The financial statements for BSW National Bank (BSWNB) are shown below: What is the dollar value of earning assets held by BSWNB?What is the dollar value of interest-bearing liabilities held by BSWNB?What is BSWNB’s total operating income?Calculate BSWNB’s asset utilization ratio.Calculate BSWNB’s net interest margin. ### Balance Sheet of BSW National Bank**Assets**- Cash and due from banks: $936- Investments: $3,100- Federal funds sold: $1,664- Loans (less reserve for loan losses of $400): $9,120- Premises: $780**Total Assets**: $15,600**Liabilities and Equity**- Demand deposits: $5,040- Small time deposits: $4,020- Jumbo CDs: $4,680- Federal funds purchased: $312- Equity: $1,548**Total Liabilities/Equity**: $15,600---### Income Statement of BSW National Bank- Interest income: $1,150- Interest expense: $475- Provision for loan losses: $150- Noninterest income: $260- Noninterest expense: $525- Taxes: $60This document presents the financial statements of BSW National Bank, showcasing its balance sheet and income statement. The balance sheet lists the bank's assets and how they are financed through liabilities and equity, totaling $15,600. The income statement reports the bank's revenues and expenses, detailing how the bank earned interest and managed its operational costs.

The financial statements for BSW National Bank (BSWNB) are shown below: What is the dollar value of earning assets held by BSWNB? What is the dollar value of interest-bearing liabilities held by BSWNB? What is BSWNB’s total operating income?

The financial statements for BSW National Bank (BSWNB) are shown below: What is the dollar value of earning assets held by BSWNB? What is the dollar value of interest-bearing liabilities held by BSWNB? What is BSWNB’s total operating income?

FINANCIAL ACCOUNTING

10th Edition

ISBN:9781259964947

Author:Libby

Publisher:Libby

Chapter1: Financial Statements And Business Decisions

Section: Chapter Questions

Problem 1Q

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Question

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The financial statements for BSW National Bank (BSWNB) are shown below:

What is the dollar value of earning assets held by BSWNB?
What is the dollar value of interest-bearing liabilities held by BSWNB?
What is BSWNB’s total operating income?
Calculate BSWNB’s asset utilization ratio.
Calculate BSWNB’s net interest margin.

### Balance Sheet of BSW National Bank

**Assets**
- Cash and due from banks: $936
- Investments: $3,100
- Federal funds sold: $1,664
- Loans (less reserve for loan losses of $400): $9,120
- Premises: $780

**Total Assets**: $15,600

**Liabilities and Equity**
- Demand deposits: $5,040
- Small time deposits: $4,020
- Jumbo CDs: $4,680
- Federal funds purchased: $312
- Equity: $1,548

**Total Liabilities/Equity**: $15,600

---

### Income Statement of BSW National Bank

- Interest income: $1,150
- Interest expense: $475
- Provision for loan losses: $150
- Noninterest income: $260
- Noninterest expense: $525
- Taxes: $60

This document presents the financial statements of BSW National Bank, showcasing its balance sheet and income statement. The balance sheet lists the bank's assets and how they are financed through liabilities and equity, totaling $15,600. The income statement reports the bank's revenues and expenses, detailing how the bank earned interest and managed its operational costs.

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