Develop a polymorphic banking program using an Account hierarchy of your choice. Create a vector of Account pointers to SavingsAccount and CheckingAccount objects. For each Account in the vector, allow the user to specify an amount of money to withdraw from the Account using member function debit and an amount of money to deposit into the Account using member function credit. As you process each Account, determine its type. If an Account is a SavingsAccount, calculate the amount of interest owed to the Account using member function calculateInterest, then add the interest to the account balance using member function credit. After processing an Account, print the updated account balance obtained by invoking base-class member function getBalance.

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Concept of Pointer Parameter

Pointers are the special variable that stores the variable address, instead of storing the variable value. Pointer is a powerful feature of a programming language. A pointer is mostly used to save memory space and improve execution time.