A-n-a-l-y-z-e- --t-h-e- -g-i-v-e-n- -d-a-t-a- (-v-e-r-t-i-c-a-l-,- -h-o-r-i-z-o-n-t-a-l- -a-n-a-l-y-s-i-s- -a-n-d- -t-h-e- -f-o-r-e-c-a-s-t- -o-f- -I-n-c-o-m-e- -s-t-a-t-e-m-e-n-t- -o-f- -a- -m-e-t-r-o- -b-a-n-k-) -a-n-d- -a-n-s-w-e-r- -t-h-e- -q-u-e-s-t-i-o-n- , " - i-f- -t-h-e- -c-u-r-r-en-t- -t-r-e-n-d- -o-f- -m-e-t-r-o- -b-a-n-k- -c-o-n-t-i-n-u-o-s-,- -w-h-e-r-e- -d-o- -y-o-u- -s-e-e- -m-e-t-r-o- -b-a-n-k- -g-o-i-n-g- -i-n- -t-h-e- -n-e-x-t- - 3 - -y-e-a-r-s-?- -E-l-a-b-o-r-a-t-e- -y-o-u-r- -a-n-s-w-e-r- -b-y- -a-p-p-l-y-i-n-g- -m-a-n-a-g-e-m-e-n-t- -c-o-n-c-e-p-t-s - "

Understanding Business
12th Edition
ISBN:9781259929434
Author:William Nickels
Publisher:William Nickels
Chapter1: Taking Risks And Making Profits Within The Dynamic Business Environment
Section: Chapter Questions
Problem 1CE
icon
Related questions
Question

A-n-a-l-y-z-e- --t-h-e- -g-i-v-e-n- -d-a-t-a- (-v-e-r-t-i-c-a-l-,- -h-o-r-i-z-o-n-t-a-l- -a-n-a-l-y-s-i-s- -a-n-d- -t-h-e- -f-o-r-e-c-a-s-t- -o-f- -I-n-c-o-m-e- -s-t-a-t-e-m-e-n-t- -o-f- -a- -m-e-t-r-o- -b-a-n-k-) -a-n-d- -a-n-s-w-e-r- -t-h-e- -q-u-e-s-t-i-o-n- , " - i-f- -t-h-e- -c-u-r-r-en-t- -t-r-e-n-d- -o-f- -m-e-t-r-o- -b-a-n-k- -c-o-n-t-i-n-u-o-s-,- -w-h-e-r-e- -d-o- -y-o-u- -s-e-e- -m-e-t-r-o- -b-a-n-k- -g-o-i-n-g- -i-n- -t-h-e- -n-e-x-t- - 3 - -y-e-a-r-s-?- -E-l-a-b-o-r-a-t-e- -y-o-u-r- -a-n-s-w-e-r- -b-y- -a-p-p-l-y-i-n-g- -m-a-n-a-g-e-m-e-n-t- -c-o-n-c-e-p-t-s - "

 

H-O-R-I-Z-O-N-T-A-L--A-N-A-L-Y-S-I-S (M-E-T-R-O--B-A-N-K)
M-E-T-R-O--B-A-N-K- -C-O-R-P-O-R-A-T-I-O-N--A-N-D- -S-U-B-S-I-D-I-A-R-I-E-S
S-T-A-T-E-M-E-N-T-S--O-F--I-N-C-O-M-E
INTEREST INCOME ON
Loans and receivables
Financial assets at fair value through other comprehensive
income and investment securities at amortized cost
Financial assets at fair value through profit or loss
Interbank loans receivable and securities purchased under
resale agreements with the Bangko Sentral ng Pilipinas
Deposits with banks and others
INTEREST EXPENSE ON
Deposit liabilities
Subordinated note, bills payable, securities sold under
repurchase agreements, notes payable, and other
borrowings
Derivative instruments
Lease liabilities
Derivatives designated as hedges
NET INTEREST INCOME
Service charges, fees and commissions
Profit from assets sold/exchanged
Foreign exchange gain - net
Rent
Share in net income (loss) of subsidiaries and joint
ventures
Gain on disposal/redemption of investment securities at
amortized cost
Trading and securities gain (loss) - net
Miscellaneous
TOTAL OPERATING INCOME
OPERATING EXPENSES
Compensation and fringe benefits
Taxes and licenses
Provision for credit losses
Depreciation and amortization
Amortization of software costs
Occupancy costs
Provision for (recovery of) impairment losses
Miscellaneous
TOTAL OPERATING EXPENSES
INCOME BEFORE INCOME TAX
PROVISION FOR (BENEFIT FROM)
INCOME TAX
NET INCOME
ATTRIBUTABLE TO:
Equity holders of the Parent Company
NET INCOME
Basic/Diluted Earnings Per Share
As Percentage of the Base
2022
2021
87.23%
164.34%
32.98%
92.15%
160%
91.08%
97.25%
59.14%
87.08%
51.15%
0%
77.39%
95.42%
145.50%
531.50%
221%
122%
175.58%
0.18%
(0.23%)
111.26%
78.68%
117.72%
91.59%
9.98%
105.2%
178.12%
104.9%
509.08%
127.33%
55.83%
326.46%
204.74
142.02%
142.02%
142.02%
141.99%
82.46%
91.23%
28.78%
78.96%
1128.26%
81.54%%
56.71%
61.70%
74.75%
60.07%
0%
56.14%
89.58%
124.74%
493.87%
39%
110%
141.72%
2.93%
9.83%
85.82%
73.07%
108.09%
98.82%
20%
108.12%
117%
106.4%
(43.11%)
111.88%
57.57%
241.26%
205.21%
93.06%
93.06%
93.06%
93%
2020
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
V-E-R-T-I-C-A-L--A-N-A-L-Y-S-I-S (M-E-T-R-O--B-A-N-K)
INTEREST INCOME ON
Loans and receivables
Financial assets at fair value through other comprehensive
income and investment securities at amortized cost
Financial assets at fair value through profit or loss
Interbank loans receivable and securities purchased under
resale agreements with the Bangko Sentral ng Pilipinas
Deposits with banks and others
INTEREST EXPENSE ON
Deposit liabilities
S-T-A-T-E-M-E-N-T--O-F- -I-N-C-O-M-E
Subordinated note, bills payable, securities sold under
repurchase agreements, notes payable, and other
borrowings
Derivative instruments
Lease liabilities
Derivatives designated as hedges
NET INTEREST INCOME
Service charges, fees and commissions
Profit from assets sold/exchanged
Foreign exchange gain - net
Rent
Share in net income (loss) of subsidiaries and joint ventures
Gain on disposal/redemption of investment securities at
amortized cost
Trading and securities gain (loss) - net
Miscellaneous
TOTAL OPERATING INCOME
OPERATING EXPENSES
Compensation and fringe benefits
Taxes and licenses
Provision for credit losses
Depreciation and amortization
Amortization of software costs
Occupancy costs
Provision for (recovery of) impairment losses
Miscellaneous
TOTAL OPERATING EXPENSES
INCOME BEFORE INCOME TAX
PROVISION FOR (BENEFIT FROM)
INCOME TAX
NET INCOME
3 Year Average
P30,592,821
4,217,870
1,241,915
366,758
251,102
36,670,467
4,389,809
2,474,059
407,317
98,420
183,425
7,553,030
29,117,438
4,482,694
1,056,482
524,719
572,459
524,719
774,231
4,056,812
1,676,713
42,272,791
6,955,215
3,234,313
11,432,634
2,099,190
407,644
366,132
75,686
8,235,296
32,806,109
9,466,681
1,165,073
8,301,608
Percentage
83.43%
11.50%
3.39%
1.00%
0.69%
100%
11.97%
6.75%
1.11%
0.27%
