lives in your state and zip code Alexander would like to pay about $1,000 for his deductible Should Alexander change his health insurance from the one on the healthcare insurance identification card to a high-deductible plan with a health savings account? Why or why not?

Phlebotomy Essentials

6th Edition

ISBN:9781451194524

Author:Ruth McCall, Cathee M. Tankersley MT(ASCP)

Publisher:Ruth McCall, Cathee M. Tankersley MT(ASCP)

Chapter1: Phlebotomy: Past And Present And The Healthcare Setting

Section: Chapter Questions

Problem 1SRQ

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Question

This year, Alexander saw his in-network primary care provider (a family practice physician). His primary care provider ordered a colonoscopy. Alexander had the colonoscopy at an in-network ambulatory surgery center. No abnormalities were found. Alexander has a chronic skin condition. Each year, he sees his dermatologist in order to have his prescription renewed. The prescription for his daily medication is a common antibiotic for which his physician orders the generic equivalent. He is a former high-school and college quarterback. He currently exercises 60 to 90 minutes per day, alternating daily between cardiovascular and free-weight routines. Last year, his hip started to “catch” sporadically. He saw a physical therapist twice. The physical therapist gave him two sets of exercises to strengthen the muscles supporting the hip joint.

Information about Alexander’s individual coverage that you will need, but that is not available on the card includes the following:

Premium: $21.72 per month (employer pays $197.45 per month)
Benefit year deductible: $700 for in-network; $1,400 for out-of-network
Cost of visit to primary care physician: $79
Colonoscopy facility costs to Alexander after insurance payment: $664 (total was $2,346)
Colonoscopy physician costs to Alexander after insurance payment: $400 (total was $667)
Colonoscopy anesthesiologist costs: $100 (total was $250)
Cost of visit to dermatologist: $85
Cost of visit to physical therapist: $52
Alexander lives in your state and zip code
Alexander would like to pay about $1,000 for his deductible
Should Alexander change his health insurance from the one on the healthcare insurance identification card to a high-deductible plan with a health savings account? Why or why not?