You need a loan in the amount of $10,000 with a repayment period of 5 years. You did some market research, and it seems that you have two options as follows:   Pay $3,000 per year at BMO or Pay 15,000at the end of the 5-year period at CIBC. What option is better. The interest/discount rate is 10% at both banks.

Essentials Of Investments
11th Edition
ISBN:9781260013924
Author:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Publisher:Bodie, Zvi, Kane, Alex, MARCUS, Alan J.
Chapter1: Investments: Background And Issues
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You need a loan in the amount of $10,000 with a repayment period of 5 years. You did some market research, and it seems that you have two options as follows:

 

Pay $3,000 per year at BMO or

Pay 15,000at the end of the 5-year period at CIBC.

What option is better. The interest/discount rate is 10% at both banks.

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