0.50%
20.60%
79.40%
12.22%
2.88%
1.43%
1.56%
0.03%
2.11%
11.06%
4.57%
115.28%
18.97%
8.82%
31.18%
5.72%
1.11%
1.00%
0.21%
22.46%
89.46%
25.82%
3.18%
22.64
Transcribed Image Text:H-O-R-I-Z-O-N-T-A-L--A-N-A-L-Y-S-I-S (M-E-T-R-O--B-A-N-K) M-E-T-R-O--B-A-N-K- -C-O-R-P-O-R-A-T-I-O-N--A-N-D- -S-U-B-S-I-D-I-A-R-I-E-S S-T-A-T-E-M-E-N-T-S--O-F--I-N-C-O-M-E INTEREST INCOME ON Loans and receivables Financial assets at fair value through other comprehensive income and investment securities at amortized cost Financial assets at fair value through profit or loss Interbank loans receivable and securities purchased under resale agreements with the Bangko Sentral ng Pilipinas Deposits with banks and others INTEREST EXPENSE ON Deposit liabilities Subordinated note, bills payable, securities sold under repurchase agreements, notes payable, and other borrowings Derivative instruments Lease liabilities Derivatives designated as hedges NET INTEREST INCOME Service charges, fees and commissions Profit from assets sold/exchanged Foreign exchange gain - net Rent Share in net income (loss) of subsidiaries and joint ventures Gain on disposal/redemption of investment securities at amortized cost Trading and securities gain (loss) - net Miscellaneous TOTAL OPERATING INCOME OPERATING EXPENSES Compensation and fringe benefits Taxes and licenses Provision for credit losses Depreciation and amortization Amortization of software costs Occupancy costs Provision for (recovery of) impairment losses Miscellaneous TOTAL OPERATING EXPENSES INCOME BEFORE INCOME TAX PROVISION FOR (BENEFIT FROM) INCOME TAX NET INCOME ATTRIBUTABLE TO: Equity holders of the Parent Company NET INCOME Basic/Diluted Earnings Per Share As Percentage of the Base 2022 2021 87.23% 164.34% 32.98% 92.15% 160% 91.08% 97.25% 59.14% 87.08% 51.15% 0% 77.39% 95.42% 145.50% 531.50% 221% 122% 175.58% 0.18% (0.23%) 111.26% 78.68% 117.72% 91.59% 9.98% 105.2% 178.12% 104.9% 509.08% 127.33% 55.83% 326.46% 204.74 142.02% 142.02% 142.02% 141.99% 82.46% 91.23% 28.78% 78.96% 1128.26% 81.54%% 56.71% 61.70% 74.75% 60.07% 0% 56.14% 89.58% 124.74% 493.87% 39% 110% 141.72% 2.93% 9.83% 85.82% 73.07% 108.09% 98.82% 20% 108.12% 117% 106.4% (43.11%) 111.88% 57.57% 241.26% 205.21% 93.06% 93.06% 93.06% 93% 2020 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% V-E-R-T-I-C-A-L--A-N-A-L-Y-S-I-S (M-E-T-R-O--B-A-N-K) INTEREST INCOME ON Loans and receivables Financial assets at fair value through other comprehensive income and investment securities at amortized cost Financial assets at fair value through profit or loss Interbank loans receivable and securities purchased under resale agreements with the Bangko Sentral ng Pilipinas Deposits with banks and others INTEREST EXPENSE ON Deposit liabilities S-T-A-T-E-M-E-N-T--O-F- -I-N-C-O-M-E Subordinated note, bills payable, securities sold under repurchase agreements, notes payable, and other borrowings Derivative instruments Lease liabilities Derivatives designated as hedges NET INTEREST INCOME Service charges, fees and commissions Profit from assets sold/exchanged Foreign exchange gain - net Rent Share in net income (loss) of subsidiaries and joint ventures Gain on disposal/redemption of investment securities at amortized cost Trading and securities gain (loss) - net Miscellaneous TOTAL OPERATING INCOME OPERATING EXPENSES Compensation and fringe benefits Taxes and licenses Provision for credit losses Depreciation and amortization Amortization of software costs Occupancy costs Provision for (recovery of) impairment losses Miscellaneous TOTAL OPERATING EXPENSES INCOME BEFORE INCOME TAX PROVISION FOR (BENEFIT FROM) INCOME TAX NET INCOME 3 Year Average P30,592,821 4,217,870 1,241,915 366,758 251,102 36,670,467 4,389,809 2,474,059 407,317 98,420 183,425 7,553,030 29,117,438 4,482,694 1,056,482 524,719 572,459 524,719 774,231 4,056,812 1,676,713 42,272,791 6,955,215 3,234,313 11,432,634 2,099,190 407,644 366,132 75,686 8,235,296 32,806,109 9,466,681 1,165,073 8,301,608 Percentage 83.43% 11.50% 3.39% 1.00% 0.69% 100% 11.97% 6.75% 1.11% 0.27% 0.50% 20.60% 79.40% 12.22% 2.88% 1.43% 1.56% 0.03% 2.11% 11.06% 4.57% 115.28% 18.97% 8.82% 31.18% 5.72% 1.11% 1.00% 0.21% 22.46% 89.46% 25.82% 3.18% 22.64
I-N-C-O-M-E--S-T-A-T-E-M-E-N-T (M-E-T-R-O--B-A-N-K-)
Y-e-a-r-s--E-n-d-e-d--D-e-c-e-m-b-e-r- 31 20xx
(A-m-o-u-n-t--i-n- -T-h-o-u-s-a-n-d-s-,- -E-x-c-e-p-t--E-a-r-n-i-n-g-s--p-e-r- -S-h-a-r-e)
2021
S-T-A-T-E-M-E-N-T-S--O-F--I-N-C-O-M-E
C-o-n-s-o-l-i-d-a-t-e-d
INTEREST INCOME ON
Loans and receivables
Financial assets at fair value through other comprehensive
income and investment securities at amortized cost
Financial assets at fair value through profit or loss
Interbank loans receivable and securities purchased under
resale agreements with the Bangko Sentral ng Pilipinas
Deposits with banks and others
INTEREST EXPENSE ON
Deposit liabilities
Subordinated note, bills payable, securities sold under
repurchase agreements, notes payable, and other
borrowings
Derivative instruments
Lease liabilities
Derivatives designated as hedges
NET INTEREST INCOME
Service charges, fees and commissions
Profit from assets sold/exchanged
Foreign exchange gain - net
Rent
Share in net income (loss) of subsidiaries and joint
ventures
Gain on disposal/redemption of investment securities at
amortized cost
