Case Study 1: Redlining in the United States During the mid-20th century, redlining was a widespread practice in the United States that perpetuated racial segregation and denied financial services to predominantly Black neighborhoods. This institutional racism led to long-term disparities in wealth, education, and housing. Examination Questions: A) Define institutional racism and provide an example from the case study. b) Explain the impact of redlining on Black communities in the United States. C ) Briefly Discuss the long-term consequences of redlining on wealth and housing disparities. d) Propose strategies to address institutional racism in housing and finance sectors.

Case Study 1: Redlining in the United States During the mid-20th century, redlining was a widespread practice in the United States that perpetuated racial segregation and denied financial services to predominantly Black neighborhoods. This institutional racism led to long-term disparities in wealth, education, and housing.

Case Study 1: Redlining in the United States During the mid-20th century, redlining was a widespread practice in the United States that perpetuated racial segregation and denied financial services to predominantly Black neighborhoods. This institutional racism led to long-term disparities in wealth, education, and housing.