SWK-520_ Topic 3, DQ2
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Grand Canyon University *
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Course
520
Subject
Health Science
Date
Nov 24, 2024
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Pages
2
Uploaded by PresidentHamster3896
SWK-520: Topic 3, DQ2
There are two main policy options for a national health care plan:
Option 1: Single-payer healthcare
Single-payer healthcare is a system in which the government is the sole payer for
healthcare services. This means that the government would be responsible for paying
for all medical care, including doctor's visits, hospital stays, prescription drugs, and
preventive care.
Possible short-term consequences of single-payer healthcare:
●
Reduced healthcare costs: Single-payer healthcare is expected to reduce
healthcare costs by eliminating administrative costs, negotiating lower prices for
drugs and medical services, and reducing the number of uninsured individuals.
●
Improved access to care: Single-payer healthcare would provide everyone with
access to healthcare, regardless of their income or employment status.
●
Reduced financial burden on individuals: Single-payer healthcare would eliminate
the financial burden of healthcare costs on individuals, as they would no longer
have to pay for premiums, copayments, or deductibles.
Possible long-term consequences of single-payer healthcare:
●
Increased government spending: Single-payer healthcare would increase
government spending on healthcare.
●
Reduced choice of providers: Single-payer healthcare could lead to a reduction
in the choice of providers, as the government would have the power to negotiate
lower prices with hospitals and doctors.
●
Longer wait times: Single-payer healthcare could lead to longer wait times for
non-emergency care, as the demand for services would increase.
Option 2: Multi-payer healthcare
Multi-payer healthcare is a system in which there are multiple payers for healthcare
services. This means that the government, private insurance companies, and
individuals would all pay for healthcare services.
Possible short-term consequences of multi-payer healthcare:
●
Maintained choice of providers: Multi-payer healthcare would allow individuals to
maintain their choice of providers, as there would still be multiple payers for
healthcare services.
●
Reduced disruption to the healthcare system: Multi-payer healthcare would be
less disruptive to the healthcare system than single-payer healthcare, as it would
not require a complete overhaul of the existing system.
Possible long-term consequences of multi-payer healthcare:
●
Higher healthcare costs: Multi-payer healthcare is expected to be more
expensive than single-payer healthcare, as there would be multiple payers
competing for healthcare services.
●
Continued coverage gaps: Multi-payer healthcare would not eliminate coverage
gaps, as there would still be individuals who are uninsured or underinsured.
●
Administrative complexity: Multi-payer healthcare is more complex than
single-payer healthcare, as there are multiple payers with different rules and
regulations.
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