Trading and securities gain (loss) - net
Miscellaneous
TOTAL OPERATING INCOME
OPERATING EXPENSES
Compensation and fringe benefits
Taxes and licenses
Provision for credit losses
Depreciation and amortization
Amortization of software costs
Occupancy costs
Provision for (recovery of) impairment losses
Miscellaneous
TOTAL OPERATING EXPENSES
INCOME BEFORE INCOME TAX
PROVISION FOR (BENEFIT FROM)
INCOME TAX
NET INCOME
ATTRIBUTABLE TO:
Equity holders of the Parent Company
NET INCOME
Basic/Diluted Earnings Per Share
2020
P34,030,875 P28,061,190 P29,686,399
3,558,691
2,303,291
3,246,691
662,867
5,848,229
759,588
405,828
54,267
40,352,952
5,185,516
320,457
612,274
32,903,479
2,940,798
2,073,650
348,849
83,974
2022
6,922,432
3,301,844
5,280,537
2,173,089
362,322
375,433
(15,153)
8,148,489
3,360,800
466,680
139,778
550,276
9,703,050 5,447,271 7,508,768
30,649,902 27,456,208 29,246,203
3,632,251 4,530,855 5,284,975
281,636 1,390,922 1,496,888
437,241
170,261
966,654
631,118
516,104
570,156
(194,980)
81,346
2,252,662
66,028
4,004
11,104,578
1,091,728
(25,871)
1,693,200
1,453,069
1,883,870
50,372,594 36,810,573 39,635,205
6,404,272
3,341,112
26,383,042
2,009,962
309,430
352,836
35,150
7,283,465
46, 119,269
26,548,993
4,253,256 10,261,580
373,989
86,766
36,754,971
5,043,112
1,987,727
406,421
71,508
147,364
7,538,940
3,059,983
2,634,324
2,114,519
551,180
370,126
207,060
9,273,934
25,750,066
13,885,139
(3,178,931) 3,344,610 3,329,540
P7,432,256 P6,916,970 P10,555,599
P7,432,256 P6,916,970 P10,555,599
P7,432,256 P6,916,970 P10,555,599
P9.86
P9.17
P14.00
F-O-R-E-C-A-S-T (M-E-T-R-O--B-A-N-K)
P-R-O--F-O-R-M-A- -S-T-A-T-E-M-E-N-T--O-F--I-N-C-O-M-E-
M-E-T-R-O--B-A-N-K--C-O-R-P-O-R-A-T-I-O-N--A-N-D--S-U-B-S-I-D-I-A-R-I-E-S
C-o-n-s-o-l-i-d-a-t-e-d
INTEREST INCOME ON
Loans and receivables
Financial assets at fair value through other
comprehensive income and investment
securities at amortized cost
Financial assets at fair value through profit or
loss
Interbank loans receivable and securities
purchased under resale agreements with the
Bangko Sentral ng Pilipinas
Deposits with banks and others
INTEREST EXPENSE ON
Deposit liabilities
(A-m-o-u-n-t-s--i-n- -T-h-o-u-s-a-n-d-s-)
Subordinated note, bills payable, securities sold
under repurchase agreements, notes payable,
and other borrowings
Derivative instruments
Lease liabilities
Derivatives designated as hedges
NET INTEREST INCOME
Service charges, fees and commissions
Profit from assets sold/exchanged
Foreign exchange gain - net
Rent
Share in net income (loss) of subsidiaries and
joint ventures
Gain on disposal/redemption of investment
securities at amortized cost
Trading and securities gain (loss) - net
Miscellaneous
TOTAL OPERATING INCOME
OPERATING EXPENSES
Compensation and fringe benefits
Taxes and licenses
Provision for credit losses
Depreciation and amortization
Amortization of software costs
Occupancy costs
Provision for (recovery of) impairment losses
Miscellaneous
INCOME TAX
NET INCOME
TOTAL OPERATING EXPENSES
INCOME BEFORE INCOME TAX
PROVISION FOR (BENEFIT FROM)
INCOME TAX
2023
P29,816,702.13 P29,947,577.19
6,046,106.257
933,478.6197
513,603.3315
705,337.2749
279,849.8598
902,610.977
38,104,898.14 39,504,405.06
5,111,359.427 5,180,530.433
0
1,775,511.019 1,585,951.882
356,559.1925
60,465.15383
7170440.381
32,113,125.72
6,207,956.783
7,364,197.74
1,987,928.838
702,002.6193
(217,325.5574)
180.0839835
(74,352.92402)
3,103,970.512
45,753,560.97
2024
8,382,425.561
3,637,348.64
8,470,526.351
2,521,920.394
722,279.4883
310,289.3248
(460,846.7112)
11,036,736.1
33,288,808.77
18,148,710.34
0
6,250,678.774
1,147,177.593
(P413,271.0954)
P11,520,794.62
312,814.7
51,127.63
0
6847357
35,261,085
7,292,131
36,229,436
4,088,186
780,848.7
320,501.6
8.099461
(213,689)
5,114,277
52,816,387
9,320,284
4,323,653
27,236,519
3,007,815
946,492.4
260,126.2
1,025,692
13,134,614
43,034,639
23,721,454
0
2025
P30,079,026.71
6,462,173.087
1,409,798.149
968,647.672
2,911,227.386
40,955,312.71
5,250,637.517
1,416,630.675
274,437
43,232.09
0
6,538,831
38,717,629
8,565,647
178,236,937.2
8,407,374.573
868,550.4792
(472,660.82)
0.36428151
(614,140.481)
8,426,571.303
60,969,479.02
10,363,072.64
5,139,451.395
87,577,555.02
3,587,326.763
1,240,306.284
218,072.7075
(2,282,848.33)
15,631,259.5
55,633,716.12
31,005,364.72
0
P51,296.27 (P6,367.02596)
P12,574,247 P13,724,026.16
Transcribed Image Text:I-N-C-O-M-E--S-T-A-T-E-M-E-N-T (M-E-T-R-O--B-A-N-K-) Y-e-a-r-s--E-n-d-e-d--D-e-c-e-m-b-e-r- 31 20xx (A-m-o-u-n-t--i-n- -T-h-o-u-s-a-n-d-s-,- -E-x-c-e-p-t--E-a-r-n-i-n-g-s--p-e-r- -S-h-a-r-e) 2021 S-T-A-T-E-M-E-N-T-S--O-F--I-N-C-O-M-E C-o-n-s-o-l-i-d-a-t-e-d INTEREST INCOME ON Loans and receivables Financial assets at fair value through other comprehensive income and investment securities at amortized cost Financial assets at fair value through profit or loss Interbank loans receivable and securities purchased under resale agreements with the Bangko Sentral ng Pilipinas Deposits with banks and others INTEREST EXPENSE ON Deposit liabilities Subordinated note, bills payable, securities sold under repurchase agreements, notes payable, and other borrowings Derivative instruments Lease liabilities Derivatives designated as hedges NET INTEREST INCOME Service charges, fees and commissions Profit from assets sold/exchanged Foreign