1 According to the Ontario Automobile Policy (OAP1), what is the earliestnumber of days from the inception of the policy that the insurer canterminate an insurance contract, by sending notice by registered mail tothe insured's last known address, due to non-payment of the premium?15 days.30 days.60 days.There is no time limit. The RIB Act grants the Discipline Committee power to impose penalties onmembers found guilty of misconduct, which is defined under Section 15(1)of Ontario Regulation 991. Which one (1) of the following acts is NOTdefined as "misconduct".Being convicted after October 1, 1981 of a criminal offence or an offenceunder the Insurance Act.Failure to comply with the RIB Act, Regulations and By-laws.The payment of any referral or finder's fee to an insurance broker registeredin the province of Quebec to act as an intermediary for insurance, other thanlife insurance.The use of any practice or conduct that results in unreasonable delay orresistance to the fair adjustment of claims.

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