Pick a Health Insurance Plan Individual healthcare insurance is predominantly offered through the employer in the United States. For some individuals, eligibility through an employer or may not be an option if they are not working the minimum number of hours (average 30 hours /week) for benefits or not working at the time. The Affordable Care Act (ACA) offers individual insurance through national Health Insurance Exchanges (HIE) for those that are not eligible through an employer. These exchanges have minimum standards, essential health benefits set by the federal government as part of a private -public partnership with commercial insurance companies to administer the HIE. This group discussion focuses on comparing plans and picking the plan that can offer the best benefit. Instructions Go to Healthcare.gov (go to “see topics” then “Picking a plan”) https://www.healthcare.gov/choose-a-plan/comparing-plans/ * Review and choose a “metal” plan. * Scroll down and Go to Preview Plans and price. * Add the zip code 44224 in the box as requested. * Then scroll Compare Plans and Prices In doing your research, review the following scenarios. 1. A female, 28 years old, who has no chronic health issues and in very good health. There are no dependents 2. A 45-year-old male who is a 2 pack a day smoker and has early-stage Chronic Obstructive Pulmonary Disease (COPD). He has no dependents. 3. A 34-year-old female who is 7 months pregnant and in good health, she has a 2-year-old toddler. *** Everyone on this list is earning $75,000 a year. Answer the questions for at least 2 of the cases below * Which plan did you choose and why? * Did you need to consider Cost Sharing Reductions? (CRS) * What are the following cost sharing items and charges for the plan you picked? 1. Premium- is it monthly, quarterly? 2. Deductible 3. Co-insurance 4. Max out of Pocket * State 3 reasons why this plan was chosen over others.

Principles Of Marketing

17th Edition

ISBN:9780134492513

Author:Kotler, Philip, Armstrong, Gary (gary M.)

Publisher:Kotler, Philip, Armstrong, Gary (gary M.)

Chapter1: Marketing: Creating Customer Value And Engagement

Section: Chapter Questions

Problem 1.1DQ

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Pick a Health Insurance Plan Individual healthcare insurance is predominantly offered through the employer in the United States. For some individuals, eligibility through an employer or may not be an option if they are not working the minimum number of hours (average 30 hours /week) for benefits or not working at the time. The Affordable Care Act (ACA) offers individual insurance through national Health Insurance Exchanges (HIE) for those that are not eligible through an employer. These exchanges have minimum standards, essential health benefits set by the federal government as part of a private -public partnership with commercial insurance companies to administer the HIE. This group discussion focuses on comparing plans and picking the plan that can offer the best benefit. Instructions Go to Healthcare.gov (go to “see topics” then “Picking a plan”) https://www.healthcare.gov/choose-a-plan/comparing-plans/ * Review and choose a “metal” plan. * Scroll down and Go to Preview Plans and price. * Add the zip code 44224 in the box as requested. * Then scroll Compare Plans and Prices In doing your research, review the following scenarios. 1. A female, 28 years old, who has no chronic health issues and in very good health. There are no dependents 2. A 45-year-old male who is a 2 pack a day smoker and has early-stage Chronic Obstructive Pulmonary Disease (COPD). He has no dependents. 3. A 34-year-old female who is 7 months pregnant and in good health, she has a 2-year-old toddler. *** Everyone on this list is earning $75,000 a year. Answer the questions for at least 2 of the cases below * Which plan did you choose and why? * Did you need to consider Cost Sharing Reductions? (CRS) * What are the following cost sharing items and charges for the plan you picked? 1. Premium- is it monthly, quarterly? 2. Deductible 3. Co-insurance 4. Max out of Pocket * State 3 reasons why this plan was chosen over others.

Definition Definition Arrangement between two or more people whereby they agree to manage business operations and share its profits and losses in an agreed ratio. The agreement drafted and signed by the partners of the firm is termed as a partnership deed and contains various important clauses agreed between the partners such as profit/loss sharing, interest on capital, remuneration allocation of each partner, and drawings of a partner.

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