exchange gain - net Rent Share in net income (loss) of subsidiaries and joint ventures Gain on disposal/redemption of investment securities at amortized cost Trading and securities gain (loss) - net Miscellaneous TOTAL OPERATING INCOME OPERATING EXPENSES Compensation and fringe benefits Taxes and licenses Provision for credit losses Depreciation and amortization Amortization of software costs Occupancy costs Provision for (recovery of) impairment losses Miscellaneous TOTAL OPERATING EXPENSES INCOME BEFORE INCOME TAX PROVISION FOR (BENEFIT FROM) INCOME TAX NET INCOME ATTRIBUTABLE TO: Equity holders of the Parent Company NET INCOME Basic/Diluted Earnings Per Share 2020 P34,030,875 P28,061,190 P29,686,399 3,558,691 2,303,291 3,246,691 662,867 5,848,229 759,588 405,828 54,267 40,352,952 5,185,516 320,457 612,274 32,903,479 2,940,798 2,073,650 348,849 83,974 2022 6,922,432 3,301,844 5,280,537 2,173,089 362,322 375,433 (15,153) 8,148,489 3,360,800 466,680 139,778 550,276 9,703,050 5,447,271 7,508,768 30,649,902 27,456,208 29,246,203 3,632,251 4,530,855 5,284,975 281,636 1,390,922 1,496,888 437,241 170,261 966,654 631,118 516,104 570,156 (194,980) 81,346 2,252,662 66,028 4,004 11,104,578 1,091,728 (25,871) 1,693,200 1,453,069 1,883,870 50,372,594 36,810,573 39,635,205 6,404,272 3,341,112 26,383,042 2,009,962 309,430 352,836 35,150 7,283,465 46, 119,269 26,548,993 4,253,256 10,261,580 373,989 86,766 36,754,971 5,043,112 1,987,727 406,421 71,508 147,364 7,538,940 3,059,983 2,634,324 2,114,519 551,180 370,126 207,060 9,273,934 25,750,066 13,885,139 (3,178,931) 3,344,610 3,329,540 P7,432,256 P6,916,970 P10,555,599 P7,432,256 P6,916,970 P10,555,599 P7,432,256 P6,916,970 P10,555,599 P9.86 P9.17 P14.00 F-O-R-E-C-A-S-T (M-E-T-R-O--B-A-N-K) P-R-O--F-O-R-M-A- -S-T-A-T-E-M-E-N-T--O-F--I-N-C-O-M-E- M-E-T-R-O--B-A-N-K--C-O-R-P-O-R-A-T-I-O-N--A-N-D--S-U-B-S-I-D-I-A-R-I-E-S C-o-n-s-o-l-i-d-a-t-e-d INTEREST INCOME ON Loans and receivables Financial assets at fair value through other comprehensive income and investment securities at amortized cost Financial assets at fair value through profit or loss Interbank loans receivable and securities purchased under resale agreements with the Bangko Sentral ng Pilipinas Deposits with banks and others INTEREST EXPENSE ON Deposit liabilities (A-m-o-u-n-t-s--i-n- -T-h-o-u-s-a-n-d-s-) Subordinated note, bills payable, securities sold under repurchase agreements, notes payable, and other borrowings Derivative instruments Lease liabilities Derivatives designated as hedges NET INTEREST INCOME Service charges, fees and commissions Profit from assets sold/exchanged Foreign exchange gain - net Rent Share in net income (loss) of subsidiaries and joint ventures Gain on disposal/redemption of investment securities at amortized cost Trading and securities gain (loss) - net Miscellaneous TOTAL OPERATING INCOME OPERATING EXPENSES Compensation and fringe benefits Taxes and licenses Provision for credit losses Depreciation and amortization Amortization of software costs Occupancy costs Provision for (recovery of) impairment losses Miscellaneous INCOME TAX NET INCOME TOTAL OPERATING EXPENSES INCOME BEFORE INCOME TAX PROVISION FOR (BENEFIT FROM) INCOME TAX 2023 P29,816,702.13 P29,947,577.19 6,046,106.257 933,478.6197 513,603.3315 705,337.2749 279,849.8598 902,610.977 38,104,898.14 39,504,405.06 5,111,359.427 5,180,530.433 0 1,775,511.019 1,585,951.882 356,559.1925 60,465.15383 7170440.381 32,113,125.72 6,207,956.783 7,364,197.74 1,987,928.838 702,002.6193 (217,325.5574) 180.0839835 (74,352.92402) 3,103,970.512 45,753,560.97 2024 8,382,425.561 3,637,348.64 8,470,526.351 2,521,920.394 722,279.4883 310,289.3248 (460,846.7112) 11,036,736.1 33,288,808.77 18,148,710.34 0 6,250,678.774 1,147,177.593 (P413,271.0954) P11,520,794.62 312,814.7 51,127.63 0 6847357 35,261,085 7,292,131 36,229,436 4,088,186 780,848.7 320,501.6 8.099461 (213,689) 5,114,277 52,816,387 9,320,284 4,323,653 27,236,519 3,007,815 946,492.4 260,126.2 1,025,692 13,134,614 43,034,639 23,721,454 0 2025 P30,079,026.71 6,462,173.087 1,409,798.149 968,647.672 2,911,227.386 40,955,312.71 5,250,637.517 1,416,630.675 274,437 43,232.09 0 6,538,831 38,717,629 8,565,647 178,236,937.2 8,407,374.573 868,550.4792 (472,660.82) 0.36428151 (614,140.481) 8,426,571.303 60,969,479.02 10,363,072.64 5,139,451.395 87,577,555.02 3,587,326.763 1,240,306.284 218,072.7075 (2,282,848.33) 15,631,259.5 55,633,716.12 31,005,364.72 0 P51,296.27 (P6,367.02596) P12,574,247 P13,724,026.16
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A-n-a-l-y-z-e- --t-h-e- -g-i-v-e-n- -d-a-t-a- (-v-e-r-t-i-c-a-l-,- -h-o-r-i-z-o-n-t-a-l- -a-n-a-l-y-s-i-s- -a-n-d- -t-h-e- -f-o-r-e-c-a-s-t- -o-f- -B-a-l-a-n-c-e- -s-h-e-e-t- -o-f- -a- -m-e-t-r-o- -b-a-n-k-) -a-n-d- -a-n-s-w-e-r- -t-h-e- -q-u-e-s-t-i-o-n- , " - i-f- -t-h-e- -c-u-r-r-en-t- -t-r-e-n-d- -o-f- -m-e-t-r-o- -b-a-n-k- -c-o-n-t-i-n-u-o-s-,- -w-h-e-r-e- -d-o- -y-o-u- -s-e-e- -m-e-t-r-o- -b-a-n-k- -g-o-i-n-g- -i-n- -t-h-e- -n-e-x-t- - 3 - -y-e-a-r-s-?- -E-l-a-b-o-r-a-t-e- -y-o-u-r- -a-n-s-w-e-r- -b-y- -a-p-p-l-y-i-n-g- -m-a-n-a-g-e-m-e-n-t- -c-o-n-c-e-p-t-s - "

 

H-O-R-I-Z-O-N-T-A-L--A-N-A-L-Y-S-I-S (M-E-T-R-O--B-A-N-K)
H-O-R-I-Z-O-N-T-A-L--A-N-A-L-Y-S-I-S
S-T-A-T-E-M-E-N-T--O-F--F-I-N-A-N-C-I-A-L--P-O-S-I-T-I-O-N
ASSETS
Cash and Other Cash Items
