The Health Care Handbook Quiz

Instructions: For each question below, please select the single best answer. 1. Which statement regarding medical errors and adverse events is true? A. The ACA does not address provisions to improve patient safety. B. A patient who has a severe reaction to a medication during the first time they were ever exposed to the medication is a victim of a medical error. C. Hand hygiene has not been shown to reduce the number of adverse events from hospital-acquired infections. D. Most medical errors can be attributed to multiple problems within a system rather than a mistake made by one individual. 2. Which statement is true regarding outpatient physician practices? A. There is a growing number of physicians entering solo practice and fewer physicians are being directly employed by hospitals and healthcare networks. B. Outpatient physicians that are employed by hospital systems help generate large profits through billing from outpatient visits. C. Physicians employed by a hospital system can freely admit their patients to any hospital of their choosing. D. In general, outpatient physicians spend less time and energy focused on the business of their practice when employed by a hospital system rather than when in solo practice. 3. Which statement is true regarding physician shortages and physician training? A. Most residency training programs receive the majority of funding through Medicare and the Department of Health and Human Services. B. The American Association of Medical Colleges forecasts a shortfall of only 10,000 physicians by the year 2025. C. The greatest barrier to increasing the number of physicians in this country is the limited number of medical schools and slots for new medical students. D. The U.S. trains and produces higher quality physicians because of competition for a limited number of residency slots. 4. Which statement is true regarding the primary care workforce? A. To be board certified, primary care physicians are required to meet certain thresholds of Medicare and Medicaid patients seen per year. B. The ACA will reduce payments to primary care physicians who care for Medicare and Medicaid patients. C. Areas of the U.S. with fewer primary care physicians per capita have better patient outcomes and lower costs. D. The U.S. has a lower proportion of physicians in primary care (vs. specialty care) than most industrialized countries. 5. Approximately what percentage of Americans are uninsured? (pick the closest) A. 10 B. 35 C. 65 D. 90 1

6. Which statement is true in regards to cost-sharing for health insurance? A. Coinsurance is a fixed-dollar amount that the beneficiary must pay for certain services (pays $15 out of pocket for each primary care visit while insurance pay the rest of the bill). B. The deductible is a fixed-dollar annual amount of health care costs that the beneficiary must pay entirely out of pocket. C. A co-payment is a percentage of a bill rather than a fixed amount that the beneficiary must pay for certain services (pays 20% of the cost of a primary care visit while insurance pays the rest) D. The ACA has already eliminated cost-sharing for privately purchased insurance plans 7. What statement is true regarding public and private insurance programs? A. The majority of people in the US receive health insurance through Medicaid or Medicare. B. Medicare provides insurance only to people who are age 65 years and older. C. Hospitals charge private insurers a higher rate for care compared with payment rates provided by Medicare and Medicaid. D. Many Americans purchase insurance through the individual market because low-cost premiums are available through insurer competition. 8. Approximately what percentage of malpractice trials are found in favor of the physician? (pick the closest) A. 10 B. 35 C. 65 D. 90 9. Which statement is true regarding the high costs of US health care? A. Our current health care system does not ration care by the ability to pay. B. The sickest 5% of the population accounts for half of total health care spending, C. The majority of people who file for bankruptcy due to medical debt do not have health insurance. D. The percentage of GDP spent on health care has been declining since 2006. 10. Which statement is true regarding consumer protections under the ACA? A. Insurers must maintain coverage for policyholders’ dependent children up to age 26. B. Insurers can deny coverage for preexisting conditions. C. If a policyholder is later found to have medical condition that existed prior receiving a new healthcare policy, then the policy can be canceled by the insurer. D. Insurers can charge co-pays and deductibles for preventive services but these prices are set by state legislatures (i.e. annual preventive visits, mammograms, vaccinations, etc.) 2