The only loan - shark in your area is offering loans at 12% nominal, compounded monthly. In pandemic desperation you borrow just $ 10,000, committing to repay over a 36 month period. A year passes and with a promising vaccine, you want to re-negotiate after those first 12 payments to pay off the remainder in 8 equal quarterly payments. If the interest rate and compounding frequency remain the same, what is the quarterly payment amount?

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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The only loan - shark in your area is offering loans at 12% nominal, compounded monthly. In pandemic desperation you borrow just $ 10,000, committing to repay over a 36 month period. A year passes and with a promising vaccine, you want to re-negotiate after those first 12 payments to pay off the remainder in 8 equal quarterly payments. If the interest rate and compounding frequency remain the same, what is the quarterly payment amount?

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