Due from Bangko Sentral ng Pilipinas
Due from Other Banks
Interbank Loans Receivable and Securities Purchased
Under Resale Agreements with the Bangko Sentral ng
Pilipinas
Financial Assets at Fair Value through Profit or Loss
Financial Assets at Fair Value through Other
Comprehensive Income
Investment Securities at Amortized Cost
Loans and Receivables
Investments in Subsidiaries and a Joint Venture
Property, Equipment, and Right-of-use Assets
Investment Properties
Deferred Tax Assets
Goodwill
Intangible Assets
Other Assets
TOTAL ASSETS
LIABILITIES AND EQUITY
LIABILITIES
Deposit Liabilities
Demand
Savings
Time
Long-term Negotiable Certificates of Deposit
Financial Liabilities at Fair Value through Profit or Loss
Bills Payable and Securities Sold Under Repurchase
Agreements
Acceptances Payable
Margin Deposits and Cash Letters of Credit
Manager's and Certified Checks Outstanding
Income Tax Payable
Notes and Bonds Payable
Accrued Interest, Taxes and Other Expenses
Other Liabilities
TOTAL LIABILITIES
EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE
PARENT COMPANY
Capital stock
Additional paid-in capital
Surplus
Net unrealized gain on financial assets at fair value through
other comprehensive income
Net unrealized gain (loss) on subsidiaries' financial assets
at fair value through other comprehensive income
Cumulative foreign currency translation
TOTAL EQUITY
TOTAL LIABILITIES AND EQUITY
As Percentage of the Base
2021
2022
99.01%
132.96%
200%
147.61%
70.40%
164.15%
295.95%
114.53%
344.27%
95.67%
293.30%
66.80%
100%
137.24%
163.50%
129.01%
131.13%
119.05%
165.38%
100%
137.56%
159.58%
194.08%
247.81%
103.52%
106.23%
322.53%
103.06%
110.88%
85.82%
135.29%
100%
100%
117.44%
(456.79%)
173.61%
85.96%
102.06%
129.01%
83.27%
142.20%
130.82%
157.85%
64.41%
117.30%
93.35%
102.22%
217.27%
93.97%
108.26%
72.24%
100%
118.35%
94.30%
107.16%
122.07%
112.02%
123%
100%
118.89%
117.03%
16.43%
228.68%
65.05%
109.28%
139.52%
62.83%
77.33%
70.71%
108.50%
100%
100%
106.68%
(101%)
134.23%
113.80%
101.43%
107.16%
2020
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
100%
V-E-R-T-I-C-A-L- -A-N-A-L-Y-S-I-S (M-E-T-R-O- -B-A-N-K)
S-T-A-T-E-M-E-N-T--O-F--F-I-N-A-N-C-I-A-L- -P-O-S-I-T-I-O-N
V-E-R-T-I-C-A-L--A-N-A-L-Y-S-I-S
ASSETS
Cash and Other Cash Items
Due from Bangko Sentral ng Pilipinas
Due from Other Banks
Interbank Loans Receivable and Securities Purchased
Under Resale Agreements with the Bangko Sentral ng
Pilipinas
Financial Assets at Fair Value through Profit or Loss
Financial Assets at Fair Value through Other
Comprehensive Income
Investment Securities at Amortized Cost
Loans and Receivables
LIABILITIES AND EQUITY
LIABILITIES
Deposit Liabilities
C-o-n-s-o-l-i-d-a-t-e-d
Investments in Subsidiaries and a Joint Venture
Property, Equipment, and Right-of-use Assets
Investment Properties
Deferred Tax Assets
Goodwill
Intangible Assets
Other Assets
TOTAL ASSETS
Demand
Savings
Time
Long-term Negotiable Certificates of Deposit
Financial Liabilities at Fair Value through
Profit or Loss
Bills Payable and Securities Sold Under
Repurchase Agreements
Acceptances Payable
Margin Deposits and Cash Letters of Credit
Manager's and Certified Checks Outstanding
Income Tax Payable
Notes and Bonds Payable
Accrued Interest, Taxes and Other Expenses
Other Liabilities
TOTAL LIABILITIES
Capital stock
Additional paid-in capital
Surplus
EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE
PARENT COMPANY
Net unrealized gain on financial assets at fair value through
other comprehensive income
Net unrealized gain (loss) on subsidiaries' financial assets at
fair value through other comprehensive income
Cumulative foreign currency translation
TOTAL EQUITY
TOTAL LIABILITIES AND EQUITY
3 Year Average
P 12,524,769.67
59,264,765.33
14,419,183.00
25,193,535.67
8,412,405.33
87,444,107.00
38,152,941.33
463,350,979.33
1,563,230.67
5,327,284.00
1,826,697.00
5,786,410.00
841,602.00
3,226,017.33
4,252,330.67
P 731,586,258.33
P208,777,970
108,928,697
180,843,638
24,728,508
523,278,813
1,378,862
21,823,063
841,572
55,299
4,062,449
115,211
40,514,561
3,598,621
11,176,596
606,845,047
7,635,389
38,524,323
81,881,406
(3,086,506)
10,282
(223,682)
124,741,212
P731,586,258
Percentage
1.71%
8.10%
1.97%
3.44%
1.15%
11.95%
5.33%
63.34%
0.21%
0.73%
0.25%
0.79%
0.12%
0.44%
0.58%
100.00%
28.54%
14.89%
24.72%
3.38%
71.53%
0.19%
2.98%
0.12%
0.01%
0.56%
0.02%
5.54%
0.49%
1.53%
82.95%
1.04%
5.27%
11.19%
(0.42%)
0.00%
(0.03%)
17.05%
100.00%
Transcribed Image Text:H-O-R-I-Z-O-N-T-A-L--A-N-A-L-Y-S-I-S (M-E-T-R-O--B-A-N-K) H-O-R-I-Z-O-N-T-A-L--A-N-A-L-Y-S-I-S S-T-A-T-E-M-E-N-T--O-F--F-I-N-A-N-C-I-A-L--P-O-S-I-T-I-O-N ASSETS Cash and Other Cash Items Due from Bangko Sentral ng Pilipinas Due from Other Banks Interbank Loans Receivable and Securities Purchased Under Resale Agreements with the Bangko Sentral ng Pilipinas Financial Assets at Fair Value through Profit or Loss Financial Assets at Fair Value through Other Comprehensive Income Investment Securities at Amortized Cost Loans and Receivables Investments in Subsidiaries and a Joint Venture Property, Equipment, and Right-of-use Assets Investment Properties Deferred Tax Assets Goodwill Intangible Assets Other Assets TOTAL ASSETS LIABILITIES AND EQUITY LIABILITIES Deposit Liabilities Demand Savings Time Long-term Negotiable Certificates of Deposit Financial Liabilities at Fair Value through Profit or Loss Bills Payable and Securities Sold Under Repurchase Agreements Acceptances Payable Margin Deposits and Cash Letters of Credit Manager's and Certified Checks Outstanding Income Tax Payable Notes and Bonds Payable Accrued Interest, Taxes and Other Expenses Other Liabilities TOTAL LIABILITIES EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT COMPANY Capital stock Additional paid-in capital Surplus Net unrealized gain on financial assets at fair value through other comprehensive income Net unrealized gain (loss) on subsidiaries' financial assets at fair value through other comprehensive income Cumulative foreign currency translation TOTAL EQUITY TOTAL LIABILITIES AND EQUITY As Percentage of the Base 2021 2022 99.01% 132.96% 200% 147.61% 70.40% 164.15% 295.95% 114.53% 344.27% 95.67% 293.30% 66.80% 100% 137.24% 163.50% 129.01% 131.13% 119.05% 165.38% 100% 137.56% 159.58% 194.08% 247.81% 103.52% 106.23% 322.53% 103.06% 110.88% 85.82% 135.29% 100% 100% 117.44% (456.79%) 173.61% 85.96% 102.06% 129.01% 83.27% 142.20% 130.82% 157.85% 64.41% 117.30% 93.35% 102.22% 217.27% 93.97% 108.26% 72.24% 100% 118.35% 94.30% 107.16% 122.07% 112.02% 123% 100% 118.89% 117.03% 16.43% 228.68% 65.05% 109.28% 139.52% 62.83% 77.33% 70.71% 108.50% 100% 100% 106.68% (101%) 134.23% 113.80% 101.43% 107.16% 2020 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% 100% V-E-R-T-I-C-A-L- -A-N-A-L-Y-S-I-S (M-E-T-R-O- -B-A-N-K) S-T-A-T-E-M-E-N-T--O-F--F-I-N-A-N-C-I-A-L- -P-O-S-I-T-I-O-N V-E-R-T-I-C-A-L--A-N-A-L-Y-S-I-S ASSETS Cash and Other Cash Items Due from Bangko Sentral ng Pilipinas Due from Other Banks Interbank Loans Receivable and Securities Purchased Under Resale Agreements with the Bangko Sentral ng Pilipinas Financial Assets at Fair Value through Profit or Loss Financial Assets at Fair Value through Other Comprehensive Income Investment Securities at Amortized Cost Loans and Receivables LIABILITIES AND EQUITY LIABILITIES Deposit Liabilities C-o-n-s-o-l-i-d-a-t-e-d Investments in Subsidiaries and a Joint Venture Property, Equipment, and Right-of-use Assets Investment Properties Deferred Tax Assets Goodwill Intangible Assets Other Assets TOTAL ASSETS Demand Savings Time Long-term Negotiable Certificates of Deposit Financial Liabilities at Fair Value through Profit or Loss Bills Payable and Securities Sold Under Repurchase Agreements Acceptances Payable Margin Deposits and Cash Letters of Credit Manager's and Certified Checks Outstanding Income Tax Payable Notes and Bonds Payable Accrued Interest, Taxes and Other Expenses Other Liabilities TOTAL LIABILITIES Capital stock Additional paid-in capital Surplus EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT COMPANY Net unrealized gain on financial assets at fair value through other comprehensive income Net unrealized gain (loss) on subsidiaries' financial assets at fair value through other comprehensive income Cumulative foreign currency translation TOTAL EQUITY TOTAL LIABILITIES AND EQUITY 3 Year Average P 12,524,769.67 59,264,765.33 14,419,183.00 25,193,535.67 8,412,405.33 87,444,107.00 38,152,941.33 463,350,979.33 1,563,230.67 5,327,284.00 1,826,697.00 5,786,410.00 841,602.00 3,226,017.33 4,252,330.67 P 731,586,258.33 P208,777,970 108,928,697 180,843,638 24,728,508 523,278,813 1,378,862 21,823,063 841,572 55,299 4,062,449 115,211 40,514,561 3,598,621 11,176,596 606,845,047 7,635,389 38,524,323 81,881,406 (3,086,506) 10,282 (223,682) 124,741,212 P731,586,258 Percentage 1.71% 8.10% 1.97% 3.44% 1.15% 11.95% 5.33% 63.34% 0.21% 0.73% 0.25% 0.79% 0.12% 0.44% 0.58% 100.00% 28.54% 14.89% 24.72% 3.38% 71.53% 0.19% 2.98% 0.12% 0.01% 0.56% 0.02% 5.54% 0.49% 1.53% 82.95% 1.04% 5.27% 11.19% (0.42%) 0.00% (0.03%) 17.05% 100.00%
B-A-L-A-N-C-E- -S-H-E-E-T- (M-E-T-R-O- -B-A-N-K)
F-I-N-A-N-C-I-A-L- -A-N-A-L-Y-S-I-S- -O-F- -M-E-T-R-O--B-A-N-K-
-C-O-R-P-O-R-A-T-I-O-N--A-N-D--S-U-B-S-I-D-I-A-R-I-E-S-
S-T-A-T-E-M-E-N-T--O-F- -F-I-N-A-N-C-I-A-L- -P-O-S-I-T-I-O-N
C-o-n-s-o-l-i-d-a-t-e-d
F-o-r--t-h-e- -T-i-m-e- -P-e-r-i-o-d-s- -i-n-d-i-c-a-t-e-d--D-e-c-e-m-b-e-r 31, 20xx
(A-m-o-u-n-t- -i-n- -T-h-o-u-s-a-n-d-s)
ASSETS
Cash and Other Cash Items
Due from Bangko Sentral ng Pilipinas
Due from Other Banks
Interbank Loans Receivable and Securities Purchased
Under Resale Agreements with the Bangko Sentral ng
Pilipinas
Financial Assets at Fair Value through Profit or Loss
Financial Assets at Fair Value through Other
Comprehensive Income
Investment Securities at Amortized Cost
Loans and Receivables
Investments in Subsidiaries and a Joint Venture
Property, Equipment, and Right-of-use Assets
Investment Properties
Deferred Tax Assets
Goodwill
Intangible Assets
Other Assets
TOTAL ASSETS
LIABILITIES AND EQUITY
LIABILITIES
Deposit Liabilities
Demand
Savings
Time
Long-term Negotiable Certificates of Deposit
Financial Liabilities at Fair Value through Profit or Loss
Bills Payable and Securities Sold Under Repurchase
Agreements
Acceptances Payable
Margin Deposits and Cash Letters of Credit
Manager's and Certified Checks Outstanding
Income Tax Payable
Notes and Bonds Payable
Accrued Interest, Taxes and Other Expenses
Other Liabilities
TOTAL LIABILITIES
EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE
PARENT COMPANY
Capital stock
Additional paid-in capital
Surplus
Net unrealized gain on financial assets at fair value through
other comprehensive income
Net unrealized gain (loss) on subsidiaries' financial assets
at fair value through other comprehensive income
Cumulative foreign currency translation
TOTAL EQUITY
TOTAL LIABILITIES AND EQUITY
2020
P11,083,299
P13,310,838
67,391,502
47,391,378
10,034,045 13,126,213
2021
18,640,597 29,424,643
10,748,188 6,922,456
437,948
61,770
3,862,905
61,495
68,771,607 80,669,221 112,891,493
23,392,257 21,836,607 69,229,960
438,851,590 448,583,914 502,617,434
708,901
2,440,544
5,517,976
1,092,610
5,278,875
3,204,671
7,261,871
4,851,104
841,602
2,721,749
3,565,462
841,602
3,735,225
5,829,412
3,362,118
P652,850,671 P699,616,966 P842,291,138
1,540,247
5,185,001
1,182,810
5,246,255
841,602
3,221,078
2022
P13,180,172
63,011,416
20,097,291
P177,326,780 P216,470,901 P232,536,229
98,705,363 110,567,289 117,513,439
139,688,272 171,822,528 231,020,114
24,690,165 24,728,573 24,766,786
440,410,580 523,589,291 605,836,568
1,098,381 1,285,386 1,752,818
21,084,361
3,464,424 40,920,403
1,001,505
40,182
27,515,367
7,566,572
1,085,264
63,946
4,221,372
4,103,071
45,710,678
85,797
198,340
28,721,313 47,111,693
2,896,511 4,153,526
9,241,665 11,217,428
3,745,825
13,070,694
529,544,637 574,547,446 716,443,057
7,635,389 7,635,389
38,524,323 38,524,323
75,787,131 80,852,471
2,022,546
6,074
8,153
16,619
-669,429
92,396
(94,014)
123,306,034 125,069,520 125,848,081
P652,850,671 P699,616,966 P842,291,138
7,635,389
38,524,323
89,004,617
(2,043,212) (9,238,853)
F-O-R-E-C-A-S-T (M-E-T-R-O- -B-A-N-K)
M-E-T-R-O--B-A-N-K--C-O-R-P-O-R-A-T-I-O-N--A-N-D--S-U-B-S-I-D-I-A-R-I-E-S
C-o-n-s-o-l-i-d-a-t-e-d
(A-m-o-u-n-t- -i-n- -T-h-o-u-s-a-n-d-s)
P-R-O--F-O-R-M-A- -B-A-L-A-N-C-E- -S-H-E-E-T
ASSETS
Cash and Other Cash Items
Due from Bangko Sentral ng Pilipinas
Due from Other Banks
Interbank Loans Receivable and Securities Purchased
Under Resale Agreements with the Bangko Sentral ng
Pilipinas
Financial Assets at Fair Value through Profit or Loss
Financial Assets at Fair Value through Other
Comprehensive Income
Investment Securities at Amortized Cost
Loans and Receivables
Investments in Subsidiaries and a Joint Venture
Property, Equipment, and Right-of-use Assets
Investment Properties
Deferred Tax Assets
Goodwill
Intangible Assets
Other Assets
TOTAL ASSETS
LIABILITIES AND EQUITY
LIABILITIES
Deposit Liabilities
Demand
Savings
Time
Long-term Negotiable Certificates of Deposit
Financial Liabilities at Fair Value through Profit or Loss
Bills Payable and Securities Sold Under Repurchase
Agreements
Acceptances Payable
Margin Deposits and Cash Letters of Credit
Manager's and Certified Checks Outstanding
Income Tax Payable
Notes and Bonds Payable
Accrued Interest, Taxes and Other Expenses
Other Liabilities
TOTAL LIABILITIES
EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF
THE PARENT COMPANY
Capital stock
Additional paid-in capital
Surplus
Net unrealized gain on financial assets at fair value
through other comprehensive income
Net unrealized gain (loss) on subsidiaries' financial assets
at fair value through other comprehensive income
Cumulative foreign currency translation
TOTAL EQUITY
TOTAL LIABILITIES AND EQUITY
2023
2024
P13,830,369 P14,512,641 P15,228,571
64,331,586 65,679,416 67,055,484
24,868,857
30,773,304
38,079,604
2025
172,988,319 1,087,572,567 6,837,537,351
9,324,455 11,490,734 14,160,287
171,435,615 260,339,991 395,349,068
90,011,150 117,030,361 152,160,096
527,552,513 553,724,632 581,195,161
13,498,133
4,728,330
11,517,761
16,735,902
4,316,009
5,088,583
4,908,834
7,330,103
841,602
4,202,289
7,753,824
7,632,697
4,905,150
7,519,227
11,075,915
841,602
4,727,757
10,313,526
P870,280,529 P899,200,009 P929,080,485
841,602
5,318,931
13,718,240
P271,946,092 P318,035,075 P371,935,143
120,465,139 123,490,979 126,592,822
244,497,010 258,760,100 273,855,249
24,929,706 25,093,697 25,258,768
643,608,098 683,734,535 726,362,697
1,887,838
1,819,076
134,098,704 439,449,784 1,440,104,251
1,371,678 1,733,680
2,191,219
35,578
43,257
52,594
4,369,931
778,201
4,956,850
4,654,148
3,053,325
11,979,935
58,130,985
50,530,668 54,197,763
4,019,001
3,888,834
3,762,882
12,844,765
11,735,572 12,277,649
742,086,145 768,647,057
796,158,642
1,959,200
7,635,389
7,635,389
7,635,389
38,524,323 38,524,323
38,524,323
97,796,157 107,456,092 118,070,198
(8,536,556) (7,887,644)
(7,288,060)
19,952
23,954
28,759
(4,338,251)
(337,210) (1,209,504)
130,359,113 135,031,843 139,872,068
P870,280,529 P899,200,009 P929,080,485
Transcribed Image Text:B-A-L-A-N-C-E- -S-H-E-E-T- (M-E-T-R-O- -B-A-N-K) F-I-N-A-N-C-I-A-L- -A-N-A-L-Y-S-I-S- -O-F- -M-E-T-R-O--B-A-N-K- -C-O-R-P-O-R-A-T-I-O-N--A-N-D--S-U-B-S-I-D-I-A-R-I-E-S- S-T-A-T-E-M-E-N-T--O-F- -F-I-N-A-N-C-I-A-L- -P-O-S-I-T-I-O-N C-o-n-s-o-l-i-d-a-t-e-d F-o-r--t-h-e- -T-i-m-e- -P-e-r-i-o-d-s- -i-n-d-i-c-a-t-e-d--D-e-c-e-m-b-e-r 31, 20xx (A-m-o-u-n-t- -i-n- -T-h-o-u-s-a-n-d-s) ASSETS Cash and Other Cash Items Due from Bangko Sentral ng Pilipinas Due from Other Banks Interbank Loans Receivable and Securities Purchased Under Resale Agreements with the Bangko Sentral ng Pilipinas Financial Assets at Fair Value through Profit or Loss Financial Assets at Fair Value through Other Comprehensive Income Investment Securities at Amortized Cost Loans and Receivables Investments in Subsidiaries and a Joint Venture Property, Equipment, and Right-of-use Assets Investment Properties Deferred Tax Assets Goodwill Intangible Assets Other Assets TOTAL ASSETS LIABILITIES AND EQUITY LIABILITIES Deposit Liabilities Demand Savings Time Long-term Negotiable Certificates of Deposit Financial Liabilities at Fair Value through Profit or Loss Bills Payable and Securities Sold Under Repurchase Agreements Acceptances Payable Margin Deposits and Cash Letters of Credit Manager's and Certified Checks Outstanding Income Tax Payable Notes and Bonds Payable Accrued Interest, Taxes and Other Expenses Other Liabilities TOTAL LIABILITIES EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT COMPANY Capital stock Additional paid-in capital Surplus Net unrealized gain on financial assets at fair value through other comprehensive income Net unrealized gain (loss) on subsidiaries' financial assets at fair value through other comprehensive income Cumulative foreign currency translation TOTAL EQUITY TOTAL LIABILITIES AND EQUITY 2020 P11,083,299 P13,310,838 67,391,502 47,391,378 10,034,045 13,126,213 2021 18,640,597 29,424,643 10,748,188 6,922,456 437,948 61,770 3,862,905 61,495 68,771,607 80,669,221 112,891,493 23,392,257 21,836,607 69,229,960 438,851,590 448,583,914 502,617,434 708,901 2,440,544 5,517,976 1,092,610 5,278,875 3,204,671 7,261,871 4,851,104 841,602 2,721,749 3,565,462 841,602 3,735,225 5,829,412 3,362,118 P652,850,671 P699,616,966 P842,291,138 1,540,247 5,185,001 1,182,810 5,246,255 841,602 3,221,078 2022 P13,180,172 63,011,416 20,097,291 P177,326,780 P216,470,901 P232,536,229 98,705,363 110,567,289 117,513,439 139,688,272 171,822,528 231,020,114 24,690,165 24,728,573 24,766,786 440,410,580 523,589,291 605,836,568 1,098,381 1,285,386 1,752,818 21,084,361 3,464,424 40,920,403 1,001,505 40,182 27,515,367 7,566,572 1,085,264 63,946 4,221,372 4,103,071 45,710,678 85,797 198,340 28,721,313 47,111,693 2,896,511 4,153,526 9,241,665 11,217,428 3,745,825 13,070,694 529,544,637 574,547,446 716,443,057 7,635,389 7,635,389 38,524,323 38,524,323 75,787,131 80,852,471 2,022,546 6,074 8,153 16,619 -669,429 92,396 (94,014) 123,306,034 125,069,520 125,848,081 P652,850,671 P699,616,966 P842,291,138 7,635,389 38,524,323 89,004,617 (2,043,212) (9,238,853) F-O-R-E-C-A-S-T (M-E-T-R-O- -B-A-N-K) M-E-T-R-O--B-A-N-K--C-O-R-P-O-R-A-T-I-O-N--A-N-D--S-U-B-S-I-D-I-A-R-I-E-S C-o-n-s-o-l-i-d-a-t-e-d (A-m-o-u-n-t- -i-n- -T-h-o-u-s-a-n-d-s) P-R-O--F-O-R-M-A- -B-A-L-A-N-C-E- -S-H-E-E-T ASSETS Cash and Other Cash Items Due from Bangko Sentral ng Pilipinas Due from Other Banks Interbank Loans Receivable and Securities Purchased Under Resale Agreements with the Bangko Sentral ng Pilipinas Financial Assets at Fair Value through Profit or Loss Financial Assets at Fair Value through Other Comprehensive Income Investment Securities at Amortized Cost Loans and Receivables Investments in Subsidiaries and a Joint Venture Property, Equipment, and Right-of-use Assets Investment Properties Deferred Tax Assets Goodwill Intangible Assets Other Assets TOTAL ASSETS LIABILITIES AND EQUITY LIABILITIES Deposit Liabilities Demand Savings Time Long-term Negotiable Certificates of Deposit Financial Liabilities at Fair Value through Profit or Loss Bills Payable and Securities Sold Under Repurchase Agreements Acceptances Payable Margin Deposits and Cash Letters of Credit Manager's and Certified Checks Outstanding Income Tax Payable Notes and Bonds Payable Accrued Interest, Taxes and Other Expenses Other Liabilities TOTAL LIABILITIES EQUITY ATTRIBUTABLE TO EQUITY HOLDERS OF THE PARENT COMPANY Capital stock Additional paid-in capital Surplus Net unrealized gain on financial assets at fair value through other comprehensive income Net unrealized gain (loss) on subsidiaries' financial assets at fair value through other comprehensive income Cumulative foreign currency translation TOTAL EQUITY TOTAL LIABILITIES AND EQUITY 2023 2024 P13,830,369 P14,512,641 P15,228,571 64,331,586 65,679,416 67,055,484 24,868,857 30,773,304 38,079,604 2025 172,988,319 1,087,572,567 6,837,537,351 9,324,455 11,490,734 14,160,287 171,435,615 260,339,991 395,349,068 90,011,150 117,030,361 152,160,096 527,552,513 553,724,632 581,195,161 13,498,133 4,728,330 11,517,761 16,735,902 4,316,009 5,088,583 4,908,834 7,330,103 841,602 4,202,289 7,753,824 7,632,697 4,905,150 7,519,227 11,075,915 841,602 4,727,757 10,313,526 P870,280,529 P899,200,009 P929,080,485 841,602 5,318,931 13,718,240 P271,946,092 P318,035,075 P371,935,143 120,465,139 123,490,979 126,592,822 244,497,010 258,760,100 273,855,249 24,929,706 25,093,697 25,258,768 643,608,098 683,734,535 726,362,697 1,887,838 1,819,076 134,098,704 439,449,784 1,440,104,251 1,371,678 1,733,680 2,191,219 35,578 43,257 52,594 4,369,931 778,201 4,956,850 4,654,148 3,053,325 11,979,935 58,130,985 50,530,668 54,197,763 4,019,001 3,888,834 3,762,882 12,844,765 11,735,572 12,277,649 742,086,145 768,647,057 796,158,642 1,959,200 7,635,389 7,635,389 7,635,389 38,524,323 38,524,323 38,524,323 97,796,157 107,456,092 118,070,198 (8,536,556) (7,887,644) (7,288,060) 19,952 23,954 28,759 (4,338,251) (337,210) (1,209,504) 130,359,113 135,031,843 139,872,068 P870,280,529 P899,200,009 P929,080,485
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